Internet Scams (With JAY TARUC)
Summary
TLDRThe video script discusses the term 'budol', originally from Ilonggo meaning deception, and its modern application to social media scams. It covers various scams like the Poser Scam, Hacking, Phishing, Catfishing, and Banking Scam, providing examples and advice on how to avoid falling victim. The script emphasizes the importance of vigilance, secure password practices, and verifying information to prevent being scammed online.
Takeaways
- 💡 'Budol' refers to being tricked into buying unnecessary items, often influenced by social media platforms like TikTok and Facebook.
- 🕵️♂️ The term 'budol' originates from Ilonggo, meaning deception or scam, and historically involved modus operandi like the 'budol-budol gang'.
- 🚨 Be vigilant against various types of online scams, including 'poser scam', 'hacking', 'phishing', 'catfishing', and 'banking scam'.
- 🗣️ In 'poser scam', scammers impersonate friends or family to deceive and extract money or personal information.
- 🔒 Protect your accounts by using strong, unique passwords and changing them regularly to prevent hacking.
- 🎣 Beware of 'phishing' scams that use pop-ups, SMS, or QR codes to lure you into revealing personal information.
- 🐠 'Catfishing' involves using someone else's photos to deceive and manipulate victims, often with financial motives.
- 🏦 In 'banking scam', scammers pose as bank officials to trick individuals into revealing sensitive banking details.
- ☎️ To avoid online banking scams, verify the legitimacy of communications, check for errors in messages, and regularly monitor your bank statements.
- 📢 If you fall victim to a scam, report it to authorities like the PNP Anti-Cybercrime Group or NBI Cybercrime Division for action.
Q & A
What does the term 'budol' refer to in the context of social media?
-In the context of social media, 'budol' refers to being lured into buying unnecessary items, often after watching promotional videos on platforms like TikTok or Facebook.
What is the origin of the word 'budol'?
-The word 'budol' is derived from the Ilonggo language, where it means deception or scam.
Can you explain the 'budol-budol gang' modus operandi mentioned in the script?
-The 'budol-budol gang' is a criminal group that befriends victims with the real intention of robbing them, using deception as their primary tactic.
What is a POSER SCAM as described in the script?
-A POSER SCAM is a type of scam where scammers impersonate someone you know, often using their photos and personal information to deceive you into sending money or revealing sensitive information.
Why did Rocco Nacino almost fall victim to a scam?
-Rocco Nacino almost fell victim to a scam because he received a message from an account impersonating a famous actor, which had detailed knowledge of his friend and even had complete photos, asking for money.
What advice is given to avoid POSER SCAMs?
-To avoid POSER SCAMs, one should refrain from posting sensitive information and pictures on social media and verify the identity of anyone claiming to be a friend or family member before sending money or information.
What is the significance of using a strong and unique password in the context of HACKING?
-Using a strong and unique password is crucial in preventing HACKING because it makes it more difficult for hackers to guess or crack your password, thus protecting your account from unauthorized access.
How do hackers use brute force to gain access to accounts?
-Hackers use brute force by repeatedly guessing passwords until they successfully access an account, often using automated tools to speed up the process.
What is the difference between phishing, smishing, and quishing?
-Phishing involves fraudulent emails or pop-ups to steal personal information, smishing uses SMS or text messages for the same purpose, and quishing employs QR codes to deceive victims into revealing sensitive data.
What is catfishing and how can it be avoided?
-Catfishing is a scam where individuals use someone else's photos to lure victims, often with the intent to deceive them into giving money. It can be avoided by verifying the identity of the person through mutual friends, video calls, or requesting additional proof.
How can one protect themselves from BANKING SCAMs?
-To protect against BANKING SCAMs, one should verify the legitimacy of any communication claiming to be from a bank, check the sender's email address for authenticity, be wary of messages with typographical or grammatical errors, and regularly monitor bank statements for any unauthorized transactions.
What should you do if you suspect you have been a victim of an online scam?
-If you suspect you have been scammed, report it immediately to the PNP Anti-Cybercrime Group or NBI Cybercrime Division to take appropriate action.
Outlines
🚨 Social Media Scams Alert
The script discusses the prevalence of 'budol' scams on social media, where individuals are lured into buying unnecessary items after watching enticing videos. It explains the origin of the term 'budol' from Ilonggo, meaning deception or scam, and its historical use in modus operandi like the 'budol-budol gang'. The narrator, Taruc, introduces common internet scams and how to avoid them, starting with the POSER SCAM. This scam involves scammers impersonating friends or family to borrow money under false pretenses. The script shares a real-life example involving actor Rocco Nacino and advises viewers to safeguard their personal information on social media to prevent such scams.
🔒 Protecting Yourself from Hacking
This section warns about the dangers of weak passwords and the importance of securing social media accounts from hacking. It humorously suggests guessing common passwords like 'password' or '123456' and emphasizes the need to use strong, unique passwords to prevent unauthorized access. The script also mentions brute force as a method hackers use to crack passwords. It advises viewers to regularly change their passwords and to be cautious of phishing attempts that come in various forms, such as pop-up ads, SMS messages, or QR codes, all designed to steal personal information.
🎣 Beware of Catfishing and Banking Scams
The script continues with a discussion on catfishing, where scammers use attractive photos to lure victims and deceive them into parting with their money. It advises checking mutual friends and seeking video calls or additional proof to verify the identity of online acquaintances. The final scam highlighted is the banking scam, where fraudsters pose as bank employees to trick individuals into revealing sensitive banking information, including OTPs and PINs. The narrator provides practical tips for avoiding such scams, such as verifying the legitimacy of communications, checking for typos in messages, and regularly monitoring bank statements. The script concludes with a call to action for viewers to stay vigilant, verify information, and report any scams to the appropriate authorities.
🌐 Staying Safe in the Digital World
In the final paragraph, the script emphasizes the need for constant vigilance and skepticism in the face of rapidly evolving online scams. It encourages viewers to fact-check and verify information before trusting it and to use words responsibly to prevent the spread of misinformation. The narrator, Jay Taruc, wraps up the video script as part of the Media Literacy Project of UP Diliman, reminding viewers to stay safe in the digital world.
Mindmap
Keywords
💡Budol
💡Poser Scam
💡Hacking
💡Phishing
💡Catfishing
💡Banking Scam
💡OTP (One-Time Password)
💡Media Literacy
💡Cybercrime
💡Social Engineering
Highlights
The term 'budol' on social media refers to being lured into buying unnecessary items.
The word 'budol' originates from Ilonggo, meaning deception or scam.
Beware of 'budol-budol gang', a modus operandi involving befriending victims to rob them.
POSER SCAM involves scammers impersonating friends to borrow money under false pretenses.
Scammers use personal information and photos to deceive people on social media.
Rocco Nacino's experience with an impostor posing as a famous actor illustrates POSER SCAM.
To avoid scams, refrain from posting sensitive information on social media.
HACKING SCAM involves illegal access to accounts to steal personal information.
Weak passwords like 'password' or '123456' are easily hacked.
Use long and unique passwords and change them regularly to prevent account hacking.
PHISHING SCAM uses pop-up ads to trick users into revealing personal information.
Be cautious of 'smishing' and 'quishing', variations of phishing that use SMS and QR codes.
CATFISHING SCAM involves using attractive photos to lure victims and deceive them out of money.
To avoid catfishing, verify the identity of online contacts through mutual friends or video calls.
BANKING SCAM can occur through fake bank employees asking for sensitive account details.
Never give out OTPs or PIN numbers to anyone to protect against banking scams.
Report scams to the PNP Anti-Cybercrime Group or NBI Cybercrime Division for investigation.
Stay updated and be vigilant to avoid becoming a victim of online scams.
Fact-check and verify information before trusting or sharing it online.
Use words responsibly to ensure the accuracy and truthfulness of online content.
Transcripts
Have you been a victim of ‘budol’ on social media?
Nowadays, this term means you are lured to buy something that is not necessary.
After watching videos on Tiktok, or Facebook, you just found yourself adding items to your cart.
That’s ‘budol.’
Do you know that the word ‘budol’ was coined from Ilonggo, which means deception or scam?
There used to be a modus operandi called ‘budol-budol gang’ where they start to befriend the victims, but their real motive is to rob them.
Beware of the numerous kinds of budol or scams present on the internet!
Be careful, paps!
I am Taruc
Here are some of the internet scams and how to avoid them.
BUDOL 1: POSER SCAM
Have you ever received a message from a so-called friend who wants to borrow money
due to an emergency and claims to really really need it?
Before you send money, make sure that the person that you are talking to is really your friend.
These days, scammers are capable of using your photo, Facebook details, and personal information
to impersonate you and take advantage of the people you know! That’s called the POSER SCAM!
The actor, Rocco Nacino, almost became a victim of this kind of scam after receiving a message from an account named “Gabby Eigenman” who is a famous actor as well.
According to him, they knew every detail about his friend and even had complete photos.
What he didn’t know was that he was talking to an impostor.
The scammer was asking for P10,000. Fortunately, Rocco saw through the deception and was able to avoid getting scammed.
To avoid scams like this, refrain from posting sensitive information and pictures on social media like
ID, address, signature, etc. These crucial information may be used to deceive your loved ones.
If ever you receive these kinds of messages from someone who claims to be a friend or a family member,
ensure that they are truly who they claim to be.
But did you know that legitimate accounts can be used too in scamming?
BUDOL 2: HACKING
This is the illegal access of an account with the intent of stealing personal information or deceiving other people.
We are all aware that before using social media, you have to log in using an email and password.
Your password serves as the first line of defense in protecting your account against the hackers.
Wait! You, what’s your password? Let me guess.
Is it a literal “password”? or 123456?
Oh no! If your password is one of those, change it now!
Accounts with these kinds of passwords have a high risk of being hacked by other people
because these have been known to be the most common password in the whole world last year.
According to NordPass, hackers can access accounts with these passwords within a second. So quick right?
Other than that, they also utilize brute force where they repetitively guess your password
until they forcefully open your account.
If that happens, they can delete or change contents of your social media account.
So remember, use a long and unique password! It would be best to regularly change it.
BUDOL 3: PHISHING
While you are scrolling through the internet, have you experienced an ad pop-up
claiming that you have won a cellphone or cash prize? Did you click it?
Oh no, don't hastily click on these pop-ups or anything that suddenly appears on our screens,
because we may become phishing victims.
This is not fishing in the sea, okay! But this is fishing for your personal information!
In this modus, the hackers are like fishermen and pop-ups ads are their bait to get us.
Other kind of phishing scam are “smishing” which uses SMS or text messages
and “quishing” where QR codes are used to steal personal information.
For example, they will send a message that says you won a prize or offers an investment claiming that you will earn money.
In short, these are amazing offers that will entice you to provide your email address, number,
or even your bank account. Once they get your information, they can easily hack your accounts.
So if it seems too good to be true, think twice to avoid getting reeled into a phishing scam.
BUDOL 4: CATFISHING
Since we are talking about fishing, let’s talk about catfishing too!
Catfishing is the term for scams that lure victims by using other people’s photos.
Usually, these are people with really good looks and are celebrity-like.
The truth is, their ulterior motive is to seduce and fool you into obtaining your money.
To avoid getting catfished, check your mutual friends to verify the identity of the person you are talking to.
Initiate a video call or ask for additional proof before believing them.
BUDOL 5: BANKING SCAM
Because of the new technologies, we are now not required to physically go to the bank to pay bills and withdraw money.
With online banking and e-wallets, in one click, you can buy any product.
Let’s still be mindful! Sometimes, we suddenly receive an email, text, or a call.
They would pretend to be employees of a bank or a company.
They will offer a new promo or sometimes will say that you have to reset your bank account.
After that, they will ask for your telephone number, birthday, and bank account details.
What’s scary is even the OTP or one-time password on your phone,
Or worse, they might even ask for your PIN number.
Oh no! Don’t you dare give an OTP or your PIN number to anyone
because this is the key for them to open your bank account.
To avoid online banking scams:
1. Call the bank directly to verify the legitimacy of the person you are talking to.
2. Check the email address of the sender. Many impersonate official accounts.
3. If there are typographical or grammatical errors in the message, think twice.
4. Regularly check your bank statements to ensure you still have the correct balance.
Aside from this, if you get scammed, report it immediately to the PNP Anti-Cybercrime Group or NBI Cybercrime Division.
These mentioned are just some of the modus operandi of the scammers on the internet.
With the fast-paced technologies, there will certainly be new ways to get scammed online.
So don’t easily trust anything you read.
Make it a habit to fact-check and verify information. Don’t be a victim of ‘budol’.
Be conscious, stay updated, and be on alert.
Remember, words are powerful, let’s use them correctly.
Before posting anything, make sure it’s correct and true.
This is Jay Taruc for the Media Literacy Project of UP Diliman. Stay safe!
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