Vad är en indexfond? | Nordnet Academy
Summary
TLDRThis video script introduces the concept of an index fund, contrasting it with actively managed funds. It explains how index funds, often with lower fees, passively track a specific index, such as the OMX Stockholm, without the need for human stock selection. The script also touches on sustainable index funds, which exclude companies involved in undesirable activities like weapons or tobacco. To find good index funds, viewers are directed to Nordnet, where they can explore a range of options with varying fees, and further their knowledge through Nordnet Academy.
Takeaways
- 📚 An index fund is a type of investment fund designed to replicate the performance of a specific index, such as stocks of a particular sector or country.
- 🤔 The term 'index fund' is familiar to many, but not everyone knows the exact definition or how it works.
- 👨💼 Traditionally, a fund manager or team of experts would select and manage stocks, charging a fee for their active management.
- 💻 An alternative to active fund management is a passive approach, where a computer algorithm selects stocks based on criteria, often with lower fees.
- 🔄 Active management involves the fund manager actively choosing and replacing stocks, while passive management follows a set index without such intervention.
- 📈 The performance of an index fund is tied to the index it tracks; if the index goes up, so does the fund, and vice versa.
- 🏢 An example of an index fund is one that invests in real estate companies, selecting stocks based on set criteria to create a real estate index.
- 🌍 Index funds can be based on various sectors, countries, or even the entire market, offering broad market exposure without the need for individual stock selection.
- 💡 Some index funds are designed to be more sustainable, excluding companies involved in activities like weapons, tobacco, alcohol, and pornography.
- 📊 A sustainable or index-near fund is similar to a traditional index fund but with certain exclusions to align with ethical or sustainability criteria.
- 🔍 To find good index funds, one can use platforms like Nordnet, which offers a selection of index funds with varying fee structures.
- 📘 For further education on index funds and investing, Nordnet Academy provides a wealth of articles and videos to enhance one's understanding.
Q & A
What is an index fund?
-An index fund is a type of investment fund that aims to replicate the performance of a specific index, such as the stocks of a particular market or sector, by holding the same proportion of the securities in the index.
What is the difference between an actively managed equity fund and an index fund?
-An actively managed equity fund is managed by a person or a team of experts who select stocks they believe are the best to invest in, often charging higher fees. An index fund, on the other hand, is passively managed, often by a computer, and tracks an index with lower fees.
Why might an investor choose an index fund over an actively managed fund?
-An investor might choose an index fund because they offer lower fees, as they require less management and trading. They also provide broad market exposure and can be a good choice for long-term, buy-and-hold investors.
What does the term 'index' refer to in the context of an index fund?
-In the context of an index fund, 'index' refers to a collection of securities, such as stocks or bonds, that are grouped together to represent a specific market or a segment of it, like the entire stock market or just the tech sector.
How does an index fund work in terms of selecting its investments?
-An index fund selects its investments based on the securities included in the index it is tracking. It holds the same proportion of each security as it is represented in the index, without any active stock selection by managers.
What is a sustainable or ethical index fund?
-A sustainable or ethical index fund is a type of index fund that excludes certain companies or industries, such as those involved in weapons, tobacco, alcohol, or pornography, to align with environmental, social, and governance (ESG) criteria.
How can investors find good index funds?
-Investors can find good index funds by using platforms like Nordnet, where they can filter for 'Index Funds' and compare different funds based on their fees and performance.
What is the typical fee structure for index funds mentioned in the script?
-The script mentions index funds ranging from 0% in fees, meaning no fees at all, to 0.4% in fees, indicating a relatively low fee structure compared to actively managed funds.
What is the OMX Stockholm index mentioned in the script, and how can it be used for an index fund?
-The OMX Stockholm index, also known as the OMXS, is an index representing all the stocks listed on the Stockholm Stock Exchange. An index fund can be created to track this index, providing investors with exposure to the Swedish stock market.
What is Nordnet Academy, and how can it help investors learn more about investing?
-Nordnet Academy is an educational platform offering articles and videos on various investment topics. It can help investors learn more about index funds, market trends, and investment strategies to make informed decisions.
How does the script define a 'passive management' strategy in the context of index funds?
-The script defines passive management as a strategy where a fund, often referred to as a passive fund or index fund, is managed by following a preset set of rules, usually based on tracking an index, rather than active stock picking by a fund manager.
Outlines
📈 Introduction to Index Funds
This paragraph introduces the concept of index funds, posing the question of what an index fund is and hinting at the video's intent to clarify this. It contrasts traditional actively managed funds, where a manager or team of experts selects stocks, with the lower cost alternative of index funds, which are passively managed by a computer based on certain criteria. The explanation includes the idea of an index as a benchmark that the fund aims to replicate, such as a real estate index fund or a broader market index like the OMX Stockholm, and touches on the possibility of creating specialized index funds, such as sustainable or ethical funds, that exclude certain industries.
Mindmap
Keywords
💡Index Fund
💡Active Management
💡Passive Management
💡Index
💡Stockholm Stock Exchange
💡Sustainable Index Fund
💡Nordnet
💡Investment Fees
💡Portfolio Manager
💡Sector Investment
💡Nordnet Academy
Highlights
An index fund is a type of investment vehicle that tracks a specific index.
Traditionally, a fund manager or team of experts selects stocks for investment.
Active fund management incurs higher fees for the expertise of selecting and managing stocks.
An alternative approach uses a computer to select stocks based on criteria, reducing management fees.
Actively managed equity funds involve human expertise in stock selection.
Passively managed or index funds use automated systems for stock selection.
The term 'index fund' implies an investment that mirrors an index.
An index can represent a group of stocks, such as those in the real estate sector.
An index fund based on a real estate index would invest in companies within that sector.
Investments can be diversified across sectors, countries, or regions without human stock selection.
Indexes like the OMX Stockholm represent all stocks on the Stockholm exchange.
Sustainable or index-near funds exclude stocks from certain industries like weapons or tobacco.
Sustainable index funds aim to provide investment returns with ethical considerations.
Finding good index funds can be done through platforms like Nordnet.
Nordnet offers a range of index funds with varying fee structures.
Nordnet Academy provides further educational resources on investing.
Index funds provide a low-cost, diversified investment option for investors.
Transcripts
Vad är en indexfond?
Det är många som hört om ordet.
Många som undrar.
Några som vet på ett ungefär vad där.
Men vet man exakt vad en indexfond är?
Det kommer ni veta
efter att ni sett den här videon,
så låt oss dra igång.
Förr i tiden, men även nu,
så var det att man hade en expert
eller ett team av experter
som man kallade för förvaltare.
De valde ut aktierna de trodde
var de bästa att investera i.
Skulle den här förvaltaren
ta fram några aktier och säga att ja,
det här är de bästa aktierna att ha.
Vill du också ha dem så kan du investera
i min fond.
Och för att jag gör det här jobbet
och byter ut aktierna om de inte presterar
och väljer in nya aktier hela tiden,
vill du att jag gör jobbet åt dig?
Då vill jag ha 1,5% i avgift
till exempel.
Sen var det några som sa:
Stopp och belägg.
Man kan absolut ha en expert
som väljer ut aktierna, men
man kan också ha en dator som detta jobb,
och väljer ut aktier baserat på kriterier.
Och i så fall så blir det ju en
klart lägre avgift, oftast.
Det här, när man har en förvaltare eller ett team
som väljer ut aktier aktivt
kallas för en aktivt förvaltad aktiefond.
Är det en dator som gör jobbet
då kallas det för en passivt förvaltad aktiefond.
Eller indexfond.
I namnet “indexfond” så hör man att
det är ett index och en fond.
Så det är fond som investerar
mot det här indexet.
Men vad exakt är ett index?
Låt mig förklara.
Säg att vi har en massa aktier
och vi vill investera i fastighetsbolag.
Men vi vill inte att det är en person som investerar åt oss.
Vi vill att det är en dator som väljer på kriterier,
och därefter får vi till en billig peng
en investering mot fastighetsbranschen.
Vi vill ha en fastighetsindexfond.
Ja, men då gör vi så.
Vi tar alla aktier som finns.
Väljer ut de som är fastighetsbolag.
Och så kan det här bli
ett fastighetsbolagsindex.
Vi gör en indexfond baserat på detta
som kopierar indexet.
Så om de här bolagen går upp
så tjänar vi pengar i indexfonden.
Går de här bolagen ner
då förlorar vi pengar i indexfonden.
Och på det här sättet
kan man investera mot t.ex
en bransch, ett land, en världsdel
utan att behöva en människa
som väljer aktierna åt dig
för en högre peng oftast.
Men det behöver inte var så snävt
som ett fastighetsbolagsindex.
Man kan också ta alla aktierna
som över huvud taget finns på Stockholmsbörsen
och säga att nu är det här ett index.
Just Stockholmsbörsenindexet
kallas för OMX Stockholm.
Och det kan man göra en indexfond av.
Men vissa vill göra sin indexfond
lite annorlunda, t.ex vara mer hållbar.
Då kan man göra så här att
vi tar alla aktierna som finns i indexet,
förutom de som håller på med t.ex
vapen, tobak, alkohol, pornografi
och då kanske det ryker en eller två bolag ur indexet.
Då kallas det här för
en hållbar indexfond.
Eller om man ska vara mer korrekt,
en indexnära fond.
För det är som en indexfond
men inte riktigt, utan det är nära.
Och hur hittar man bra indexfonder?
Man går in på Nordnet,
och så väljer man “Indexfonder”
så får ni bara indexfonder i fondlistan.
Och vill ni ha just Nordnets indexfonder,
då fyller ni i Nordnet också.
Och här har vi en massa indexfonder
från 0% i avgift, så ingen avgift alls,
till 0,4% i avgift.
Nu vet du vad indexfonder är.
Och vill du lära dig mer
så kan du gå in på Nordnet Academy,
där har vi en massa artiklar,
massor av videor.
Stort lycka till med dina investeringar!
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