Penyebab Rupiah Terus Melemah & Cara Hadapi KRISIS EKONOMI

Summary

This video explores the ongoing weakening of the Indonesian Rupiah, detailing its causes from both internal and external factors, including U.S. Federal Reserve policies, Indonesia's reliance on imports, and global economic influences. It highlights the impact of a depreciating currency on individuals, from rising costs of living to the erosion of purchasing power. The video suggests diversifying assets, investing in safe havens like gold and U.S. dollars, and exploring forex trading as potential strategies to protect wealth and seize opportunities in a fluctuating currency market.

Takeaways

• 😀 The rupiah has continuously weakened over the past 15 years, with 1 USD worth between Rp. 8,000 and Rp. 9,000 in the past and now over Rp. 16,000 in 2025.
• 💡 The primary reasons for the rupiah's weakening include US Federal Reserve policies, internal economic factors, and geopolitical instability.
• 📉 The weakening of the rupiah means Indonesians are losing purchasing power, making goods and services more expensive, both locally and internationally.
• 🌍 The value of the rupiah not only affects exchanges with the US dollar, but also with currencies like the Singapore dollar and Malaysian ringgit.
• 🛢️ Indonesia's dependence on imports, such as crude oil and foodstuffs, is a key factor in the weakening of the rupiah, as the country needs dollars to pay for imports.
• 💸 Foreign debts, paid in dollars, increase the demand for the US dollar, further putting pressure on the rupiah.
• 🔴 Psychological factors, such as negative news or political instability, can lead investors to move their assets to safer assets like the US dollar, compounding the rupiah's weakening.
• 🔄 The Indonesian government and Bank Indonesia are trying to stabilize the rupiah, but the root cause of the problem lies in the nation's heavy reliance on dollar-denominated exports and imports.
• 📊 To protect savings from inflation and currency devaluation, individuals are advised to diversify their assets, invest in safe-haven assets like gold, and explore foreign exchange trading.
• 💼 Increasing personal income through side hustles or alternative jobs is crucial in mitigating the effects of inflation and achieving financial freedom.
• 💡 Learning about foreign exchange trading, investing, and macroeconomics can provide individuals with opportunities to profit from currency fluctuations, especially in uncertain economic times.

Q & A

Why has the value of the Indonesian rupiah continued to weaken over the past 15 years?

The rupiah's decline is primarily influenced by both external and internal factors. Externally, the US Federal Reserve's policies, particularly interest rate hikes, have led to a stronger US dollar, causing investors to shift their assets. Internally, Indonesia’s dependency on imports, foreign debt, and fluctuating commodity export revenues have pressured the rupiah.

What role does US Federal Reserve policy play in the depreciation of the rupiah?

When the US Federal Reserve raises interest rates, it makes USD deposits more attractive globally. This leads to investors moving their capital out of emerging market currencies like the rupiah and into dollars, increasing demand for USD and decreasing the value of the rupiah.

How does Indonesia's dependency on imports affect the rupiah?

Indonesia relies heavily on importing key products like crude oil, fuel, and raw materials such as wheat, which are priced in dollars. This constant demand for USD to pay for imports, combined with limited foreign currency income, puts downward pressure on the rupiah.

Why does Indonesia's export economy also contribute to the weakening of the rupiah?

Indonesia's economy is dependent on exports of commodities like palm oil, coal, and nickel. Fluctuations in commodity prices impact dollar revenue. If prices fall, Indonesia earns fewer dollars, which exacerbates the rupiah’s depreciation.

How does foreign debt impact the rupiah's value?

Foreign debt is often paid in USD, and as Indonesia continues to service its foreign debt, it creates an ongoing demand for dollars. This constant demand contributes to the depreciation of the rupiah.

What role do psychological factors, such as political and economic uncertainty, play in the weakening of the rupiah?

Geopolitical tensions, political uncertainty, and negative news stories can make investors anxious, leading them to pull their investments from the country. This leads to a reduction in demand for the rupiah and an increased demand for safer assets like the US dollar, worsening the rupiah's value.

Is the government or Bank Indonesia solely responsible for the rupiah’s depreciation?

The rupiah’s depreciation cannot be solely blamed on the government or Bank Indonesia. While they cannot control US Federal Reserve policies or global economic events, their role in managing the domestic economy, particularly reducing dependency on imports and foreign debt, could help stabilize the currency.

How can individuals protect their savings from the weakening rupiah?

Individuals can protect their savings by diversifying assets. This may include investing in uncorrelated assets such as gold or foreign currencies like USD, and in stocks of export-oriented companies whose revenues are in dollars. Additionally, focusing on increasing personal income through side hustles or new job opportunities can offset the impact of inflation.

What is the significance of asset diversification in the face of currency depreciation?

Asset diversification helps protect wealth by spreading risk across different types of investments. When the rupiah weakens, investments in assets like gold or USD may retain or increase in value, offsetting the loss in value from holding too much rupiah.

How can forex trading be used to take advantage of currency movements?

Forex trading allows individuals to profit from the fluctuations in exchange rates. By predicting which currencies will strengthen or weaken, traders can buy low and sell high. For example, if one anticipates the US dollar will strengthen, they can buy dollars at a low rate and sell when the exchange rate improves.