【これ一本でわかる】完全投資初心者が知識ゼロから新NISAを始められる入門動画！2024年版

Summary

This video script offers a comprehensive guide to NISA (Nippon Individual Savings Account), tailored for beginners in 2024. It clarifies the benefits of NISA, such as tax-free investment profits, which can effectively increase earnings by 1.25 times. The script distinguishes between investment and gambling, emphasizing the importance of long-term, diversified investments to minimize risks. It recommends index-linked investment trusts for their low cost and effectiveness. The guide also covers how to set up a securities account and utilize NISA, suggesting popular investment trusts like the 'EMAXcim World Equity' for global diversification. The key takeaway is to invest for the long term and resist the urge to react to short-term market fluctuations.

Takeaways

• 📈 The video is a comprehensive guide on NISA (Nippon Individual Savings Account) aimed at beginners who are new to investing in 2024.
• 🎓 The channel regularly releases videos to educate viewers on basic political and economic knowledge, as well as daily news.
• 💡 NISA is an investment tax-free system which allows profits from investments to be taxed at a permanently lower rate, effectively increasing earnings by 1.25 times.
• 💼 The difference between investing and gambling is highlighted, with the emphasis on investments as a means of putting money to work to generate returns over time.
• 🌐 NISA allows for investment in investment trusts and stocks, but not in real estate or bonds directly within the NISA framework.
• 🏦 The new NISA system in 2024 has two investment slots: the 'accumulation investment slot' for systematic monthly investments and the 'growth investment slot' with a wider range of eligible investments.
• 🌟 The video recommends index-type investment trusts as a low-cost and diversified investment option, as they tend to perform well over the long term with lower fees compared to active funds.
• 🌍 It suggests considering global or American stock index investment trusts for diversification and potential growth, with specific examples like the 'EMAXcim worldwide stock' and 'EMAXcim U.S. stock'.
• 📱 The process of opening a securities account and utilizing NISA is explained, recommending online brokers like SBI Securities for their user-friendly apps and services.
• 🔒 The importance of maintaining a long-term perspective and not being swayed by short-term market fluctuations is stressed for successful investing.
• 💡 The video concludes by reminding viewers that while NISA can be a useful tool for financial growth, it should be one part of a broader approach to managing one's life and future.

Q & A

What is the main theme of the video script?

The main theme of the video script is an explanation of the new NISA (Nippon Individual Savings Account) system, aimed at beginners who are taking their first steps in investment activities in 2024.

What is the purpose of the NISA system?

The purpose of the NISA system is to encourage investment by providing a tax-advantaged account where profits from investments are permanently taxed at a reduced rate, making it an attractive option for asset formation.

What is the tax benefit of NISA mentioned in the script?

The tax benefit of NISA mentioned in the script is that the profits from investments made within the NISA framework are non-taxable, allowing investors to keep all the gains without paying the usual tax rates, which are around 20%.

How does the script differentiate between investment and gambling?

The script differentiates between investment and gambling by stating that investment involves putting money to work with the expectation of profit, while gambling is based on the chance of an event occurring with no work involved. Investment is about having money work for you, whereas gambling is about betting on uncertain outcomes.

What is the recommended approach to investing according to the script?

The recommended approach to investing according to the script is to diversify investments over a long period, focusing on assets that can grow with the overall economy, and to minimize the gambling elements by avoiding risky or speculative investments.

What are the types of assets that can be invested in through NISA?

Through NISA, one can invest in investment trusts and individual stocks. However, bonds and real estate are not covered under NISA. Investment trusts can include a variety of financial instruments, making it a versatile investment option.

What is the difference between the 'accumulation investment account' and the 'growth investment account' in the new NISA system?

In the new NISA system, the 'accumulation investment account' is designed for regular monthly investments in specific investment trusts, while the 'growth investment account' has a broader range of eligible investments, including certain investment trusts and listed stocks.

Why is the accumulation investment account considered suitable for general asset formation?

The accumulation investment account is considered suitable for general asset formation because it allows for regular,定额 investments, which can help reduce investment risks by averaging out the purchase price over time and aligning with the national strategy for promoting asset formation among the general public.

What are some popular investment trusts that can be considered for NISA investments?

Some popular investment trusts for NISA investments mentioned in the script are the 'EMAXcim worldwide stocks' and 'EMAXcim U.S. stocks', which are index-type investment trusts that track broad market indices and offer diversification.

How can one start investing using NISA?

To start investing using NISA, one needs to open a securities account with a brokerage firm and apply for NISA within that account. The script recommends using online brokerages like SBI Securities for a straightforward process and suggests using their mobile app for easy management.

What is the final advice given in the script regarding investment and life priorities?

The final advice given in the script is to not overthink or obsess over investments. It suggests that while NISA is a useful tool, it should not be the sole focus of one's life. The script emphasizes that there are many other important things in life and advises not to spend too much time worrying about investments.