📈Impuestos en TRADING con CUENTAS DE FONDEO ¿Se Pueden Evitar🤔?

Summary

The video discusses funding accounts and the options available when earning from them, particularly for traders. The speaker explains how income from trading is usually considered an economic activity rather than capital gains, requiring different tax treatments such as being self-employed or using transparent entities like LLCs. The video also highlights the importance of considering tax residency and structuring your business to optimize taxes, especially when operating in countries like Spain. The speaker invites viewers to schedule a consultation for more personalized advice and references additional resources for traders.

Takeaways

• 💼 Funding accounts are becoming a common topic in consultancy as more clients inquire about them.
• 📊 Each company has a different way of handling contracts, so it's important to understand how your income is categorized.
• 🤑 In most cases, the person is considered to be performing an economic activity and receiving income from it, rather than earning capital gains from transactions.
• 📉 If trading is your main source of income and it's consistent, it's usually considered an economic activity rather than passive capital gains in most countries.
• 💸 As a result, this income falls under general tax regulations and should be declared accordingly, often requiring you to register as self-employed or use a transparent entity like an LLC or LLP.
• 🇪🇸 In Spain, if you don't have a permanent establishment, you may face challenges in deferring taxation unless you structure your finances in a way that meets international regulations.
• 🏢 If you want to defer taxation, especially in Western Europe or America, you need to have substantial entities abroad with a director, office, and employee.
• 💻 Simply engaging in trading without hiring a trader to handle transactions won't allow you to take advantage of certain tax structures.
• 📝 Most cases will require a transparent entity structure to minimize social security payments, but you’ll still face personal income tax (IRPF).
• 📅 The speaker invites viewers to schedule a call to discuss these matters in more detail and offers additional resources through links in the video.

Q & A

What is the main topic of discussion in the video?

The video discusses funded accounts and the options available for individuals receiving income from such accounts, particularly in the context of trading.

What is the significance of understanding how income is categorized in funded accounts?

It is important because different companies structure their contracts differently, and understanding how income is categorized helps in determining how to handle taxes and legal responsibilities.

How is trading income generally classified in most countries?

In most countries, trading income is considered an economic activity rather than capital gains, especially if trading is a consistent source of income.

Why would trading income not be considered capital gains?

Capital gains are typically associated with passive investment, where assets are held over time. Trading income, on the other hand, involves more active engagement in economic activities.

What tax implications arise if trading is your main source of income?

If trading is your main source of income, it is often categorized under the general income tax (IRPF) rather than capital gains tax, which may require you to register as self-employed or use a transparent entity such as an LLC or LLP.

What challenges do traders face if they don't have a permanent establishment in Spain?

Traders without a permanent establishment in Spain may need to structure their taxes differently, particularly if they want to defer taxation. They may require a capital society with substance, including a director, office, and employee, to operate efficiently in modernized regions like Western Europe or the Americas.

What is the minimum requirement for a trader to create a capital society?

To create a capital society, a trader typically needs to have at least a director, an office, and an employee. This structure allows for tax deferral and compliance with international taxation standards.

Can a trader structure their operations to avoid IRPF and social security contributions?

While some traders attempt to use transparent entities to avoid social security contributions, the income will still likely fall under IRPF. Moving to a favorable tax jurisdiction is another option to consider.

What advice does the video offer for traders looking to optimize their tax situation?

The video suggests that traders may explore options such as relocating their tax residency to a more favorable jurisdiction, using transparent entities, or structuring their business with a capital society.

Where can viewers find more detailed information on the topics discussed in the video?

Viewers can schedule a consultation call via the provided links in the video description and tags to discuss these matters in more detail.