BERSIAPLAH UNTUK TAHUN 2025.

AG Invest
1 Jun 202410:53

Summary

TLDRThe video discusses four factors that could lead to economic challenges in Indonesia by 2025. These include a rise in VAT from 11% to 12%, the introduction of a 2.5-3% housing savings deduction from income, the potential reduction of fuel subsidies, and high-interest rates. The speaker emphasizes the importance of preparing for these changes by saving and managing finances wisely to avoid desperate measures like online gambling or high-interest loans. The video also touches on geopolitical issues, particularly the unresolved conflict between Israel and Palestine, which could exacerbate global economic difficulties.

Takeaways

  • 📈 The speaker predicts a bleak economic outlook for Indonesia in 2025, with several factors contributing to this prediction.
  • 💹 An increase in the Value Added Tax (PPN) from 11% to 12% is expected, which could place additional financial pressure on businesses and consumers.
  • 🏦 A new policy called 'taper a' is introduced, which mandates deductions from income for housing savings, potentially reducing the disposable income of the middle and lower classes.
  • 🍚 The government is considering a policy to provide free food, which could be costly and may lead to a reduction in fuel subsidies (BBM) to fund it.
  • 🚗 The reduction of fuel subsidies could further strain the purchasing power of the public, exacerbating economic challenges.
  • 💰 High-interest rates are a significant concern, as they can widen the wealth gap and make loans more expensive, impacting middle and lower-income groups disproportionately.
  • 🌐 Geopolitical issues, such as the ongoing conflict between Israel and Palestine, are highlighted as an extra point that could impact global stability and, by extension, Indonesia.
  • 💡 The video aims to serve as a reminder for individuals and business owners to prepare for potential economic challenges by saving and managing finances wisely.
  • 🏢 Businesses are advised to anticipate increased costs and to strategize for maintaining financial stability amidst the predicted economic downturn.
  • 🌟 The speaker encourages viewers to join a community called 'Smart Room' for further discussions on global and Indonesian economics, indicating a platform for collective preparation and knowledge sharing.

Q & A

  • What is the main prediction for Indonesia in 2025 according to the video?

    -The video predicts that Indonesia will face economic challenges in 2025, becoming 'darker' due to various factors such as increased taxes, new policies, and geopolitical issues.

  • What is the first factor mentioned that will contribute to Indonesia's economic challenges in 2025?

    -The first factor is the increase in the Value Added Tax (PPN) from 11% to 12%, which will put pressure on businesses and consumers.

  • How does the new housing savings policy (tapera) affect the middle and lower-income classes according to the video?

    -The new tapera policy will reduce the disposable income of the middle and lower-income classes by requiring a portion of their income to be deducted for housing savings, potentially decreasing their purchasing power.

  • What is the concern regarding the management of the housing savings (tapera) as mentioned in the video?

    -There is a concern that if the housing savings are not managed well, it could lead to a loss of the public's savings, similar to past incidents with financial institutions like Jiwarya.

  • What is the significance of the free food policy discussed in the video for 2025?

    -The free food policy is expected to be a new government initiative that will require significant funding. The video raises questions about how this will be implemented and funded, especially considering the potential reduction in fuel subsidies.

  • How might the reduction of fuel subsidies (BBM) impact the Indonesian economy according to the video?

    -The reduction of fuel subsidies could lead to a decrease in purchasing power for the general public, as the cost of living increases, which might further strain the economy.

  • What is the impact of high-interest rates on different income classes in Indonesia as discussed in the video?

    -High-interest rates disproportionately affect middle and lower-income classes, increasing the cost of credit and loans, while the wealthy might benefit from higher returns on deposits, potentially widening the social and economic gap.

  • What additional advice does the video provide for individuals and businesses to prepare for 2025?

    -The video advises individuals and businesses to prepare by saving and managing their finances well, ensuring they have emergency funds or sufficient savings to withstand potential economic challenges.

  • How does the geopolitical situation, particularly the conflict between Israel and Palestine, factor into the global economic outlook mentioned in the video?

    -The ongoing conflict between Israel and Palestine adds to global tensions and uncertainty, which could have broader economic implications if it escalates or continues unresolved, affecting global markets and stability.

  • What is the call to action for viewers of the video regarding the information discussed?

    -The video encourages viewers to share the information with others to prepare for 2025 and to join a community discussion, 'Smart Room,' for further economic discussions about global and Indonesian economic issues.

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Ähnliche Tags
Economic OutlookIndonesia 2025Tax PoliciesSavings ImpactGeopolitical RisksInflation ConcernsBusiness ChallengesMiddle Class StrugglesFinancial PlanningEconomic Survival Tips
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