QRIS : Anti Ribet, Lebih Cepet, Cuan Dapet

Summary

In Indonesia, QR code transactions are standardized by Bank Indonesia, allowing seamless payments across various apps. This system ensures that consumers don't need to switch apps, as transactions remain possible even if the apps differ. The initiative improves the efficiency and ease of digital payments, offering a unified solution for consumers and businesses alike, without the need for adopting new applications.

Takeaways

• 😀 QR Code standardization in Indonesia is introduced by Bank Indonesia.
• 😀 The standardization aims to make digital transactions easier and more efficient.
• 😀 The QR code standard is not a new app, but a system that integrates with various payment apps in Indonesia.
• 😀 Consumers don't need to switch apps to make transactions as long as their app supports the standardized QR code.
• 😀 Marjan is one of the entities involved in the standardization of this payment system.
• 😀 The main goal is to ensure transactions can happen seamlessly across different payment apps.
• 😀 The introduction of this standard simplifies the user experience by reducing app switching.
• 😀 The standardization also aims to enhance the overall efficiency of digital payment systems.
• 😀 This initiative aims to provide a single, universal solution for all payment apps in Indonesia.
• 😀 The QR code standardization makes digital payments more accessible for consumers and businesses alike.

Q & A

What is the main topic of the script?

The main topic of the script is the standardization of QR codes in Indonesia, initiated by Bank Indonesia, called 'Crash'.

What is 'Crash' in the context of this script?

'Crash' refers to a standardized QR code system for digital payments in Indonesia, developed by Bank Indonesia.

Is 'Crash' a new mobile app for payments?

No, 'Crash' is not a new app. It is a standard for QR codes that enables different digital payment applications to work together.

What does the standardization of QR codes mean for Indonesian consumers?

It means that consumers don’t need to change their digital payment apps, as transactions can still occur between different apps that follow the standard.

How does this standardization benefit digital payment systems?

It makes digital transactions easier, more efficient, and more accessible by allowing various payment applications to be compatible with one another.

Does the implementation of 'Crash' affect the availability of different payment applications in Indonesia?

No, consumers can continue using their preferred payment apps, as 'Crash' simply ensures these apps can interact through a common QR code standard.

What role does Bank Indonesia play in this process?

Bank Indonesia is responsible for developing and implementing the 'Crash' QR code standard to unify digital payment transactions in the country.

Will consumers need to download new apps to use the standard?

No, consumers do not need to download new apps, as the standard works with existing payment apps in Indonesia.

Why is the 'Crash' standard important for Indonesia's digital economy?

It ensures interoperability between various digital payment systems, which enhances the efficiency and convenience of online transactions.

How does the 'Crash' system compare to other payment standards in the world?

The 'Crash' system is similar to other global efforts to standardize QR codes for payments, but it is specifically tailored for Indonesia's digital payment ecosystem.