Aposentadoria Especial Hoje 2024 - Insalubridade - Reforma da Previdência PLP 42

Summary

In this video, Eric Magalhães, a lawyer and partner at Magalhães Moreno, a firm specializing in labor and social security law, discusses a significant change in the special retirement benefit calculation. He explains the current rules, which have been altered by the 2019 social security reform, and highlights the proposed PLP 42, which aims to improve the retirement benefit value. The video calls for public support to pressure deputies, senators, and the president to approve the project. Magalhães emphasizes the importance of this law for current and future retirees, urging viewers to engage with the content and share it widely.

Takeaways

• 📜 The video discusses a legislative change in Brazil concerning special retirement benefits, which is currently being processed in Congress.
• 👨‍💼 Eric Magalhães, a lawyer and partner at Magalhães Moreno, a law firm specializing in labor and social security law, is advocating for this change.
• 📊 Before the social security reform of 2019, the special retirement benefit was calculated based on the sum of all contributions made from July 1994 to the retirement date, divided by the number of months contributed, with the average of the 80% highest salaries considered.
• 🔄 After the reform, the calculation changed to include all contributions from July 1994 to the retirement date, but only 60% of the average salary is paid as the benefit.
• 👥 There is a gender disparity in the retirement benefit, with women needing to work 35 years and men 40 years to receive 100% of the benefit, which the speaker considers unreasonable.
• 📈 The proposed PLP 42 aims to revert the retirement benefit calculation to the pre-reform method, which would result in a higher benefit amount for retirees.
• 💰 The speaker provides a hypothetical example showing a significant difference in retirement income, with a potential loss of nearly R$300,000 over 15 years due to the current rules.
• 🗳️ The PLP 42 has been approved by a committee in the Chamber of Deputies and is awaiting further review and a full vote in the Chamber.
• 👥 The video calls for public engagement, urging viewers to share the video, comment, and apply pressure on deputies, senators, and the president to approve the bill.
• 👶 The speaker emphasizes the importance of this issue for all citizens, including younger viewers who may benefit in the future, and asks for their involvement in advocating for the change.
• 📹 The video concludes with a call to action for viewers to subscribe to the channel and engage with the content to support the cause.

Q & A

What is the main topic discussed in the video script?

The main topic discussed in the video script is the potential change in the value of special retirement benefits in Brazil, specifically the proposal of PLP 42, which aims to improve the calculation and payment of special retirement benefits.

Who is Eric Magalhães and what is his profession?

Eric Magalhães is an attorney and partner at Magalhães Moreno, a law firm specializing in labor and social security law. He has been helping people understand their rights for 18 years.

What is a 'PLP' and what does PLP 42 aim to address?

A 'PLP' stands for 'Proposta de Lei Complementar' which translates to 'Complementary Law Proposal' in English. PLP 42 aims to address the calculation and payment method of special retirement benefits, proposing improvements to the current system.

How was the special retirement benefit calculated before the social security reform in Brazil?

Before the social security reform, the calculation of the special retirement benefit involved summing up all the contributions made by an individual from July 1994 until the date of their retirement application and then dividing it by the number of months they contributed to the INSS (Brazilian Social Security Institute).

What changes were made to the calculation of special retirement benefits after the social security reform in Brazil?

After the social security reform, the calculation of special retirement benefits still involves summing up all contributions from July 1994 until the retirement application date. However, only 60% of the average of these contributions is paid out as the retirement benefit.

What is the difference in retirement benefit calculation between men and women according to the current rules?

According to the current rules, the INSS pays an additional 2% for women who have worked for more than 15 years and for men who have worked for more than 20 years. However, to receive 100% of the benefit, a woman must work for 35 years and a man for 40 years.

Why is the PLP 42 considered important by the speaker?

The speaker considers PLP 42 important because it proposes to revert to the previous calculation method before the social security reform, which would result in individuals receiving a higher retirement benefit, thus improving their financial situation in retirement.

What is the potential financial impact of the PLP 42 on an individual's retirement if they retire and live for 15 years?

According to a simulation mentioned in the script, if an individual retires and lives for 15 years, they could potentially miss out on earning an additional R$83,020.66, which is a significant difference in their retirement income.

What is the current status of the PLP 42 according to the video script?

As per the video script, the PLP 42 has been approved by a committee in the Chamber of Deputies in Brasília and is currently in the process of being voted on by all deputies. If approved, it will move on to the Federal Senate and then to the President for sanction.

What action does the speaker ask the viewers to take regarding the PLP 42?

The speaker asks viewers to engage with the video by commenting, sharing it with others, and applying pressure on deputies, senators, and the President to approve the PLP 42. He emphasizes the importance of social pressure in making this law a reality.

How can young viewers who may not yet have the right to special retirement benefits still contribute to the cause?

Young viewers can contribute by engaging with the video, sharing it, and understanding the importance of the issue, as they or their parents may benefit from it in the future. They are also encouraged to exercise their rights as citizens by advocating for the approval of the PLP 42.