Kriptós törvénymódosítás Magyarországon 2025 - Mit SZABAD és mit TILOS csinálni?

Summary

In this video, Dr. Daniel Jano explains the new BTK amendment of 2025, which addresses the legality of cryptocurrency exchanges and transactions in Hungary. He clarifies common misconceptions and reassures viewers that the law targets illegal crypto activities, not everyday enthusiasts. Dr. Jano provides practical guidance on what is legal, such as using licensed exchanges, and what could lead to criminal charges, like operating unlicensed crypto exchanges. The video aims to reduce panic, educate viewers on legal crypto activities, and offer resources like an eBook and a Discord community for further learning.

Takeaways

• 😀 Crypto is no longer just a game and now has criminal consequences, especially under the new 2025 BTK amendment.
• 😀 The speaker, Dr. Daniel Jano, shares legal insights on the BTK amendment to help crypto traders avoid legal risks.
• 😀 The law specifically targets those who exchange or facilitate the exchange of crypto assets without a proper license, not everyday individual crypto traders.
• 😀 There are misunderstandings about the new law. It’s important to know that private, personal crypto transactions remain legal as long as no profit or commission is involved.
• 😀 Under the new law, operating a crypto exchange or providing services for crypto movement without a license is a crime and could result in up to two years of prison.
• 😀 Legal interpretations of this law are complex, but the main goal is to regulate the crypto market, prevent money laundering, and protect users from fraud.
• 😀 Individuals should avoid participating in crypto exchange groups (e.g., Telegram groups) or mediating transactions between buyers and sellers without a license.
• 😀 To stay compliant, it’s essential to only make transactions for personal use, and use officially licensed exchanges like Bybit EU.
• 😀 Bybit EU is currently the only licensed platform for crypto trading in Hungary, with Binance expected to obtain a license by the end of 2025.
• 😀 Dr. Daniel Jano emphasizes that this law is aimed at illegal exchange operators, not individual traders, so there's no need to panic about personal trading.
• 😀 The video offers a free downloadable ebook with a detailed summary of the law, and a community for further learning, including a Discord group and crypto training resources.

Q & A

What is the BTK amendment of 2025 about?

The BTK amendment of 2025 is a new law that regulates cryptocurrency activities in Hungary. It introduces two key provisions: the prohibition of unlicensed crypto exchanges and the criminalization of providing unlicensed financial services related to crypto.

What is the main concern people have about this new law?

Many people fear that the law will criminalize all crypto activities, such as trading or exchanging cryptocurrencies, even for private individuals. The panic stems from a misunderstanding of the law's intent and scope.

How does the new law impact private individuals trading crypto?

The law does not target private individuals trading crypto for personal use. It is focused on those who operate crypto exchanges or financial services without a proper license. Regular, personal transactions like exchanging crypto with friends or family are not considered crimes under this law.

What specific activities are considered illegal under the new law?

The law makes it illegal to operate a crypto exchange or financial service without a license. Additionally, acting as an intermediary in crypto transactions or running a peer-to-peer channel or swap group without a license is prohibited.

What is the potential punishment for violating these laws?

Violating these laws can result in serious penalties, including fines or up to two years in prison for operating an unlicensed crypto exchange or offering related financial services.

What is the difference between a misdemeanor and a criminal offense in this context?

A misdemeanor, like unlicensed crypto exchanges, can result in fines or prison time. However, these offenses fall under criminal law, meaning the penalties are more severe compared to civil law violations, which usually only involve fines.

What activities are allowed under the new law?

You are allowed to buy or sell crypto for personal use, hold crypto in a vault or on a licensed exchange, or use an officially licensed provider for transactions. These activities are considered legal as long as no exchange or financial service is operated without the proper license.

What steps should individuals take to avoid breaking the law?

To stay legal, individuals should refrain from regular crypto exchanges for profit, avoid operating peer-to-peer swap groups, and only use licensed exchanges. If you're unsure, it’s best to use registered and officially licensed platforms.

What is the significance of the Bybit platform in this new legal framework?

Bybit has received a license to operate as a crypto exchange in Hungary starting July 1st, 2025. This makes Bybit the first legally compliant exchange in Hungary under the new law, and users are advised to use it to stay within the legal framework.

Why is the panic around the law unwarranted, according to the speaker?

The speaker explains that while the law may seem intimidating, it is primarily aimed at regulating unlicensed operators, not average crypto users. The law is intended to protect users and prevent illegal activities like tax evasion and fraud, not to target individual crypto enthusiasts.