今日老細講啲乜 通識貼士 - 貿易融資

Summary

Hang Seng offers comprehensive financial solutions to enhance trade opportunities. Their Pre-Shipment Finance helps with liquidity by allowing businesses to assign receivables or sell bills receivable for immediate funds. They also provide Documentary Credit Bills Negotiation/Discounting Service for post-delivery cash access. For international trade, Hang Seng issues Letters of Credit, ensures supplier compliance, and offers Shipping Guarantees to reduce costs. They cater to industry-specific needs through workshops and seminars, keeping customers informed and competitive.

Takeaways

• 💼 Maintain business liquidity with Hang Seng Pre-Shipment Finance.
• 💹 Assign receivables to receive funds before buyer payment.
• 📈 Sell bill receivables post-delivery for short-term liquidity.
• 🌐 Utilize Documentary Credit Bills Negotiation/Discounting Service for immediate cash access.
• 💬 Issue Letters of Credit for overseas suppliers to ensure terms are met before payment.
• 🚢 Expedite delivery with Shipping Guarantee to reduce storage and demurrage costs.
• 📑 Release trade documents with Hang Seng upon confirmation or payment for goods delivery.
• 💲 Arrange Import Finance to finance payments against Letters of Credit.
• 🏭 Understand industry-specific needs with Hang Seng's industry workshops and seminars.
• 📞 Contact Hang Seng to explore more financial solutions for your business.

Q & A

What is the primary challenge for businesses in managing trade opportunities?

The primary challenge is having sufficient liquid funds to cover production overheads before the delivery of goods.

How does Hang Seng Pre-Shipment Finance help with liquidity issues?

It helps by allowing businesses to assign their receivables to Hang Seng to receive funds before the buyer has paid, or by selling bill receivables to Hang Seng for short-term liquidity.

What is the benefit of using Hang Seng's Documentary Credit Bills Negotiation/Discounting Service?

It provides immediate access to cash after the delivery of goods, enhancing the business's cash flow.

How does Hang Seng assist businesses dealing with overseas suppliers?

It issues Letters of Credit to ensure all terms are fulfilled by the supplier before making payment.

What is the purpose of Hang Seng's Shipping Guarantee?

It allows businesses to take delivery of goods before the arrival of documents, helping to save on storage and demurrage charges.

How does Hang Seng facilitate the release of trade documents for businesses trading under Documentary Credit terms?

After the business's confirmation or payment, Hang Seng releases the relevant trade documents for the business to take delivery of the goods.

What is Import Finance and how does Hang Seng arrange it?

Import Finance is a service to finance payment against an import Letter of Credit or a Documentary Credit, which Hang Seng arranges for its customers.

Why does Hang Seng organize workshops and seminars?

To help customers stay updated with industry trends and understand the unique needs of different industries.

What is the role of Hang Seng in ensuring the fulfillment of terms by suppliers?

Hang Seng ensures that suppliers fulfill all terms by issuing Letters of Credit and verifying compliance before payment is made.

How can businesses get more information about Hang Seng's trade finance services?

Businesses can contact Hang Seng directly to find out more about their services and how they can benefit from them.