3การลงทุนที่ดีที่สุด เมื่อคุณอายุ20

Summary

In this video, Tan discusses the three best investments for people in their 20s, emphasizing the importance of starting early. He recommends investing in index funds, which offer long-term growth and compounding returns. Tan also highlights the value of starting a business, suggesting that young people can leverage their time and low responsibilities to experiment with side projects that could evolve into profitable ventures. Lastly, he stresses the importance of investing in self-knowledge, particularly soft skills and specialized expertise, as a way to future-proof one's career and increase earning potential.

Takeaways

• 😀 The best investments for people in their 20s focus on growing wealth with minimal capital and experience.
• 😀 Starting to invest early is key, as time is a valuable asset when it comes to compounding wealth.
• 😀 Index funds are one of the easiest and fastest ways to build wealth, offering diversified, stable returns.
• 😀 Compounding interest over time can drastically increase returns, especially if you start investing at a young age.
• 😀 Long-term investments tend to provide more stable returns and reduce the risk of loss over time.
• 😀 Consistency in investments, such as regularly saving and investing in index funds, leads to exponential growth.
• 😀 Starting a business, even on a small scale, can be an effective way to increase wealth and gain experience.
• 😀 Business success rates are low, but the knowledge and experience gained from failures are invaluable.
• 😀 In today's digital age, starting a business is easier and requires less capital than in the past, with plenty of tools and resources available.
• 😀 Investing in yourself, such as acquiring new skills (e.g., marketing, programming), yields high returns and can boost career opportunities.
• 😀 Knowledge from online courses and certifications can greatly enhance one's skill set and future earning potential.

Q & A

What are the three main investment strategies for people in their 20s mentioned in the video?

The three main investment strategies mentioned are: investing in index funds, starting a business, and investing in self-knowledge (personal development).

Why is being in your 20s considered an advantage for investing?

Being in your 20s is considered an advantage because of the time available for investments to compound and grow exponentially, making it easier to accumulate wealth compared to starting later in life.

How does investing in index funds work, and why is it recommended?

Index funds are a type of equity fund that tracks an index, such as the SET 50. The advantage of index funds is their diversification and stability, offering consistent returns by mimicking the market’s performance. They are recommended because they are a low-effort way to invest, with the potential for compounding returns over time.

What is the importance of time in investment, according to the speaker?

Time is critical in investment because it allows for compounding, where the returns on an investment begin to grow exponentially over time. The longer the investment is held, the more significant the potential returns, making early investments especially valuable.

What is compound interest, and how does it benefit investors?

Compound interest is the process where the interest earned on an investment is reinvested, so that future interest is calculated on the original principal plus the accumulated interest. This accelerates the growth of the investment, especially over long periods.

What are the risks involved in investing in the stock market, as per the video?

The risks in the stock market involve market fluctuations, and the potential for losses, especially when investing short-term. The video also highlights that speculative trading can lead to significant financial losses for those who are inexperienced or make poor decisions.

What is the potential for success in starting a business at a young age?

While the chance of success in business is relatively low, particularly for first-time entrepreneurs, the speaker emphasizes that starting early provides valuable experience, learning from failure, and the opportunity to refine skills, which increases the likelihood of success in future ventures.

How does the speaker suggest people in their 20s can build a business with minimal investment?

The speaker suggests starting small, such as running a side project or selling products online with a minimal investment. With platforms like social media and online tools, starting a business can be relatively low-cost and flexible, making it ideal for young people.

Why is investing in self-knowledge emphasized in the video?

Investing in self-knowledge, such as acquiring soft and hard skills relevant to future careers, is emphasized because it provides high returns in the long term. Skills like digital marketing, data analysis, and problem-solving are in high demand and can enhance career opportunities and entrepreneurial ventures.

What role does the speaker suggest education plays in shaping one’s career?

Education, both formal and informal (such as online courses and seminars), helps build the necessary skills to stand out in a competitive job market. The speaker stresses that continuous learning and updating knowledge is crucial for adapting to new career opportunities.