Inilah Masalah UMKM Selama Ini #3

Summary

This video discusses the ongoing challenges and issues faced by small and medium-sized businesses (UMKM) in Indonesia. The conversation touches on various concerns such as marketing, funding, and the lack of proper human resources. Key figures, including Jarot, suggest that while government programs aim to assist UMKM, there is a significant gap between policy and effective execution. Challenges in mentorship, lack of alignment between funding amounts and business needs, and the need for hands-on support are highlighted. Overall, the conversation calls for a more practical and tailored approach to supporting UMKM.

Takeaways

• 😀 UMKM (Micro, Small, and Medium Enterprises) issues remain a long-standing problem in Indonesia, requiring continuous attention and solutions.
• 😀 The rise of digital platforms and online marketing is a key development for UMKM businesses, though challenges with production and human resources persist.
• 😀 Funding and financial support for UMKM businesses need improvement, as existing programs do not always align with the needs of smaller businesses, especially those without significant assets.
• 😀 Government initiatives like Bekraf (the Indonesian Creative Economy Agency) are working on mapping and supporting UMKM, but results have yet to be fully realized.
• 😀 There is a gap in support programs, with some businesses not receiving adequate resources or funding to grow, even though the potential for innovation exists.
• 😀 Successful examples of support initiatives, such as CWS (Creative Working Space), demonstrate the value of localized and hands-on support for UMKM development.
• 😀 The issue of government programs reaching the right targets is raised, with some entrepreneurs reporting difficulties accessing available resources.
• 😀 Effective mentoring and support for UMKM businesses require mentors to be actively involved in the business, offering practical, real-world advice rather than just theoretical knowledge.
• 😀 Evaluation of government initiatives is necessary to measure the success and effectiveness of programs aimed at supporting UMKM businesses.
• 😀 Involvement of both practical experts and academic figures is essential to create sustainable and impactful support systems for UMKM in Indonesia.

Q & A

What are the main issues faced by UMKM (Micro, Small, and Medium Enterprises) in Indonesia according to the transcript?

The main issues faced by UMKM include limited access to financing, challenges in adapting to online business models, and a lack of skilled human resources. Additionally, problems with business operations, such as difficulties in managing raw materials and production, and financial instability, are also highlighted.

How does the current government funding program for UMKM need improvement?

The government funding program needs improvement in terms of better targeting. While some support is available, the funding is often not proportional to the scale of businesses. Many UMKM do not qualify for substantial support due to the mismatch between their asset levels and the size of the funding offered.

What role does Bekraf play in supporting UMKM and how effective has it been?

Bekraf (Creative Economy Agency) has been actively involved in mapping and supporting UMKM through various initiatives and innovation programs. However, despite these efforts, the results have not been fully optimal, as there are still significant gaps in reaching and empowering the target groups, especially at the local level.

What issue did the speaker experience when trying to access government support for their business?

The speaker faced difficulties in accessing government support through Bekraf despite making efforts to submit proposals. They mentioned the lack of transparency in the selection process and expressed frustration that their business did not qualify for the support.

What are the challenges in the relationship between UMKM and their business mentors?

One of the challenges in the relationship between UMKM and mentors is the disconnect between the mentors and the actual business practices. Mentors are sometimes more focused on theoretical knowledge, while UMKM need practical, hands-on support tailored to their specific challenges.

How does the speaker suggest improving the government’s approach to supporting UMKM?

The speaker suggests that the government should improve the quality of mentoring by involving mentors who are not just academics but also experienced practitioners who understand the real-world challenges of running an UMKM. The mentoring approach should be more personalized and practical.

What does the speaker think about the use of digital tools and online platforms for UMKM?

The speaker believes that UMKM must increasingly adapt to digital tools and online platforms, especially for marketing and business development. However, they also note that the adoption of these technologies can be difficult for businesses that are not well-equipped or lack skilled personnel.

How does the speaker view the role of local governments in supporting UMKM?

The speaker emphasizes the importance of local governments in supporting UMKM through initiatives such as innovation in creative economies. They argue that while there are efforts at the national level, more localized, tailored approaches are necessary for better results.

What are the primary criteria for UMKM to receive funding or mentoring support?

UMKM are typically required to meet criteria such as having a proven track record in business, a certain level of education (such as an S1 degree), and experience in running successful enterprises. However, there is also mention of the selective nature of these programs, where not all businesses qualify or receive adequate support.

What is the overall conclusion regarding the government’s current programs for UMKM?

The overall conclusion is that while the government has made efforts to support UMKM, there are still significant gaps in the effectiveness of these programs. Issues such as mismatched funding, lack of practical mentorship, and the need for better integration between government programs and local needs need to be addressed for greater success.