Perdagangan Internasional (Bagian 5) : CARA DAN ALAT PEMBAYARAN INTERNASIONAL

Summary

This video provides an in-depth overview of international payment methods and tools used in global trade. It covers six main payment methods including Cash Payment, Commercial Bill of Exchange, Private Communication, Letter of Credit (LC), Open Account, and Consignment. The video also explains the concept of foreign exchange, detailing the different types of foreign currency and their role in international transactions. Additionally, the video touches upon the demand and supply of foreign currency in global markets, offering viewers a comprehensive understanding of the mechanics of international trade and finance.

Takeaways

• 😀 Cash Payment is a method where payment is made in cash or via check at the time of the transaction, typically when goods are shipped by the exporter.
• 😀 Commercial Bill of Exchange is a payment method involving a trade bill where the buyer is asked to pay a specific sum at a future date. Banks often act as intermediaries.
• 😀 Private Communication allows debt settlement between parties without requiring extensive documentation, relying on mutual trust between the buyer and the seller.
• 😀 Letter of Credit (L/C) is a secure form of payment where a bank guarantees payment to the exporter on behalf of the importer, ensuring that both parties are protected.
• 😀 Open Account involves shipping goods before payment is received, with payment made later according to an agreement, but it carries higher risk for the exporter.
• 😀 Consignment payment occurs when goods are sent without immediate payment, and payment is made only after the goods are sold to a third party.
• 😀 Devisa refers to foreign currency used in international transactions, and there are two types: general foreign exchange (devisa umum) and foreign credit (devisa kredit).
• 😀 Supply and demand for foreign currency are critical in international trade, with demand coming from importers, investors, tourists, and others needing foreign currency.
• 😀 Exporters provide the supply of foreign currency by exchanging it for domestic currency, and foreign loans or investments also contribute to currency supply.
• 😀 Different types of Letter of Credit (L/C), including standard, industrial, and red cross, offer varying payment schedules, but all provide security to both the exporter and the importer.

Q & A

What is Cash Payment in international trade?

Cash Payment refers to a payment system where the buyer pays in cash or by check before or at the time of goods shipment. The payment is made upfront, ensuring that the transaction is finalized upon shipment confirmation.

What is a Commercial Bill of Exchange?

A Commercial Bill of Exchange is a payment method where the exporter writes a document instructing the importer to pay a certain amount at a future date. This document acts as a promissory note for payment.

How does Private Communication work in international payments?

Private Communication is a method of settling debts between two parties from different countries without complex documentation. The payment process involves direct debt transfer between individuals or businesses.

What is a Letter of Credit (LC) and how does it work?

A Letter of Credit (LC) is a bank-issued document that guarantees payment to the exporter, provided that the exporter meets the terms specified in the LC. This method ensures the exporter receives payment even if the importer does not make the payment directly.

What are the key benefits of using a Letter of Credit in international transactions?

The key benefits of using a Letter of Credit include guaranteed payment for the exporter, reduced risk of non-payment, and providing a secure method for both exporters and importers to transact internationally.

What is Open Account, and why is it considered high risk for exporters?

An Open Account is a payment method where goods are shipped first, and payment is made later, according to the importer’s policy. It is considered high-risk for exporters because payment depends on the trust that the importer will pay after receiving the goods.

How does Consignment work as a method of payment in international trade?

Consignment is a payment method where goods are sent to the importer, but payment is only made once the goods are sold. This method requires the importer to sell the goods before paying the exporter.

What are Devisas, and why are they important in international payments?

Devisas refer to foreign currencies used in international transactions. They are crucial because international trade often involves exchanging local currencies for foreign currencies to pay for goods or services.

What is the difference between Devisas Umum (General Foreign Exchange) and Devisas Kredit (Credit Foreign Exchange)?

Devisas Umum are foreign currencies obtained through exports, while Devisas Kredit are foreign currencies obtained from international loans or credit.

How do demand and supply factors affect foreign currency in international trade?

The demand for foreign currency occurs when importers, governments, or tourists need it for transactions, while supply arises from exporters, foreign loans, or investors exchanging foreign currency for domestic currency. These forces influence the exchange rate and availability of currency.