RICH VS POOR MINDSET | An Eye Opening Interview with Robert Kiyosaki [Extended Version]
Summary
TLDRCe script aborde la perception traditionnelle de la réussite financière et défie les idées obsolètes telles que 'aller à l'école, obtenir un emploi, travailler dur et économiser'. Il insiste sur l'importance d'un esprit entrepreneurial, de la maîtrise des connaissances financières et de la capacité à gérer la dette et les impôts. L'auteur partage des expériences de sa propre vie pour illustrer comment l'apprentissage de ces compétences peut mener à la richesse et à l'indépendance financière, malgré les défis économiques actuels et les imprévus.
Takeaways
- 📚 L'idée obsolète de 'aller à l'école, obtenir un emploi, travailler dur, économiser de l'argent, se débarrasser de la dette et investir à long terme sur le marché boursier' est remise en question, car elle ne tient pas compte de l'inflation et de la création monétaire massive.
- 💼 La mentalité de salarié, où l'on reçoit un salaire, est considérée comme un piège par le 'père riche', qui encourage à être entrepreneur et à ne pas dépendre d'un seul emploi.
- 💡 L'entrepreneuriat est présenté comme une mentalité, un ensemble de compétences et de règles différentes de celles des petites entreprises traditionnelles ou des employés.
- 🏦 L'auteur partage son expérience d'apprentissage sur l'argent grâce au jeu de Monopoly, qui a servi de base pour comprendre l'investissement immobilier et la création de valeur.
- 🌐 L'auteur met en avant l'importance d'avoir une vision globale et de comprendre que les marchés et les économies mondiales sont interconnectés et peuvent être affectés par des événements internationaux.
- 🚀 L'auteur exprime son optimisme face aux crises économiques, car il croit qu'elles présentent des opportunités pour ceux qui savent comment s'en sortir et même profiter de la situation.
- 💡 L'auteur insiste sur le fait que la richesse ne vient pas de travailler pour de l'argent, mais plutôt de créer des entreprises et d'acquérir des biens immobiliers qui génèrent des revenus passifs.
- 📉 Il est avancé que la dette et les taux d'intérêt peuvent être utilisés à l'avantage des entrepreneurs et des investisseurs, en particulier dans les périodes de faible taux d'intérêt.
- 🔄 L'auteur suggère que les idées traditionnelles sur l'éducation, l'emploi, la dette et l'épargne sont obsolètes et doivent évoluer pour s'adapter aux changements économiques modernes.
- 🌱 L'auteur utilise la métaphore de la métamorphose pour encourager les gens à utiliser les crises économiques comme une opportunité de transformation personnelle et financière.
- 🤔 L'auteur souligne l'importance de la réflexion interne et de la prise de contrôle de sa propre économie personnelle, plutôt que de se concentrer sur les aspects externes qu'on ne peut pas contrôler.
Q & A
Quel est le message principal du script concernant la façon de gérer l'argent et la richesse ?
-Le script met en avant l'idée que les méthodes traditionnelles d'éducation financière et d'acquisition de richesse sont obsolètes et qu'il est essentiel de penser différemment pour devenir riche, en particulier en utilisant la dette et les impôts de manière stratégique.
Pourquoi l'auteur soutient-il que l'idée de 'aller à l'école, obtenir un emploi, travailler dur et économiser' est obsolète ?
-L'auteur considère que cette approche est obsolète car elle ne tient pas compte de la manière dont l'économie mondiale a évolué, notamment avec l'impression massive de billets de banque qui diminue la valeur de l'épargne et la nécessité d'acquérir un esprit d'entrepreneuriat.
Quelle est la différence fondamentale entre un employé et un entrepreneur selon le script ?
-Un employé reçoit un salaire et est soumis à la mentalité de dépendance envers l'argent, tandis qu'un entrepreneur a une mentalité de création de valeur, d'acquisition d'actifs et de prise de contrôle sur son propre avenir financier.
Pourquoi l'auteur insiste-t-il sur l'importance de ne pas être un 'esclave de l'argent' ?
-Il soutient que ne pas être un esclave de l'argent signifie avoir la liberté financière et d'entreprendre, de se déplacer librement et de ne pas être contraint par des situations économiques ou géopolitiques.
Quel exemple est donné pour illustrer la différence entre apprendre des 'vrais professeurs' et des 'faux professeurs' ?
-L'auteur partage son expérience avec son 'père riche' qui était un entrepreneur et qui a appris les aspects pratiques de la gestion financière à travers des interactions avec ses comptables, avocats et banquiers, opposés aux enseignants d'école qui enseignent des sujets sans les pratiquer.
Quelle est la leçon clé que l'auteur a tirée de son expérience de jeu de Monopoly avec son 'père riche' ?
-La leçon clé est que le jeu de Monopoly simulait la stratégie d'acquisition d'actifs réels, montrant comment passer d'une simple propriété à un hôtel plus grand, ce qui a été un modèle pour son 'père riche' dans ses investissements immobiliers réels.
Pourquoi l'auteur croit-il qu'il est préférable d'être en dette que de chercher à se débarrasser完 de la dette selon les idées traditionnelles ?
-Il soutient que savoir utiliser la dette peut être un outil puissant pour l'acquisition d'actifs et la création de richesse, surtout dans un environnement où l'inflation réduit la valeur de l'argent épargné.
Quel conseil donnerait l'auteur à quelqu'un qui envisage de faire le saut en tant qu'entrepreneur ?
-L'auteur conseille de ne pas avoir peur de l'échec, mais plutôt de voir l'échec comme une opportunité d'apprentissage et de croissance, et de ne pas accepter de revenir à une situation de sécurité si l'échec survient.
Quelle est la métaphore utilisée par l'auteur pour décrire le processus de transformation financière ?
-L'auteur utilise la métaphore de la métamorphose, comme la transformation d'une chenille en papillon, pour décrire怎么样一个人可以由 une situation financière précaire à une situation de richesse et de succès.
L'auteur mentionne-t-il une prévision économique globale qui le préoccupe. Quelle est-elle ?
-Oui, l'auteur exprime sa crainte qu'on puisse être en train de tomber dans une dépression économique mondiale due à l'impression massive d'argent et à l'endettement sans précédent.
Quel conseil l'auteur a-t-il reçu de son 'père pauvre' concernant l'apprentissage du management de l'argent ?
-Le 'père pauvre' de l'auteur l'a conseillé d'apprendre de son meilleur ami Mike et de son père, un entrepreneur, car les employés ne sont pas censés savoir gérer l'argent tandis que les entrepreneurs doivent avoir ces connaissances.
Outlines
🤔 L'obsolescence de la mentalité traditionnelle de la richesse
Le premier paragraphe aborde la notion obsolète d'aller à l'école, de travailler dur, d'économiser et d'investir dans le marché boursier à long terme. Il critique l'idée de dépendre d'un salaire pour vivre, soulignant que cela crée une mentalité d'employé. L'auteur partage l'histoire de son 'père riche' qui l'a enseigné à ne pas dépendre d'un salaire, mais plutôt d'acquérir une mentalité d'entrepreneur, qui implique de comprendre et de maîtriser les aspects financiers de la vie, y compris la gestion des entreprises et des investissements immobiliers.
🎲 Apprentissage de la richesse à travers le Monopoly
Dans le second paragraphe, l'auteur explique comment son 'père riche' l'a guidé à travers le jeu de Monopoly pour comprendre les concepts de richesse et d'investissement. Il relate comment son 'père riche' a appliqué ces stratégies dans la vie réelle, en acquérant des biens immobiliers et en devenant propriétaire d'un hôtel sur la plage de Waikiki. L'auteur insiste sur l'importance de l'éducation financière et la préparation à un avenir économique incertain.
💡 L'importance de la transformation financière personnelle
Le troisième paragraphe met en évidence le choix entre devenir une victime ou un entrepreneur. L'auteur partage son expérience de rupture avec le système salarial et les leçons apprises sur l'utilisation de la dette et des impôts pour améliorer sa situation financière. Il encourage à voir les difficultés économiques comme une opportunité pour évoluer et à adopter une mentalité proactive face aux changements.
📈 Comprendre l'impact de la dette et des impôts sur la richesse
Dans le quatrième paragraphe, l'auteur discute de la manière dont la dette et les impôts peuvent être utilisés pour enrichir les riches et appauvrir le milieu et les classes moyennes. Il partage son approche pour utiliser la dette à des taux d'intérêt plus bas et pour investir dans le immobilier afin de bénéficier de l'inflation monétaire. Il met en garde contre les idées obsolètes sur la richesse et la sécurité financière.
🧠 La différence entre une éducation formelle et une éducation financière réelle
Le cinquième paragraphe critique le système éducatif traditionnel pour ne pas enseigner les compétences financières essentielles. L'auteur partage comment son 'père riche' a acquis ses connaissances en devenant un entrepreneur et en apprenant de ses collaborateurs, tels que son comptable et son avocat. Il insiste sur la nécessité d'avoir une mentalité entrepreneuriale et de se concentrer sur l'apprentissage continu.
🏆 Trouver son propre chemin vers la richesse
Le sixième et dernier paragraphe encourage les jeunes à trouver leur propre 'jeu' ou domaine dans lequel ils peuvent prospérer financièrement. L'auteur conclut en soulignant que la richesse et le succès ne sont pas un jeu de hasard, mais plutôt le résultat d'une éducation financière solide et d'une mentalité proactive.
Mindmap
Keywords
💡Entrepreneur
💡Mentalité
💡Richesse
💡Dette
💡Investissement
💡Crash boursier
💡Sécurité
💡Pas de travail
💡Éducation financière
💡Changement
Highlights
The most obsolete idea is the traditional path of going to school, getting a job, working hard, saving money, getting out of debt, and investing in the stock market.
The gap between the one percent and the 99 percent is massive, highlighting the need to rethink traditional financial strategies.
The concept of being an entrepreneur is not just about running a business, but adopting a mindset and skill set that differs from that of an employee.
Rich dad's philosophy emphasizes that taking a paycheck can lead to an employee mindset, which is not conducive to wealth accumulation.
Entrepreneurs should not be dependent on a paycheck and should instead focus on creating wealth through business ventures.
The government dictates what can be taught in schools, often omitting crucial subjects like financial literacy.
Learning about money and financial management should be a priority, but traditional education systems often fail to address this.
The author's rich dad taught him about money through practical experiences and games like Monopoly, rather than through formal education.
The game of Monopoly serves as a metaphor for acquiring wealth through real estate, a strategy that can be applied in real life.
The author's rich dad used real estate investments to amass wealth, demonstrating the power of assets over traditional employment.
The current economic climate is unprecedented, with the potential for a global depression, which could disproportionately affect the average worker and small business owner.
The national debt is growing at an alarming rate, with implications for the value of money and the effectiveness of traditional saving strategies.
Metamorphosis in financial education involves transforming from an immature financial mindset to a more mature, wealth-generating one.
The author emphasizes the importance of an internal focus and mindset in achieving financial success, rather than relying on external circumstances.
Learning how to use debt and taxes to one's advantage is crucial for wealth accumulation, contrary to the common advice of getting out of debt.
The rich get richer through the strategic use of debt and taxes, while the middle class and poor are often burdened by them.
The idea of working hard and saving money is becoming obsolete in the current economic climate, necessitating a shift in financial strategies.
The author suggests that finding a real teacher who practices what they teach is essential for learning about money and business.
The mindset of poverty is often passed down through families and can be overcome by adopting a more entrepreneurial attitude.
Transcripts
the most obsolete idea
is go to school get a job work hard save
money get out of debt and invest for the
long term in the stock market
so why would you save money when they're
printing trillions of dollars
the gap between the one percent and 99
is massive
you see it's not just money you have to
step back and look at the bigger picture
so what do you do
and every one of us is a poor person
there's still a poor person inside me
there's also a middle-class person and
the middle-class persons want security
they want that steady paycheck
and there's a rich person
and
they're all inside of us except that
it's not taught that you're taught to go
to school get a job and get a paycheck
you're not taught how to get rich
if you're read rich dad poor dad my rich
dad refused to pay me
he said the paycheck was one of the most
damaging things you can take in your
life
he says the moment you take a paycheck
you're an employee and that's the
mindset
so my rich dad never paid me he drew up
my poor dad you know government employee
nuts you got to pay people you got to
pay people
and rich dad was not saying that the
paycheck was bad he says you air he
didn't want to be a slave to money
so as an entrepreneur you know if rich
dad
folded i just start another company i
don't need a paycheck
i don't need anybody to take care of me
if my government doesn't like me i move
to another country because they need
entrepreneurs
so the entrepreneur is not so much the
business the entrepreneur is really the
mindset and the skill sets
and the different set of rules
you see i don't operate
small business does not operate in the
same roles as big business
entrepreneur is a mindset first
a skill set
and rules
and depending upon whether you're
employee or small business the roles are
different
the mindsets are different the skill
sets are different
do the rich people cringe and say don't
tell them that yes yes yes don't tell
people but what you know keep them poor
[Music]
my father was the head of education
phd all that stuff i go home and ask him
i said why don't we learn about money in
school
and he looked at me says because the
government doesn't let us teach that
subject
the government tells us what we can
teach and what we can't teach
and i thought that was strange and i
said but
aren't we going to school to learn about
money he says no
your job is to get a job
i said but you get a job to
earn money
he goes no you're supposed to just get a
job i'm like no no no no no
isn't the purpose of a job to earn money
he goes you're correct
i said so why don't i just learn about
money i can skip the job part you know
and he got flustered and he said you
want to learn about money why don't you
ask your best friend's father about
money
and i said why that's mike so i asked
him
he says because mike's father is an
entrepreneur
and i said what am i what are you he
says i'm an employee i'm a government
employee
i went
oh what's the difference
this is the difference is an
entrepreneur must know about money
or that they're no longer entrepreneurs
and he says an employee doesn't have to
know anything about money
because the government will take care of
the company will take care of them
so i'm kid i'm all confused
but i took my dad's advice and i
trundled over to mike's father's office
and knocked on his door and i said hey
i'm here nine years old teach me about
money he says beat it kid you know
but that's what this toy refrigerated
poor dad started and finally through
persistence my rich dad started teaching
me about money on one condition
and that condition was he would never
pay me
he says the moment i pay you you think
like an employee
he says that's the trap
entrepreneurs work for free
and now i'm nine years old my head's
going cracking in half
he says you never want a paycheck you
understand that kid
he said okay i got it
and he said well how do i make money he
says
that's what entrepreneurs figure out
it's like
so how do i learn about money so he
would just break out a monopoly game
board so i would work for free and pick
up cigarette butts and get hotels and
restaurants and i would clean and do
menial tasks and as i got older i
started getting into office work and
marketing and accounting and i was an
apprentice basically but i always worked
for free
and he would teach me about money but
the way he taught me about money was
playing monopoly
and that's finally one day i got upset i
said well when are you going to teach me
about money he says what do you think
we're doing
[Music]
we're playing monopoly he goes no no no
no
what do you think we're doing
we're playing monopoly says what do you
think we're doing
because i don't know i'm teaching about
money
[Music]
and then that's when you know you have
one green house you know he says
there's many formulas for great success
and money there's thousands of them but
one of the best ones founded on the game
of monopoly still is today
four greenhouses one red hotel
said what
he says one of the greatest ways to
acquire great wealth is playing monopoly
in real life four greenhouses one red
hotel
but is that all there is he goes
that's it
and he says what do you think i'm doing
and i went
i don't know
so then he took me out he showed me his
greenhouses
and 10 years later when i was 19 i was
now in school in new york
and i come back to hawaii and rich dad
had bought
the biggest piece of land smack dab in
the middle of waikiki beach
and when you go to waikiki beach today
you'll see the hyatt regency hotel
that was his hotel just like the game of
monopoly just like the game of monopoly
acquired assets and they became bigger
assets he just kept
what's called an assemblage because
that property wasn't that big at the
time so he had to buy out all the small
guys
because waikiki was a little dirt water
little town
so he'd buy out this shop owner by that
shop owner
and it took him a while but he finally
assembled this large piece of property
and then he
then he and hyatt
put up this giant hotel
you know i just and it just sold for 800
million dollars
so
that's how i learned about money
the reason i wrote rich dad poor dad was
because i knew this time was coming
and we have as a world i've never been
here before
and so is it a spooky time damn yet it
is a
it is probably the most dangerous time
ever ever ever ever there's nothing to
compare it to
because there's never been a world
economy before for example
you know 100 years ago if there was a
stock market crash in england didn't
affect anybody
but now the u.s market goes down the
world goes down
so plus with social media and all this
we're doing now and
so we've never been here before
and uh you know i i'm excited about it
because i make more money in crashes
than i do when they go up
so but for the average person they'll
get wiped out i'm afraid that the worst
i hope i'm wrong but i think we're
heading for a global depression
how does this play out for the average
worker robert for the small business
owner i mean what does the next three
months look like because it doesn't look
pretty i mean people are already being
laid off made redundant businesses are
there's no cash flow in most of these
businesses how does that play out
well let me give one one more step just
to give you the size of it okay
the national debt for world war ii was
25 billion
every day today
every day they're printing
125 billion
every single day that's like five world
war twos per day they're printing so
much money to keep this boat this thing
of a hot air balloon with a tear in it
and they're doing desperately trying to
fix this tear but no matter how hard
they try the tear has gone beyond it's
coming down
so in in financial terms it's called our
debt to deep gdp has now gone from 60 to
90 to 105 it's going to 120. we're
bankrupt and they're going to print more
and more money which means savers are
losers just as i predicted your money is
going to be worthless in a few years
so my message is the same as some of
your other guests this is metamorphosis
type financial education in rich dad's
terms is really financial transformation
and the definition of metamorphosis is
very important
metamorphosis the definition is the
evolution or the transformation
from an immature form
to an adult form
an immature form
to an adult form metamorphosis is the
same as a caterpillar turning into a
butterfly
and fuller always says there's nothing
to predict
a butterfly inside a caterpillar
so everybody listening right now if
you're struggling financially just look
at yourself as a little caterpillar
and this crisis is your cocoon the
question is what do you emerge as
do you emerge as a victim you know the
world did to me and the capitalists are
crooks and the rich are bastards and all
this stuff or do you say oh
this is the best thing that ever
happened to me the same as my health i
am ground zero for the coronavirus all
that it does is inspire me to get
healthier
you're either gonna get healthier and
wealthier or you're gonna go bust
your choice it sits between your ears
your heart your body your mind your
spirit your attitude
this could be the best thing that ever
happened to you physically mentally
emotionally spiritually if you turn on
to a butterfly
or somebody will step on you like a
little worm
it's your choice
[Music]
you could say one thing to somebody
who's never been an entrepreneur and
they're thinking about making the leap
of faith into becoming an entrepreneur
what could you tell them
well i'll just tell them the same thing
that happened to me
you know
my last paycheck i still remember it
clearly
it was one of the worst and the best
days of my life and i was in puerto rico
i was in i was working for xerox
and my boss gave me my last it wasn't a
paycheck was a bonus check i think it
was about 30 000 bucks
taxable it's the only problem with that
so i got this check and i went holy
mackerel
you know what i mean so i was excited
but i was also disturbed and so this
other guy comes up to me his name was
john and john says to me says you're
going to be back i said why he says
because you're going to fail
i looked at him and said look
a few expletive words
because that's what he did he left xerox
failed he came back
and i said look
you failed and you come came back
but i'm gonna fail and i'm never coming
back
and that's the attitude
do i mean if if you say well if i fail
i'll go back to mommy and daddy then
that's what you'll do
so if you fail that's when i became an
entrepreneur because i had no money i
had no money for years
you know i didn't have a paycheck
but that's what my rich dad encouraged
me to do is when you're when you don't
have this paycheck you get hungrier
smarter and use a test of your character
will you become a crook where you become
dishonest will you cheat and steal or
will you become a better human being so
really that's the benefit of becoming an
entrepreneur is you really find out who
you are
when you don't have anything
you always have to look at the big
picture too many people look at well
what's going to happen to me well you
look at the big picture you're also
going to know
that when something bad happens
something good is going to happen
but you got to prepare for whatever is
coming
if you think next 20 years will be like
the last 20 years you got creamed you
know when you and i go to the
supermarket and we buy a carton of milk
we always check for the expiration date
but most people do not check for the
expiration date on their brains
instead of get out of debt i get into
debt
i just refinanced 300 million in debt i
went from five percent to two and a half
percent interest i made a fortune every
month more money comes in because my
cost of money has gone down
so while some financial experts are
saying get out of debt i'm saying learn
how to use debt
so when i came back from in vietnam in
january of 73 the first thing my rich
dad said to me was go to school to learn
how to invest in real estate it wasn't
real estate it was how to use debt and
taxes
debt and taxes make the rich richer
debt and taxes make the poor middle
class poor so all the rich guys who are
doctors and lawyers or
you know those guys they're getting
creamed and they don't know why doctors
are getting creamed oh yeah they're
making more money but the take-home is
less sure you know my doctor just yelled
at me he's happy he says oh guess what i
finally made a million dollars
and i said yeah this was just three
weeks ago
and so i said yeah well how much you pay
in tax he says 750 000 in taxes
so his net was about 400 000 that's not
bad
but when i make a million bucks i keep a
million bucks
and the reason is because i don't make
it by working for money see if you work
for money you're taxed
so that's why lesson number one in rich
ted poor dad is the rich don't work for
money what we do instead is we create
businesses as entrepreneurs we acquire
real estate i don't invest in the stock
market
so the reason is because as
entrepreneurs i have more control
over my income how much i make and how
much i pay in taxes and because i'm an
entrepreneur as well as an investor in
real estate i pay zero tax so every time
i make let's say a million dollars as an
entrepreneur
i immediately invested in real estate i
have a four to one step up so i put a
million dollars in real estate i get
four million from the bank that's why i
love banks but the banks are screwing
everybody else you know terrible but
it's good for me
that's why you say when you print it's
good for you but when you print it's bad
for people that work for money because
when you print savers get creamed and
people who work when they get creamed
when they print debtors get rich
you see
debt and taxes make the rich richer
and debt and taxes make the poor middle
class poorer
when we have obsolete ideas we get
obsolete results
so what's happening for most people the
idea of going to school
getting a job working hard saving money
getting out of debt buying your house
because it's an asset investing for the
long term
is obsolete
the world has changed the world change
in 1971
when president nixon took us off the
gold standard and money became debt
what if we get rid of school then what
would happen would it be better if we
had no educational system at all no i'm
saying education is more important
before it's just obsolete you know
there's moore's law that
moore's law which states information
doubles every 18 months in other words
everything's obsolete 18 months
so and this is a recent phenomenon so
when you come out of school you're
already obsolete and that's why i'm the
old guy you know i meet my friends who
went to harvard see i went to harvard i
said
yeah that was how long 50 years ago
today
the banks are charging you interest to
save money in other words banks don't
want your money because they printed too
much of it
and that's why this is bubbles and
stocks and bubbles and real estate and
all this people are dumping the cash
because as i said in here savers are
losers and cash is trash
and yet people want a high paying job
well that's an obsolete idea get out of
debt is an obsolete idea you should
learn how to get into debt how to use
debt to get rich and they'll never teach
you about taxes the reason the one
percent is way up here and the 99 are
going this way is because when you print
money two things happen inflation in
taxes it's crushing
and any entrepreneur thinks i'm just
going to make money i'm going to start a
business and make a lot of money because
we talk about
they really have got to smell the roses
man
you know that's not what the real
entrepreneurs are doing most
entrepreneurs there's 28 million small
business owners in america
24 million are what are one person
entrepreneurs
they're called non-employee
entrepreneurs
so because and that's what happens is
when people don't really understand what
an entrepreneur does
so most big people are self-employed but
they're not really entrepreneurs
the self-employed paid the highest taxes
of all
and nobody tells them that
yeah it's also called the
entrepreneurial spirit
but what we were actually talking about
was there's no such thing as a bad
economy
you know those external you and i we all
have an external economy
but we also have an internal economy and
the willpower is to change our internal
economy
so for me
i can see the good and i can see the bad
i don't really give a damn
because i'm going to be rich anyway but
a poor person with a poor personal
economy all they're going to see is a
bodyguard
because they don't know how to make
money in any economy
and a middle class person they have a
middle class economy you know that what
they want is a nice house a steady
paycheck
and the job and the car
and so when you take their job away to
them that's disaster
well since an entrepreneur doesn't have
a job anyway it's no big deal
so all i'm saying to people is what
bucky fuller taught me
is always two sides you know i mean you
know to use plural at minimum two so if
you think the economy is bad it's
because your economy is bad
if you think that steady you know
employment is important
then you'll see an an economy without
jobs
your economy versus the external economy
will you control versus where you can't
continue i can control yeah it's called
it's called an internal focus
versus an external focus
so the real entrepreneur has an internal
focus that if they fall down they say oh
this is good
because i'm going to go up higher
you know the average person will fall
down say oh i'm going to take some
prozac or or or somebody has the
mistakes all the mistakes don't matter
well mistakes mistakes matter it means
you didn't know something
but a real entrepreneur whether they
fall down they go they're always can go
up they can stand back up and go higher
but no matter what happens to them they
get stronger and better and smarter and
happier
but person with a weak internal mindset
is that they're so afraid of what
happens it generally happens like you
know people are afraid of losing their
jobs they generally lose their jobs
i mean yeah so it's that so you can
control you yeah so the entrepreneur
first job is a control inside here not
outside there
the moment you take that paycheck you're
an employee
you've got to be stronger than that it's
about inside control
i've had
financial crashes i've had people stab
me in the back
but they're all good
because i grow from it that's
spirituality you know people who are
afraid of making mistakes like they
teach in school they don't ever grow
because spirituality is there's good and
there's bad there's right and there's
wrong there's up and there's down
most people only want to be right they
only want to be positive well you can't
have that that's not reality
well i wasn't poor by most people's
standards
but i came from a family with a poor
attitude if you know what i mean
because
rich poor middle class poverty starts
with a fundamental attitude
poverty is passed on
it's taught in your families
and middle class is taught in families
and so the people right now who are
sitting at home
who are struggling financially or
worried about money or
unhappy they may be making a lot of
money but unhappy with what they're
doing
it was probably taught to you
you know your super ego was taught
get a job work hard or or you'll never
be rich or the rich or evil or whatever
the school system will never teach you
about money the school system was
designed to teach you to be an employee
which is important or a doctor or a
lawyer a specialist
but never about money
and what most people lack is real
business knowledge
like accounting
you know like debt like taxes
you gotta know that stuff but they don't
teach it in school to anybody
so and then when people ask me how did
your rich dad learn
this when your poor dad a they didn't
and the answer is very simply my rich
dad was my best friend's father his
father died when he was 13.
so his so rich dad had this family
business at 13 to run
so he had to drop out of school which
was his blessing
you know those blessings and
you know sometimes the blessing doesn't
look like a blessing but it turned out
to be a blessing
and then his teachers became his
bookkeeper his accountant his attorney
his bankers his real estate agents so he
has what i call real teachers not these
fake teachers in school
you see most teachers in school
they're out of ethics they teach
subjects they don't they themselves
don't practice
i asked the teacher i said you know i'm
in my third year of calculus now it was
called it was called strength of
materials
i said am i ever going to use this stuff
he goes
no
you know i said why do you teach it
as i get paid
he said do you ever use it he goes no
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and that's why
you know you have to in life one of the
things i suggest to people you gotta
find a real teacher versus a fake
teacher
and a fake teacher is somebody doesn't
do what they teach
and a real teacher is doing what they
teach every day so my accountants
my attorneys they're in it every single
day that's how i learn because every day
i'm solving problems in my business
so i have i have accountants and
attorneys and bankers and all these
people on speed dial
because i'm i'm solving problems with my
team
i see you giving this knowledge out and
yeah do the rich people cringe and say
don't tell them that yes yes yes don't
tell people but they what you know keep
them poor
but you know unfortunately the poor
as was in the bible i'm not real
religious the poor will always be
amongst us because it starts up here
right it's that fear mentality
it's it's in their words you know and
the words become flesh god not really
religious i flunked out a sunday school
also
but when they say i can't afford it or i
can't do that
they go down
they become what they say
my phd daddy says what do you think i am
made of money i can't afford that and my
rich dad would say
that's why he's poor
poor people say i can't afford it i
can't do that i don't have time
because this is escape
it's an escape you know i mean it's easy
to say i can't afford and your rich dad
used to say what instead of i can't
afford it
how can i afford it
how can i do that you know what would it
take or why should i do that
he says a question opens a mind a
statement closes the mind see when you
say i can't afford it your mind shuts
down and you become what you say
rugby is a team sport but so is soccer
the roles are different and other people
are golfers they play by themselves
and so everybody's different
so my game financially is business
number one second is real estate
so what i say to young people is you
find your game
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[Applause]
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you
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