I miei INVESTIMENTI a 17 anni - Ottobre 2024

Summary

In this investment update, the speaker reflects on their portfolio's growth over the past two months, with a 45% increase in assets. Key factors include market conditions driven by Fed rate cuts, growing interest in Bitcoin, and strategic reallocations within their portfolio. Emphasizing a diversified approach, the speaker shares adjustments to their ETF allocations, focusing more on emerging markets and reducing exposure to tech stocks. Additionally, they discuss holdings in stocks like PayPal and Tesla, alongside forex and cryptocurrency investments. The video provides valuable insights into their investment strategy and future plans.

Takeaways

• 😀 The user's portfolio grew by 45% from early September to October 31, 2024, with a total value of €1,239.84.
• 📈 September and October were positive months for the market, driven by the Fed's interest rate cuts, which increased liquidity and boosted assets like stocks and Bitcoin.
• 💰 The user’s investment strategy includes diversifying across stocks, cryptocurrencies, Forex, and other assets, with a focus on minimizing risk while maximizing returns.
• 🔄 Portfolio rebalancing was done in October, shifting focus towards emerging markets and reducing exposure to the U.S. tech sector, which had grown too large.
• 📊 The user’s equity allocation consists of 60% in developed markets and 40% in emerging markets, with 12% dedicated to the tech sector.
• 💡 Singapore is a key focus for the user’s emerging market investments, particularly due to its economic growth and favorable business environment.
• 💳 The user holds Bitcoin in their portfolio, which has significantly increased in value, reaching €1987 as of the latest update.
• 🔍 In Forex, the user has €53 invested in copy trading and €350 in USDT on Bybit, with plans to evaluate the effectiveness of these strategies over time.
• 📉 The user is looking to reduce their crypto exposure from 57% to 5-10% as their portfolio grows and becomes more diversified.
• 💸 The user has a substantial amount of liquidity held in various accounts, including €900 in Revolut and €200 in cash, to maintain flexibility.
• 🔧 The user plans to re-balance their portfolio every 2-3 months to ensure it remains aligned with their investment goals and market conditions.

Q & A

What caused the positive performance of markets in September and October 2024?

The positive performance was largely due to a rate cut by the Federal Reserve, which increased liquidity in the markets. This liquidity was invested in riskier assets like stocks and Bitcoin.

How much did the speaker's portfolio grow from September 6th to October 31st, 2024?

The speaker's portfolio grew by 45%, increasing from €475,000 to €1.2 million.

What contributed to the portfolio's growth besides market performance?

The growth was partly due to a €300 reimbursement from an Erasmus travel disruption, along with other residual funds from the trip, in addition to some market growth.

What strategy did the speaker follow to balance their portfolio?

The speaker rebalanced their portfolio by reducing their exposure to the tech sector, increasing their allocation to emerging markets, and diversifying their stock investments.

What is the speaker's preferred portfolio weighting strategy?

The speaker prefers an 'equally weighted' portfolio, meaning they avoid overweighting any single market or asset, although they still hold a heavier allocation in the U.S. market compared to others.

Why did the speaker increase their exposure to emerging markets, especially Singapore?

Singapore is experiencing significant growth due to its favorable economic policies, strategic location for maritime trade, low labor costs, and a rising influx of multinational headquarters. The speaker believes Singapore is a promising market.

How did the speaker adjust their ETF holdings in October 2024?

The speaker added €670 to an S&P 500 ETF, €119 to an emerging market value ETF (5 MVL), and €33 to a European mid-large cap ETF (QCU). They also allocated €200 to a Singapore-focused ETF.

What is the speaker's stance on crypto investments?

The speaker holds Bitcoin but has reduced their exposure to crypto. They plan to limit their crypto allocation to 5-10% of the portfolio, increasing it only as their capital grows.

What is the speaker's current allocation of assets?

The speaker's portfolio is divided as follows: 56% in stocks, 15% in liquid assets, 57% in crypto (which they aim to reduce), and the remaining 5% in other investments.

How does the speaker handle ethical investments?

The speaker has invested in the NEF Ethical Fund, which focuses on companies adhering to ethical business practices. The speaker cannot liquidate this investment as it was made through their bank and they are still a minor.