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12 Dec 202302:39

Summary

TLDRThe video script discusses the recommended number of stocks to own for effective risk diversification, suggesting 10-15 different stocks across 5-6 industries as a good starting point, as advised by Aktiespararna. It distinguishes between 'market risk' and 'company risk', explaining that while market risk is inherent to all stocks, company risk can be mitigated by owning more stocks in various companies. The script emphasizes the importance of not owning just 1-2 stocks due to poor risk diversification and encourages investors to consider their risk spreading strategy, with resources available at Nordnet Academy for further learning.

Takeaways

📈 The organization Aktiespararna recommends owning about 10-15 different stocks to achieve a good spread of risk in a portfolio.
🏭 It's beneficial for the stocks to be from 5-6 different industries to ensure diversification.
💼 There are two main risks to be aware of when investing in stocks: market risk and company risk.
🌐 Market risk is the general risk associated with stock market investments and is difficult to avoid by buying more stocks as all are affected by the market.
🏦 To manage market risk, one can keep some money in a savings account.
🏢 Company risk is associated with a single company and can be mitigated by owning stocks in multiple companies.
📉 Owning more stocks reduces the so-called company risk, as it diversifies exposure to individual companies.
📊 The risk diversification effect begins to diminish after owning about 15 stocks, but owning more or fewer is still acceptable.
🔢 The script suggests that owning 1-2 stocks is not ideal for risk diversification, while owning between 10-15 stocks is a good starting point for a portfolio.
🧐 There is no one-size-fits-all model for investors, but it's important to consider risk diversification.
📚 For those interested in learning more about stocks, there are additional resources available at Nordnet Academy.
🍀 The speaker wishes good luck with investments, emphasizing the importance of informed decision-making.

Q & A

What is the recommended number of stocks to own according to Aktiespararna?
-Aktiespararna recommends owning approximately 10-15 different stocks to achieve a good level of diversification in one's portfolio.
Why is it suggested to have stocks in 5-6 different industries?
-Having stocks in 5-6 different industries helps to spread the risk across various sectors, ensuring that one's portfolio is not overly exposed to the ups and downs of a single industry.
What is 'market risk' and why is it hard to avoid by buying more stocks?
-Market risk is the general risk associated with investing in the stock market. It is hard to avoid by buying more stocks because all stocks are influenced by the market to some extent.
How can one manage market risk when investing in stocks?
-One way to manage market risk is by diversifying investments, for example, by having some money in a savings account, which is less affected by market fluctuations.
What is 'company risk' and how is it different from market risk?
-Company risk is the risk associated with an individual company, as opposed to market risk which is the general risk of the stock market. Company risk can be mitigated by owning stocks in multiple companies.
How does owning more stocks help in reducing company risk?
-Owning more stocks reduces company risk by spreading the investment across various companies, so that the poor performance of a few companies can be offset by the good performance of others.
What does the script suggest about the diminishing returns of risk spreading after owning 15 stocks?
-The script suggests that the effect of risk spreading begins to diminish after owning 15 stocks, meaning that owning more than 15 stocks does not significantly increase the level of diversification.
Can owning fewer stocks than the recommended 10-15 still be a good strategy?
-Yes, it is possible to be a specialist and own fewer stocks, such as 5-6, but it is important to be aware that this may not provide as good risk spreading as owning more stocks.
What is the potential downside of owning only 1-2 stocks?
-Owning only 1-2 stocks can lead to poor risk spreading, as the performance of one's portfolio is heavily dependent on the performance of a very small number of companies.
Where can one find more information about stocks and investing?
-For more information about stocks and investing, one can refer to additional videos and articles available in Nordnet Academy.
What is the script's final advice regarding stock ownership and investment strategy?
-The script advises considering risk spreading when deciding how many stocks to own and emphasizes that there is no one-size-fits-all approach, but between 10-15 stocks can be a good starting point for a portfolio.

Outlines

00:00

📈 Diversification in Stock Investments

The script discusses the recommended number of stocks to own for effective diversification, citing Aktiespararna's suggestion of 10-15 different stocks across 5-6 different sectors. It explains the concept of market risk, which is inherent to all stock investments and difficult to mitigate through stock ownership alone, and company risk, which can be reduced by owning more stocks in various companies. The script also illustrates how diversification can protect an investor's portfolio from the poor performance of individual companies, and notes that the benefits of diversification diminish after owning about 15 stocks. It emphasizes the importance of considering risk distribution when investing in stocks and suggests further learning through Nordnet Academy for those interested in deepening their knowledge.

Mindmap

Keywords

💡Aktiespararna

Aktiespararna is an interest organization in Sweden that advocates for individual stock ownership and provides recommendations to its members. In the context of the video, Aktiespararna suggests owning approximately 10-15 different stocks to achieve a good portfolio diversification. This organization is used as an authoritative source to support the video's advice on stock ownership.

💡Diversification

Diversification refers to the strategy of spreading investments across various financial instruments, industries, or other categories to manage risk. The video emphasizes the importance of diversification by recommending that stocks be spread across 5-6 different industries to achieve a balanced risk distribution in one's portfolio.

💡Market Risk

Market risk is the potential for losses that may arise from movements in the market as a whole, affecting all stocks similarly. The video explains that this type of risk is inherent to stock market investments and is difficult to avoid by simply owning more stocks, as all are influenced by the market conditions.

💡Company Risk

Company risk, also known as 'bolagsrisken' in the script, is the risk associated with a specific company's performance. The video suggests that this risk can be mitigated by owning stocks in multiple companies, thereby reducing the impact of any single company's poor performance on the overall portfolio.

💡Risk Spreading

Risk spreading is the effect of reducing the overall risk of a portfolio by investing in a variety of assets. The video illustrates how owning more stocks can decrease company risk, as the performance of a few underperforming companies can be offset by others that perform well.

💡Portfolio Exposure

Portfolio exposure refers to the proportion of an investment portfolio that is allocated to a particular asset or group of assets. The script uses the term to describe how the risk associated with individual companies in one's portfolio decreases as the number of stocks owned increases.

💡Stock Ownership

Stock ownership is the act of holding shares in a company, which represents partial ownership and a claim on part of the company's assets and earnings. The video discusses the number of stocks one should own, suggesting that owning between 10-15 different stocks can be a good starting point for a balanced portfolio.

💡Investment Strategy

An investment strategy is a structured approach to investing that aims to achieve specific financial goals. The video provides an investment strategy recommendation from Aktiespararna, which includes owning a diversified set of stocks across different industries to manage risk effectively.

💡Specialist vs. Generalist

The terms 'specialist' and 'generalist' in the context of the video refer to different approaches to stock ownership. A specialist might own a smaller, focused set of stocks, such as 5-6, while a generalist might own a larger, more diverse set, such as 50-60. The video suggests that both approaches are valid, depending on the investor's preference for diversification.

💡Nordnet Academy

Nordnet Academy is mentioned in the video as a resource for further learning about stocks and investing. It suggests that there are more videos and articles available on the topic for those who wish to expand their knowledge beyond the information provided in the script.

Highlights

Aktiespararna recommends owning approximately 10-15 different stocks for a well-diversified portfolio.

It's beneficial for the stocks and companies to be in 5-6 different sectors for risk diversification.

There are two types of risks to be aware of when investing in stocks: market risk and company risk.

Market risk is the general risk associated with stock market investments and is hard to avoid by buying more stocks.

Company risk is associated with individual companies and can be managed by owning more stocks in different companies.

Having a portfolio with 10% exposure to each company can mitigate company risk effectively.

The risk diversification effect begins to diminish after owning 15 stocks.

It's acceptable to own more or fewer stocks depending on personal strategy, but owning only 1-2 stocks is not ideal for risk diversification.

Owning between 10-15 stocks can be a good starting point for a portfolio, as suggested by Aktiespararna.

There is no one-size-fits-all model for investors, but risk diversification should always be considered.

For managing market risk, having some funds in a savings account is suggested.

The transcript provides a visual representation of company risk exposure based on the number of stocks owned.

Owning 1-2 stocks exposes the portfolio significantly to the performance of individual companies.

If 3-4 companies in a diversified portfolio perform poorly, the others can balance the losses.

There is no exact template for all investors, but the importance of considering risk diversification is emphasized.

Nordnet Academy offers more videos and articles for those interested in learning more about stocks.

The speaker wishes the audience good luck with their investments.