Asking Harvard Students How They Make Money
Summary
TLDRВ видео-скрипте студенты Гарварда делятся своими финансами, от расходов на еду до крупных покупок, таких как ноутбуки и даже поездки. Они рассматривают способы заработка во время обучения, включая стажировки и частные занятия, и обсуждают, насколько деньги влияют на счастье. Восхищающие расходы и способы экономии демонстрируют разнообразие стилей жизни среди студентов этого престижного университета.
Takeaways
- 🏫 В среднем стоимость обучения в Гарварде составляет ошеломляюще $83 000 в год.
- 💼 Студенты Гарварда имеют доступ к различным возможностям заработка, включая стажировки и работу на кампусе.
- 💰 Средняя зарплата выпускника Гарварда превышает шестизначное число в первом году работы.
- 👩🎓 Некоторые студенты Гарварда зарабатывают десять раз больше средней зарплаты еще во время обучения.
- 🤔 Студенты имеют разные взгляды на то, равняется ли деньги счастьем, существует мнение, что материальное благополучие не обеспечивает счастья.
- 💡 Учащиеся рассказали о своих расходах на продукты питания и другие потребности, которые составляют большую часть их еженедельных расходов.
- 💸 Студенты отмечают различные способы заработка, такие как частные уроки, работа на стажировках и участие в различных проектах.
- 🎓 Некоторые студенты не работают вовсе, но имеют доступ к другим источникам дохода, таким как продажа бизнеса или наследство.
- 🛍️ Студенты делятся историями о своих самых дорогостоящих покупках, которые включают в себя электронику, одежду и путешествия.
- 📚 Студенты из Гарварда изучают различные предметы, от примененной математики до медицины и экономики.
- 🌐 Студенты Гарварда проявляют разнообразие в своих интересах и целях, от финансовой карьеры на Уолл-Стрит до журналистики в области здравоохранения.
Q & A
Какой был самый большой покупкой, которую вы когда-либо совершили?
-Ответы на это вопрос разнообразны, но некоторые упоминают покупку предметов для обучения, таких как ноутбуки или музыкальные инструменты, или более крупные покупки, такие как путешествия или дорогие вещи, например, обувь Jordan или бриллиантовый кольц.
Как много вы тратите в среднем каждую неделю?
-Студенты описывают свои расходы от 40 долларов до 300-400 долларов в неделю, что показывает разнообразие стилей жизни и уровней расходов среди студентов.
Что является основным источником дохода для студентов колледжа?
-Студенты упоминают различные способы заработка, включая работу на частные занятия, работу на кафедрах, стажировки и даже продажу бизнеса.
Каков средний доход студента в месяц?
-Данные студентов показывают, что некоторые из них не работают и не имеют дохода, в то время как другие зарабатывают от 700 до 2000 долларов в месяц.
Чем вы занимались в прошлом летом и как это повлияло на ваш доход?
-Студенты упоминают различные виды летней работы, от частных занятий и стажировок до продажи бизнеса, что дает представление о разнообразии летних возможностей для заработка.
Какие направления обучения вы выбрали в Гарварде и как это связано с вашими профессиональными целями?
-Студенты описывают свои специализации, такие как нейрология, глобальное здоровье, экономика, прикладная математика и медицина, а также их профессиональные амбиции, связанные с этими областями.
Какие способы заработка студентам доступны на кампусе Гарварда?
-Гарвард предлагает множество возможностей для работы студентов, включая студенческие агентства, которые нанимают студентов на различные должности на кампусе.
Чем вы считаете самый "блестящий" поступок студента в Гарварде?
-Студенты делятся своими историями о роскошных поступках, таких как путешествия на частных самолетах, ежедневное обедение в ресторанах и покупка дорогих вещей.
Какие дешевые или экономные трюки вы используете для снижения расходов?
-Студенты рассказывают о своих методах экономии, включая использование бесплатной еды, покупку дешевых продуктов и избегание дорогой еды на кампусе.
Что вы думаете о том, равенство ли удача счастью?
-Студенты выражают различные точки зрения о том, связана ли удача с материальным благополучием и счастьем, соглашаясь, что материальные вещи не могут покупать любовь и что счастье зависит от окружающих людей.
Какие философские выводы можно сделать о значении денег для счастья после такого обсуждения?
-Обсуждение показывает, что尽管学生们承认金钱可以带来幸福和便利,他们普遍认为金钱本身并不等同于幸福,而是人们如何使用金钱和与谁共度时光才是幸福的关键因素。
Outlines
🎓哈佛大学学生的生活与经济状况
视频脚本的第一部分介绍了哈佛大学学生的经济生活。学生们分享了他们每周的开销,从40美元到300美元不等,主要花费在食物上。一些学生通过在校园内兼职或利用暑期实习来赚取收入,有的学生甚至在夏天能赚取高达20,000美元。此外,学生们还讨论了他们如何通过各种方式赚钱,包括在亚马逊实习赚取高达40,000美元的例子。视频还展示了学生们的消费习惯,从购买日常用品到奢侈品,以及他们对于金钱和幸福的看法。
💰哈佛大学学生的收入来源和消费观
第二部分深入探讨了学生们的收入来源和消费习惯。学生们提到了他们在夏天通过不同的工作赚取的收入,有的通过兼职,有的通过出售自己的业务。他们讨论了在哈佛校园内找到兼职工作的机会,以及如何通过各种途径,包括教学和实习,来赚取收入。此外,学生们还分享了他们最大的购买决策,从购买iPad和PlayStation到更昂贵的物品,如订婚戒指和旅行。视频还展示了学生们对于金钱是否等同于幸福的不同看法,有的认为金钱可以帮助实现幸福,而有的则认为幸福与金钱无关。
🤔金钱与幸福:哈佛大学学生的观点
第三部分聚焦于学生们对于金钱和幸福之间关系的看法。学生们普遍认为金钱并不等同于幸福,但他们也承认金钱在一定程度上可以帮助实现幸福。视频展示了学生们对于财务稳定性和基本需求满足后对生活的影响的看法。他们讨论了金钱在实现个人目标和提升生活质量方面的作用,同时强调了人际关系和个人满足感在幸福感中的重要性。视频以学生们对于金钱和幸福关系的深刻见解结束,反映了他们对于这一主题的成熟和深思熟虑的观点。
Mindmap
Keywords
💡Покупка
💡Расходы
💡Стажировка
💡Студенческая работа
💡Финансовая стабильность
💡Счастье
💡Университет Гарвард
💡Студенческий бюджет
💡Фригал
💡Бизнес и инвестиции
💡Философия
Highlights
A student interning at Amazon is making 40 Grand.
Harvard University is known for being very expensive, with an average cost of attendance around $83,000 a year.
Despite high costs, Harvard students are not phased, with some making six figures in their first year after graduation.
Students share their diverse fields of study, from neuroscience to applied math and government.
Some students have high career aspirations, like following in their parents' footsteps to Wall Street.
Students reveal their weekly spending habits, with amounts ranging from $40 to $400.
Food is the most common expense among students, with some spending up to $20 at a time for meals.
A student mentions spending on home goods and laundry detergent, indicating the cost of maintaining a living space.
Students discuss part-time jobs and gigs they undertake during the summer for income.
One student made $20K in the summer through various income streams.
Students share their views on the cheapest things they've done, such as walking far for cheaper food.
A student mentions eating off free samples and relying on eggs as a main food source due to budget constraints.
The philosophical question of whether money equals happiness is explored, with most students disagreeing.
Students suggest that financial stability contributes to happiness but is not the sole determinant.
The transcript includes discussions on the bougiest things seen at Harvard, such as private jet travel and designer clothes.
A student sold a business before coming to Harvard, reflecting entrepreneurial spirit among students.
The transcript captures the frugality and financial diversity among Harvard students.
Transcripts
what is the biggest purchase you've ever
made how much would you say you spend
every single week what is the number one
way you make money as a college student
how much would you say you make every
single month 40 Grand doing an
internship at Amazon already granded
Amazon
[Music]
what Harvard University one of the top
schools in the world with the best
research facilities business programs
and medical schools but what Harvard's
famously known for more than anything
this place is really [ __ ] expensive
after taking everything into
consideration the average cost of
attendance here comes out to a whopping
$83 $3,000 a year and even though a
Year's tuition is almost double what the
average American makes for most Harvard
students this price tag doesn't pH them
at all I mean considering two of the
world's richest people have a Harvard
background I think it's safe to say that
making money isn't necessarily an issue
for the students here the average salary
for a Harvard graduate comes out to over
six figures in the first year and for a
good handful of students they're making
10 times that while they're still in
college so today we're back on the
Harvard Yard to ask a ton of different
students exactly how they make their
money from trust fun babies to broke
college students to even a couple
College millionaires out there there
we're checking all the boxes today baby
so you know we're going to skip all the
ice breakers here I have a very serious
question right off the bat but you got
to be honest with me
okay what's your favorite color
honestly black purple purple blue blue
wait actually yellow yellow yellow oh
little turn around here oh see I told
you he look like a purple guy huh you
gave off purple from a mile away I was
telling him earlier no it's a black all
day every day so now you feel warmed up
now you feel good yes yes yes yes all
right let's do it then so first question
what is your name where you from and
what are you studying at Harvard my name
is David Anderson Jasmine Teran Lee
Maria faal Williams H Tristan Doby nater
El I'm from East Lancing Michigan sco
Arizona Long Island New York Atlanta
Georgia fton County for those of you who
know Pittsburgh Pennsylvania Bon Florida
Boston Texas Miami Florida and I'm
studying neuroscience and Global Health
economics applied math applied math
applied math studing Applied Mathematics
neuroscience and religion government
econ media medicine and health at the
medical school I'm kind of in the
government department and also doing
East Asian studies so Japan and China
ooh okay very diverse over here and what
do you plan on doing with that major I
mean to be honest like high goals like
my mom worked on Wall Street so I'd like
to follow in her footsteps get into a
big Finance job in Wall Street that's my
biggest goal I was wanting to go work on
Capitol Hill for a little while but now
I'm starting to like look towards some
private Equity or Finance some private
sector stuff maybe some multilaterals
and either sticking to research or just
going to medical school in a couple
years app to med school next year I also
want to go to medical school and I want
to be a health correspondent but
specifically a journalist I want to do
journalism and opinion writing as a
physician so hopefully the next step
after this is medical school low key I
have no idea as long as I'm making those
bands you know what I'm saying I'm not
really sure yet it really depends I mean
it depends if I go into applied math in
econ or applied math in computer science
there are a bunch of different projects
that I would like to do in my lifetime a
bunch of different countries that I
would like to visit I'm not really sure
what I want to do there yet but you know
got to get to New York you know what I'm
saying Hell yeah next Wolf of Wall
Street right here dude Jordan Belford in
the making bro y just wait now getting
into the more nitty-gritty here on
average if you had to give an estimate
how much would you say you spend every
single week M every single week um I
would say I spend $100 a week $80 $80 50
70 around 50 to 75 bucks a week maybe
around like
$40 $40 dang that is very frugal I'm not
a big spender I try to spend as little
as possible I'm kind of frugal I'm
really on that um grad student sort of
budget maybe like
150ish 150
2250 a week I would say 200 minimum what
are we talking Max like 300 400 that's
not bad at all actually it's very frugal
out here I love it and what would you
say you like spend the most on probably
at this particular Point food food food
literally everything is just on food I'm
hungry all the [ __ ] time I mean I
mean the dining hall sometimes here gets
boring it's like the same food tasty
Burgers open till 12:00 at night so you
got to spend 20 bucks there go to CVS
you get some groceries it's mostly just
groceries and then like food mostly just
like sweet treats drinks coffee it's a
big one dinner straight food yeah only
food snacks hey man being a Harvard
athlete it does it to you it depends on
like what I order on Amazon like if I
need specific things this past month for
instance I spent a lot on sort of like
HomeGoods so bed sheets laundry
detergent these sorts of things that you
need to make your life keep going you
know like going out with friends on the
weekend Saturday nights with a friend
group is a big one I like to go out on
the weekend so either like some trips
with my friends to Cape Cod or nearby
can't get too into the details we're on
the team bro I would say mainly on just
like outings and not really like food or
drinks o that is very unique I love that
everyone else has said food today so I'm
so happy you said that and building off
of that how much would you say you make
every single month I make $ z a
month0 z of income all time I don't work
right now I don't have a job or I I swim
like zero zero dollars all right I don't
I don't have a job $ z a week or a month
or whatever during the summer yeah but
not right now how much did you make
during the summer well I've got a couple
of different income streams at this
particular Point probably about 12200
$1,300 $11,000 $800 or500 depending on
how much I worked I would say like $700
a week 700 a week okay I was kind of on
that gig economy grind I mean it's not a
lot but like in my Summers I was making
about 20K total comp I did work before I
came here I had a business that I sold
right before I came here and offloaded
so how much did you sell it for the
business evaluation I think it was
25,000 oo okay okay I have not worked a
single day in my life hey that's okay
that's okay you still ended up at
Harvard that's more than me so and now
the question that everyone's been
waiting for here what is the number one
way you make money as a college student
right now I am not making money but I
know a lot of people get part-time jobs
around campus and I know there's a lot
of opportunities for that Harvard does
really really well at like offering us
jobs there's like Harvard student
agencies which is just a big
organization that really just employs
students here and funny story I'm
actually uh delivering mail for the
Harvard here in my undergrad I worked
part-time I was a patient care
technician so I worked in a hospital
setting and I worked like 20 hours a
week right now I'm like a TF for a class
and we work like 10 hours a week I
tutored like private tutoring I teach
here I just came from I teaching Awards
I was teaching like bio chem Anatomy
things like that wow look at you a
Harvard teacher awesome I would say all
of that but yeah I mean like it depends
on what you want like if you're looking
for like summer internships I feel like
the best way is definitely to like fill
out your resum and stuff like that you
could work summer internships and get
paid by the college if even if it's
unpaid internship one of our boys says
he's making like 40 Grand next summer
doing an internship at Amazon so you can
kind of like if you got the stack resume
you can definitely get a job here 40
Grand at Amazon what and I have a couple
rapid fire questions for you here you
ready yeah you sure yes all right let's
get right into it first question what is
the biggest purchase you've ever made
Jesus uh probably like stuff for my dorm
room my flute my iPad I just got for the
school the PlayStation I bought with my
own money probably my Mac a trip to
sorini a flight to China how much are we
talking like I would say like around
$3,000 something like that woo equipment
for the business I started cost me$
1,200 bucks I spent like $400 on
Jordan's once woo engagement ring 15K
ooh did you pop the question uh yeah oo
how'd it go it was more like what took
you so long I don't pay for my stuff I
don't know I'm 19 for contact so my
parents covered mostly everything so
you're 19 in a master's yeah holy [ __ ]
good for you what is the bougiest thing
you've seen a student do here the
bougiest thing there's some people here
that travel a lot like on private jets
I've heard private jets I had a close
friend who took his girlfriend to Paris
uh just for spring break wow W Riz from
that guy probably just the international
students living their daily lives it
just gives rich and expensive their
outfits are beautiful there was this one
kid I met who never like you have to
have the all-inclusive dining but he
never went to the dining hall and he ate
out every single day for 4 years you
walk out of your dorm you kind of expect
to see people wearing like designer
clothes and then like [ __ ] you don't see
on the street one of our teammates bro
is a styling he was wearing like Gucci
slips I've seen a lot of uh Gucci belts
there's this thing before school
freshman orientation program where you
go and like camp for a week and it's
like dirty muddy and there was this one
kid I heard a story he only wors like
Gucci shorts and he's like well these
are the only shorts I have and we're
told to bring shorts so like holy [ __ ]
yeah that's that's a different level
there what is the cheapest thing you've
ever done the cheapest thing I've done
oh man I've like walked really far for
food that's like like cheaper hop around
like different places for free just
because I have friends everywhere I mean
I love pain change at the fast food
place I'm part of like a group chat that
just tells us where like free food is
and so if ever I'm hungry I'll just
check the group chat and just go even if
I'm not part of the event not supposed
to be there I'll just go get a couple
plates and you know I like to just eat
off free samples I buy eggs and that's
like my main source of food right now
eggs for breakfast eggs for lunch eggs
eggs eggs man hey Lifesaver over here
and I have one final question it's a
little philosophical do you think that
money equals happiness absolutely not no
no no no I'm currently taking a class
literally called Happiness and we talk
about how money doesn't involve bringing
in happiness so I completely disagree at
least material things can't like love
you back so it's the people that you
surround yourself with that really make
you happy I think that money is not like
necessary in order to guarantee
happiness but it does make a lot of
things easier I don't think that money
equals happiness but I do think that
money helps a lot in achieving happiness
for a lot of people money does lead to
the things that can cause happiness a
necessary means to the end yeah oh see
I'm catching on here like if you have
money yes you can buy things that'll
make you happy you can even make other
people happy but that doesn't mean mean
that if you don't have money you're not
happy I mean if you're unhappy it won't
like make you happy but if you're a
happy person it can make you happier sh
some people say it doesn't bro but like
it you'd be hard pressed to find someone
living in like the Hampton that's really
upset you know what I'm saying I think
Financial stability is really important
to feel happy when your basic needs are
secured I think after a certain
threshold happiness is what you make it
I don't think that like you can really
be happy if every single day you're
worrying about where your next meal is
going to come from so I think a better
question than does money equal happiness
might be how much money do you think
need in order to be happy Oh I like that
flipping the script on me here you heard
it here first folks Harvard approved
money does not equal happiness wow I
mean the Deep philosophical advice is
kind of expected here but seeing just
how Frugal these kids are that's some
really impressive [ __ ] and I mean
considering I gave away all my money
last week I need to take some notes and
if you want to see me go broke you can
check out that video and a bunch of
other Harvard videos right here and if
you want to join the family of over
11,000 subscribers now you can click
right here so until then I'm going to
try and make back some money here and I
will see you guys next week I
got I got oh and I have a podcast a
podcast [ __ ] it what's the name under
the microscope under ooh I like that
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