Vad är en indexfond? | Nordnet Academy

Nordnet Sverige

4 Dec 202303:46

Summary

TLDRThis video script introduces the concept of an index fund, contrasting it with actively managed funds. It explains how index funds, often with lower fees, passively track a specific index, such as the OMX Stockholm, without the need for human stock selection. The script also touches on sustainable index funds, which exclude companies involved in undesirable activities like weapons or tobacco. To find good index funds, viewers are directed to Nordnet, where they can explore a range of options with varying fees, and further their knowledge through Nordnet Academy.

Takeaways

📚 An index fund is a type of investment fund designed to replicate the performance of a specific index, such as stocks of a particular sector or country.
🤔 The term 'index fund' is familiar to many, but not everyone knows the exact definition or how it works.
👨‍💼 Traditionally, a fund manager or team of experts would select and manage stocks, charging a fee for their active management.
💻 An alternative to active fund management is a passive approach, where a computer algorithm selects stocks based on criteria, often with lower fees.
🔄 Active management involves the fund manager actively choosing and replacing stocks, while passive management follows a set index without such intervention.
📈 The performance of an index fund is tied to the index it tracks; if the index goes up, so does the fund, and vice versa.
🏢 An example of an index fund is one that invests in real estate companies, selecting stocks based on set criteria to create a real estate index.
🌍 Index funds can be based on various sectors, countries, or even the entire market, offering broad market exposure without the need for individual stock selection.
💡 Some index funds are designed to be more sustainable, excluding companies involved in activities like weapons, tobacco, alcohol, and pornography.
📊 A sustainable or index-near fund is similar to a traditional index fund but with certain exclusions to align with ethical or sustainability criteria.
🔍 To find good index funds, one can use platforms like Nordnet, which offers a selection of index funds with varying fee structures.
📘 For further education on index funds and investing, Nordnet Academy provides a wealth of articles and videos to enhance one's understanding.

Q & A

What is an index fund?
-An index fund is a type of investment fund that aims to replicate the performance of a specific index, such as the stocks of a particular market or sector, by holding the same proportion of the securities in the index.
What is the difference between an actively managed equity fund and an index fund?
-An actively managed equity fund is managed by a person or a team of experts who select stocks they believe are the best to invest in, often charging higher fees. An index fund, on the other hand, is passively managed, often by a computer, and tracks an index with lower fees.
Why might an investor choose an index fund over an actively managed fund?
-An investor might choose an index fund because they offer lower fees, as they require less management and trading. They also provide broad market exposure and can be a good choice for long-term, buy-and-hold investors.
What does the term 'index' refer to in the context of an index fund?
-In the context of an index fund, 'index' refers to a collection of securities, such as stocks or bonds, that are grouped together to represent a specific market or a segment of it, like the entire stock market or just the tech sector.
How does an index fund work in terms of selecting its investments?
-An index fund selects its investments based on the securities included in the index it is tracking. It holds the same proportion of each security as it is represented in the index, without any active stock selection by managers.
What is a sustainable or ethical index fund?
-A sustainable or ethical index fund is a type of index fund that excludes certain companies or industries, such as those involved in weapons, tobacco, alcohol, or pornography, to align with environmental, social, and governance (ESG) criteria.
How can investors find good index funds?
-Investors can find good index funds by using platforms like Nordnet, where they can filter for 'Index Funds' and compare different funds based on their fees and performance.
What is the typical fee structure for index funds mentioned in the script?
-The script mentions index funds ranging from 0% in fees, meaning no fees at all, to 0.4% in fees, indicating a relatively low fee structure compared to actively managed funds.
What is the OMX Stockholm index mentioned in the script, and how can it be used for an index fund?
-The OMX Stockholm index, also known as the OMXS, is an index representing all the stocks listed on the Stockholm Stock Exchange. An index fund can be created to track this index, providing investors with exposure to the Swedish stock market.
What is Nordnet Academy, and how can it help investors learn more about investing?
-Nordnet Academy is an educational platform offering articles and videos on various investment topics. It can help investors learn more about index funds, market trends, and investment strategies to make informed decisions.
How does the script define a 'passive management' strategy in the context of index funds?
-The script defines passive management as a strategy where a fund, often referred to as a passive fund or index fund, is managed by following a preset set of rules, usually based on tracking an index, rather than active stock picking by a fund manager.

Outlines

00:00

📈 Introduction to Index Funds

This paragraph introduces the concept of index funds, posing the question of what an index fund is and hinting at the video's intent to clarify this. It contrasts traditional actively managed funds, where a manager or team of experts selects stocks, with the lower cost alternative of index funds, which are passively managed by a computer based on certain criteria. The explanation includes the idea of an index as a benchmark that the fund aims to replicate, such as a real estate index fund or a broader market index like the OMX Stockholm, and touches on the possibility of creating specialized index funds, such as sustainable or ethical funds, that exclude certain industries.

Mindmap

Keywords

💡Index Fund

An index fund is a type of investment fund that aims to replicate the performance of a specific index, such as the S&P 500 or the NASDAQ. It is passively managed, meaning it does not actively pick and choose stocks but instead holds the same securities as the index it tracks. In the video, the concept of an index fund is introduced as a way to invest in a broad market or sector without the need for an expert to select individual stocks, which often results in lower fees.

💡Active Management

Active management refers to the strategy where a portfolio manager or a team of experts actively selects, buys, and sells stocks with the goal of outperforming the market. In the script, it is contrasted with passive management, where an index fund is used instead. Active management typically involves higher fees due to the expertise and effort required to manage the portfolio.

💡Passive Management

Passive management is an investment strategy where a fund's portfolio is constructed to mirror the holdings of a specific index, with the goal of achieving the same return as that index. It is exemplified in the video by the use of index funds, which are passively managed and often have lower fees than actively managed funds because they do not require the same level of active decision-making.

💡Index

An index is a statistical measure of the changes in a portfolio of stocks representing a portion of the overall market. It serves as a benchmark for evaluating the performance of investment funds. In the video, the term 'index' is used to describe the basis upon which an index fund invests, such as a real estate index or the OMX Stockholm index.

💡Stockholm Stock Exchange

The Stockholm Stock Exchange, also known as OMX Stockholm, is a stock exchange located in Stockholm, Sweden. In the script, it is mentioned as an example of a market where all the stocks listed can be used to create an index, such as the OMX Stockholm index, which can then be tracked by an index fund.

💡Sustainable Index Fund

A sustainable index fund is a type of investment fund that tracks an index but excludes companies involved in certain activities deemed unsustainable, such as the production of weapons, tobacco, alcohol, or pornography. The script mentions this as an alternative to traditional index funds for investors who want to align their investments with their values.

💡Nordnet

Nordnet is a financial services provider mentioned in the script as a platform where investors can find and invest in index funds. It is used as an example of a service that offers a range of index funds with varying fee structures.

💡Investment Fees

Investment fees are the costs charged by investment funds for managing and maintaining the fund. In the video, the script discusses how active management typically involves higher fees compared to passive management, such as that of index funds, which often have lower fees due to the reduced need for active stock selection.

💡Portfolio Manager

A portfolio manager is an individual or a team responsible for overseeing and managing an investment portfolio. In the context of the video, a portfolio manager is contrasted with a computer algorithm that manages an index fund, highlighting the difference in management style and associated costs.

💡Sector Investment

Sector investment refers to the strategy of investing in a specific industry or sector, such as real estate, technology, or healthcare. The script uses the example of a real estate index fund to illustrate how investors can gain exposure to a particular sector without selecting individual stocks.

💡Nordnet Academy

Nordnet Academy is mentioned in the script as a resource for investors who want to learn more about investing, including articles and videos on various topics. It is presented as a platform to further educate oneself on index funds and other investment strategies.

Highlights

An index fund is a type of investment vehicle that tracks a specific index.

Traditionally, a fund manager or team of experts selects stocks for investment.

Active fund management incurs higher fees for the expertise of selecting and managing stocks.

An alternative approach uses a computer to select stocks based on criteria, reducing management fees.

Actively managed equity funds involve human expertise in stock selection.

Passively managed or index funds use automated systems for stock selection.

The term 'index fund' implies an investment that mirrors an index.

An index can represent a group of stocks, such as those in the real estate sector.

An index fund based on a real estate index would invest in companies within that sector.

Investments can be diversified across sectors, countries, or regions without human stock selection.

Indexes like the OMX Stockholm represent all stocks on the Stockholm exchange.

Sustainable or index-near funds exclude stocks from certain industries like weapons or tobacco.

Sustainable index funds aim to provide investment returns with ethical considerations.

Finding good index funds can be done through platforms like Nordnet.

Nordnet offers a range of index funds with varying fee structures.

Nordnet Academy provides further educational resources on investing.

Index funds provide a low-cost, diversified investment option for investors.