Multi-Millionaire Reveals His 7 Life Lessons From 2022

Summary

In this reflective video, the creator shares seven life lessons learned in 2022, touching on topics like societal shifts, the importance of financial and location freedom, the value of building a sellable company, and the realities of money and fame. He candidly discusses personal challenges, including the loneliness of success and the desire for a father figure. The video offers an intimate look into the creator's mind, his business insights, and his commitment to navigating the complexities of influence while maintaining authenticity.

Takeaways

• 🔄 The speaker emphasizes that societal and economic tides are shifting, suggesting a need for individuals to adapt or face being left behind.
• 💡 There is a call for awareness about the potential for increased surveillance and control through technology, such as programmable money and social credit scores.
• 🌱 The speaker discusses the importance of questioning mainstream narratives, including environmental concerns and societal pressures.
• 🏆 The value of building a company with the intention to sell is highlighted, as it can lead to significant financial gains.
• 📈 The significance of focusing on cash flow, taking calculated risks, and then transitioning to safer investments for long-term wealth accumulation is underlined.
• 💼 The growth of the speaker's software company, Agency Flow, is showcased, demonstrating the success of strategic business decisions and customer retention efforts.
• 👨‍👦 The speaker shares a personal realization of the loneliness that comes with being without a father figure and the desire for guidance and support.
• 🤔 There's an acknowledgment of the emotional ups and downs throughout the year, with some periods being more emotionally expressive than others.
• 🏫 A shift in perception towards online education is observed, with the speaker advocating for its value and potential to disrupt traditional education models.
• 💰 The realities of wealth and public life are discussed, including the costs of security, legal protection, and the impact on personal freedom and privacy.
• 🚨 The speaker reflects on the influence they wield and the responsibility that comes with it, including the intention to use this influence wisely and impactfully.

Q & A

What is the main theme of the speaker's reflection on the year 2022?

The main theme of the speaker's reflection is the seven life lessons they learned in 2022, which include personal insights, business lessons, and observations on societal changes.

What does the speaker believe about the societal and economic changes happening in the world?

The speaker believes that societal and economic changes are shifting rapidly, with concepts that were once underground now becoming mainstream. They predict more lockdowns and societal controls, and express concern about the implications of programmable money and social credit scores.

What business lesson did the speaker learn regarding the importance of building a company to sell?

The speaker learned that building a company with strong cash flow and a scalable business model is crucial. They emphasize the importance of investing in medium to high-risk ventures to grow wealth, and then transitioning to safer investments once a substantial nest egg is built.

How has the speaker's focus on their software company, Agency Flow, contributed to their success?

The speaker's focus on Agency Flow has led to significant growth in monthly recurring revenue (MRR), an increase in active subscribers, and a decrease in churn rate. This growth has been achieved without spending on customer acquisition, relying instead on education and e-learning to attract customers.

What is the speaker's view on the future of online education and its comparison to traditional universities?

The speaker believes that online education is the way forward and will eventually be recognized for its value. They compare the current perception of online education to the initial skepticism around Amazon, predicting a shift in public opinion that will see online education platforms like their own gain greater respect and acceptance.

What personal realization did the speaker have about their family situation in 2022?

The speaker realized for the first time in their life that they wished they had a father figure. They discussed feeling alone and without someone to turn to for advice or guidance, despite having a strong support system and an incredible mother.

How does the speaker feel about the emotional state they experienced in 2022?

The speaker felt relatively little emotion in 2022, describing it as a year where they felt 'nothing'. They found the year went by quickly and felt detached, but acknowledged that it was a productive year where they accomplished a lot.

What are the speaker's thoughts on the environmental movement and its prominent figures?

The speaker is critical of the environmental movement, accusing some prominent figures like Al Gore of hypocrisy. They question the motives behind the push for veganism and the fearmongering around climate change, suggesting that there is a manipulative aspect to these campaigns.

What is the speaker's perspective on the importance of financial and location freedom?

The speaker emphasizes the importance of achieving financial and location freedom as a means to escape potential future restrictions and lockdowns. They suggest that having these freedoms allows individuals to move and adapt when their personal liberties are threatened.

What does the speaker predict for their software company and its potential impact on their wealth?

The speaker predicts that their software company will be highly valuable, stating they aim to sell it for half a billion dollars in a few years. They believe that the cash flow from the company is significant and contributes to the majority of their wealth.

What is the speaker's long-term goal regarding their online education business?

The speaker's long-term goal is to create something akin to MasterClass, an online education platform that provides high-quality content and is held to high standards. They hope to build a platform that is profitable without relying heavily on advertising.

Outlines

00:00

🔮 Reflecting on Life Lessons of 2022

The speaker begins by setting the stage for a deep reflection on the life lessons they've learned in 2022. They mention that, similar to the previous year, they will share seven personal lessons which include broader societal observations and intimate personal insights. They forewarn that the video might be lengthy and deeply personal, touching on topics they usually do not discuss openly. The first lesson revolves around societal shifts and the importance of recognizing and adapting to change, hinting at a growing awareness and questioning of mainstream narratives. They reference their past predictions and observations about societal trends that are now becoming more mainstream, such as skepticism towards certain health policies and environmental concerns. The speaker emphasizes the urgency for individuals to break free from conventional systems before it's too late.

05:01

💼 The Business of Building and Selling

In the second paragraph, the speaker shifts the focus to business and financial wisdom. They discuss the realization of the value of building a company with the intention to sell, as opposed to merely focusing on net worth. They share their journey of building a cash-flow business, investing in high-reward ventures, and eventually transitioning into safer investments to accumulate wealth. The speaker highlights the success of their software company, 'Agency Flow,' detailing its growth in monthly recurring revenue, subscriber count, and reduced churn rate. They also touch upon the strategy of using education platforms to acquire customers organically without spending on customer acquisition, and the financial implications of running an educational company versus a software company.

10:02

👤 The Loneliness of Success

The third paragraph delves into a deeply personal realization of the speaker about the absence of a father figure in their life. They express a newfound sense of loneliness and a desire for a paternal guidance and support system. The speaker contrasts their public success and wealth with their private struggles, admitting that despite their achievements, they sometimes yearn for the comfort of having a father. They reflect on their difficult childhood, the absence of a father, and the impact of their stepfather's malevolence, which has shaped them into the person they are today. The speaker acknowledges the emotional weight of these realizations and the complex feelings that come with their hard-earned success.

15:03

🏠 The Impact of Single Parenthood and Personal Growth

Continuing the personal narrative, the speaker discusses the challenges of growing up in a single-parent household and the profound impact it has had on their life. They share a candid account of their early life, including the absence of a father and the struggles their mother faced. The speaker also touches upon the broader societal implications of single-parent homes and the disadvantages they can create. Despite their success, they express a sense of isolation and the unshakeable feeling of being alone in their journey. They acknowledge the incredible support system they have built around them but admit to a lingering sense of longing for a paternal figure.

20:04

🧘‍♂️ The Emotional Flatline of 2022

In the fifth paragraph, the speaker reflects on the emotional landscape of 2022, describing it as a year where they felt relatively little. They contrast this with previous years filled with a range of emotions and experiences. The speaker acknowledges that it's acceptable to have years that seem uneventful or mundane as long as they contribute to personal or professional growth. They emphasize the importance of productivity and setting strong foundations during such periods, and they share their own successes and the work they accomplished in 2022.

25:05

🎓 The Shifting Perception of Online Education

The speaker discusses the evolving perception of online education and its growing acceptance as a legitimate and effective form of learning. They draw parallels with the initial skepticism towards Amazon and the eventual recognition of its value. The speaker passionately defends online education as a more affordable and practical alternative to traditional universities, which they criticize for burdening students with debt. They share their experiences and observations of the online education industry, including their own company's refund policy and the ethical standards they uphold.

30:06

🛡 The Burdens of Fame and Wealth

In the sixth paragraph, the speaker explores the downsides of fame and wealth, highlighting the security measures, legal protections, and lifestyle adjustments necessary to navigate their public persona. They discuss the costs associated with maintaining privacy and safety, including the need for security personnel, lawyers, and a family office. The speaker also touches on the personal implications of their public image, such as the restrictions placed on their family members and the constant vigilance required to protect their digital assets.

35:07

🤝 The Reality of Public Figure Interactions

The speaker shares personal anecdotes about their interactions with fans and the public as a well-known figure. They express gratitude for their audience and a genuine interest in connecting with them, while also acknowledging the rare instances where they may not engage due to lack of genuine connection. The speaker reflects on the changes in their life, including the need for security and the impact of fame on their daily routines. They emphasize their appreciation for their influence and the responsibility that comes with it, as well as their commitment to using their platform to share important messages.

🚩 Embracing Influence and Charting the Future

In the final paragraph, the speaker contemplates their influence and the responsibility that comes with it. They acknowledge the potential dangers and the need for caution in their public statements, drawing parallels with the fates of other influential figures. The speaker expresses their commitment to continuing their mission, despite the challenges, and their intention to navigate the complexities of their position with wisdom. They conclude by reflecting on their life's purpose and the role they see for themselves in shaping the future.

Keywords

💡Life Lessons

The term 'Life Lessons' refers to the personal insights or truths one learns through experiences over time. In the video, the speaker shares seven life lessons learned in 2022, which form the core theme of the video. These lessons encompass a range of topics from societal observations to personal realizations, reflecting on the speaker's growth and understanding of the world.

💡Tide is Shifting

This phrase suggests a significant change or turning point is happening. The speaker uses it to describe the societal and global shifts observed in 2022, such as changes in societal norms and the emergence of new technologies. It implies a sense of urgency and the need for individuals to adapt to these changes or risk being left behind.

💡Political Correctness

Political Correctness is the avoidance of expressions or actions that can be perceived to marginalize or offend certain groups of people. The speaker mentions being 'the totally opposite of politically correct,' indicating a willingness to discuss sensitive topics and share controversial opinions that may not align with mainstream views.

💡Lockdowns

The term 'Lockdowns' refers to the restrictions imposed by governments to control the spread of diseases, such as during the COVID-19 pandemic. In the script, the speaker talks about the increasing frequency of lockdowns and their impact on society, suggesting a skepticism towards the reasons behind these measures.

💡Programmable Money

Programmable Money is a concept where digital currency can be controlled or regulated by specific conditions or algorithms. The speaker warns about the implementation of such a system by 2025, which could potentially infringe on personal freedoms by linking financial transactions to social credit scores or other metrics.

💡Veganism

Veganism is a lifestyle and dietary choice that avoids the use of animal products. The speaker mentions a 'heavy push on veganism' and the shaming of meat consumption, suggesting a critique of societal pressures and potential manipulation of personal choices.

💡Climate Change

Climate Change refers to long-term shifts in temperatures and weather patterns, often attributed to human activities. The speaker criticizes the narrative around climate change, pointing out the hypocrisy of individuals advocating for environmental causes while engaging in behaviors that contradict their message.

💡Financial Freedom

Financial Freedom is the state of having enough financial resources to cover all expenses without having to work actively for a living. The speaker emphasizes the importance of achieving financial freedom as a means to escape potential future restrictions and to have the ability to relocate or change lifestyles at will.

💡Online Education

Online Education refers to educational courses or degrees delivered via the internet rather than in a traditional classroom setting. The speaker discusses the stigma associated with online education and their personal mission to reform the education system through online platforms, highlighting the potential and benefits of this mode of learning.

💡Influence

Influence is the capacity to have an effect on the character, development, or behavior of someone or something. The speaker reflects on the growing realization of their influence, especially through their YouTube channel, and the responsibility that comes with it to deliver meaningful messages to the audience.

💡Fame

Fame is the state of being known and talked about by many people. The speaker discusses the realities of fame, including the costs associated with security and privacy, and the impact on personal life. Despite the drawbacks, the speaker appreciates the platform fame provides to reach and affect people's lives.

Highlights

The speaker reflects on the seven life lessons they learned in 2022, providing a personal and intimate perspective on their experiences.

The concept of 'the tide is shifting' is introduced, suggesting that societal changes are underway, and individuals have the opportunity to break free from traditional constraints.

The speaker discusses the increasing mainstream awareness and questioning of previously underground or suppressed concepts and ideas.

A critique of programmable money and its potential to monitor and control individual behavior through social credit scores is presented.

The importance of questioning mainstream narratives, such as climate change activism and its potential ulterior motives, is emphasized.

The speaker shares their journey and success in building a software company, highlighting the value of creating a business with the intention to sell.

A detailed account of the growth and success of the software company 'Agency Flow' is provided, including statistics on monthly recurring revenue and subscriber growth.

The realization of the value of net worth and the strategy of building a cash flow business before investing in higher-risk ventures is discussed.

The speaker expresses a deep personal longing for a father figure in their life, reflecting on the impact of growing up without one.

A candid discussion about the loneliness and isolation that can come with success and the lack of a support system outside of close friends.

The acceptance of having mundane years where personal emotions and experiences may not be as vivid, as long as professional growth is achieved.

The speaker's insights into the changing perception of online education and its potential to reform traditional educational systems.

A critique of the student loan system and the high costs associated with traditional education compared to the value provided by online education.

The realities of handling fame and wealth, including the need for security measures and the impact on personal life.

The importance of understanding one's influence and using it responsibly, especially when discussing controversial or sensitive topics.

The speaker's commitment to continuing their mission despite the challenges and the importance of delivering their message in a clever and impactful way.

A reflection on the speaker's destiny and their awareness of the potential risks and responsibilities that come with their growing influence.

Transcripts

so this year is coming to an end and

just like last year I'm going to share

my seven life lessons I learned in 2022.

this is an opportunity for me to talk

about things that I probably wouldn't

share anywhere else and honestly I have

no idea how long this video is going to

be but I think it's probably gonna be a

long one and for some of you it might be

worth clicking away but for the rest of

you you're going to get a very intimate

look into my mind into my personal life

things that as I said I don't normally

really make videos where I would feel

the need to share this sort of stuff so

on that note the first lesson I learned

in 2022 is that the tide is Shifting and

for those that are aware you still have

a chance to break free but for 99 of

people it's Superfluous it doesn't

matter the wheels are already in motion

the chains are already put on and the

train has left you know you saw this

interesting phenomenon in 2022 where a

lot of these Concepts that used to be

sort of underground the past few years I

mean even if you look at the stuff I was

seeing this exact time a year ago back

when I was still a pretty small you

Channel I was talking about all of this

stuff and I've been talking about this

stuff for years

but um you know I will talk about very

sensitive topics I'm not you know very

comfortable losing customers clients

friends uh for being the totally

opposite of politically correct the

things that are coming and you can even

see in the past two years the things

that have happened

they don't apply to you if you have

money and the way that things are gonna

go in the next 10 years right way you

think this thing's gonna stop like in a

month two months there are gonna be more

and more and more lockdowns and there's

going to be another you know there's

going to be once all the stuff is over

there's going to be lockdowns for

another reason which as I said I won't

get too much into here but there's gonna

be another reason that they're gonna

lock you down I'm gonna say you have to

stay inside you know to protect everyone

else for this other reason or they said

I mean I have to talk about that and

some some other video what have I been

saying to you guys for the [ __ ]

longest time what have I been trying to

drill into you

so you can see in that video that I was

talking about this stuff a year ago in

fact I've been talking about this stuff

for almost three years it's just it

sounds like it's a brand new Theory you

know I was uploading videos in 2020

about the whole and you know how is one

of the biggest scams and forces the

world has ever seen and I was getting

YouTube strikes all the way back in

2020. it's just I don't know what

happened but for some reason this year

the world started to listen you know

just for some reason when I was talking

about the stuff three years ago I was

labeled a conspiracy theorist crazy

insane how could you even say such a

thing whereas now it's I'm not saying

mainstream it's common knowledge but

people question things and people are

questioning a lot more things a lot more

things that are put in front of them

than they used to even a year ago I've

noticed so for the people that know it's

very good but for the people that don't

things are looking very very Bleak you

know I have to refrain from using

certain words but we've got the rollout

of certain currencies which are track

trace everything to the T in fact it's

programmable money and not in a positive

way in a way that you know let's say for

example you you drive your car a little

too much okay cool the next time you

apply for a mortgage your rate has just

gone up because your social credit score

has just gone down so this programmable

money will be fully in place by 2025 and

anyone who is sort of in the know back

in you know 2019 2018 we all knew this

stuff was coming but as I said it's

super interesting to see sort of it

start to go mainstream you know people

are starting to look at it in question

and people are starting to question okay

why is it that I'm not allowed to eat

meat why is there such a heavy push on

veganism why are they trying to shame

people for having meat you know it's

good people are finally starting to

question these things you know people

are finally starting to question why

you've got [ __ ] idiots like Al Gore

who are saying that all beachfront

property will be underwater by 2020 yet

conveniently they own lots of beachfront

property it's so funny when you see all

these people who are advocating for oh

you know the Earth is getting warmer

it's getting warmer everything will be

underwater and then they fly to these

Summits in their private the Jets and by

the way don't you dare tell me I don't

care about the environment because we

are ruining our oceans pollution is a

very real thing what we're doing to the

forests are disgusting but that's not

what they're focused on what their focus

is is a very similar Focus to what they

did for two years which is try to make

you believe that your actions are

leading to someone else dying when quite

frankly they're not they're gonna make

you believe that you getting in your car

and going for a drive is leading to

people dying when it is not and I don't

care how many University students that

have never experienced The Real World

have never had to do any critical

thinking or be responsible for anyone

let alone themselves I don't care how

many of them throw Soups On paintings to

try to make a big statement it is a

whole load of BS and it is another one

of their traps they've been saying this

stuff since the 80s they said in the 80s

they buy 2 000 the levels would rise so

much much that all of these cities would

be entirely underwater and you know what

they did they kicked the can down the

road 20 years oh by 2020. look what

happened in 2020

nothing so now

we have to kick the can down another 20

years oh by 2040 and while all of this

is happening they are very conveniently

buying up all of the beachfront property

while Mr Gates is telling you don't eat

meat you're a bad person he's very

conveniently buying up all of the

Farmland it's funny how these things

work isn't it so ladies and gentlemen I

want to congratulate you because you're

a part of the people who are awake and

see where this is going and the scary

thing is is that I'd say by the end of

2023 even if people wake up

too late the damage would have been done

and if you don't escape their systems

and do what I've been telling everyone

for five years publicly which is get

financial time and location Freedom

location freedom is very important by

the way so that way when they do tell

you once again that you can leave your

house you just pack up and leave so

ladies and gentlemen the first lesson

from 2022 is that the tide is shifting

and it's a very beautiful thing to watch

now my second lesson in 2022 was

realizing the value of building a

company to sell and sort of realizing

you know I've always thought the net

worth as a you know a whole load of BS

you know I had friends of mine last year

they're worth 10 times on paper net

worth what I was worth so what I

realized they didn't do the wrong thing

they just did it in the wrong order the

order you need to go is you need to

build a cash flow business that's what I

did for six years with my agency and

then in those early stages you need to

invest it in medium to high risk

Investments that have an asymmetric

yield as in you know there could be a

decent amount of risk but the reward is

so high that the risk is actually worth

it now obviously you know don't go

putting that money into a meme coin or

something like that but you basically do

that until you have a nest egg of a few

million and then you basically just go

for safe Investments you know these days

it's it's so funny I am so risk-averse

these days it's really just about

managing the money I have growing it

steadily not being too crazy with my

investments and that was basically my

formula to go from zero to 25 million

earned was Cash to a business and then

invest now this year in 2022 80 percent

of my focus has been on my software

company agency flow you know what we're

doing with agency flow is insane in the

last 28 days and I'll get the actual

statistics so I'm checking now we have

grown our mrr which means monthly

recurring Revenue it's gone up by 39

months to date our active subscriber

count has gone up by

149 and that was actually because we

implemented a new scaling plan you know

basically for those that try to cancel

their subscription before they cancel we

give them an option for sort of a

cheaper plan but you know because we

understand for a lot of people they

might be focusing on signing their first

one or two clients you know after your

first one or two clients paying 95 a

month or 245 a month is very little and

agency flow actually saves you money

because all the money you would have

spent on all these other softwares it's

cheaper just to use agency flow but

anyways we implemented a new scaling

solution and so anyways our active

subscribers are up 149 that is insane

our churn is down 32 so that doesn't

mean that let's say 40 announce 30 32 it

just means it's down you know 32 percent

you know so let's say for example from

four percent to 2.8 obviously I can't

tell you the actual numbers you know

obviously any company that's looking to

buy it they don't want other people

knowing the numbers so that's why with

agency flow I can't tell you guys the

specific numbers I can tell you guys

ranges and you know there's a lot of

smart people out there that have kind of

started to figure it out so yeah it's

been beautiful I'd say the number that

I'm you know most happy about is

definitely the churn rate the more we

can get the churn rate down the better

obviously it's a software so I mean

obviously if someone's unhappy within

the first 14 days they can ask for a

refund we give a refund no questions

asked but outside of that it's it's a

SAS which means they pay monthly which

means every single month we need to make

sure that people love agency flow they

would never think of another solution

otherwise they cancel and then our churn

rate goes up so it's very very good to

see that a lot of the features we're

rolling out people love and the real

crazy thing about agency flow and all of

this growth is we spend zero dollars to

acquire a customer because quite frankly

that is what education and e-learning

Company is for and you know that's a

very smart and astute people on YouTube

that have basically figured it out and

I've seen a couple of videos so I'll

drop some clips in here

so Iman has so far got over 2.6 million

views on his digital Renaissance event

now let's say very and I want to

highlight very conservatively only 0.1

percent of them views convert into an

enrollment for his education company no

let's say 50 percent of them actually

signed some clients and end up signing

up for agency flow at 95 US dollars per

month that's 127

000 extra in mrr now if you turn that

127 000 of mrr into ARR annual recurring

revenue and times it by 10x valuation

multiple it will increase the value of a

SAS Company by around 15 million dollars

bringing his SAS value to around 50

million US dollars in less than one year

of running

so for example with Ross his video he

was pretty much spot on numbers are a

little off they're actually a little

higher but he was giving the example of

digital Renaissance digital Renaissance

no digital residence it really doesn't

make a difference I mean you know in

full transparency when we ran the event

we did three million dollars on a

regular month at the education company

we do a million dollars and the crazy

thing is we do that on a regular month

with no ads in my YouTube videos I never

mentioned the program I never tell

people to buy it I never people to check

it out nothing you know you can check

the last 10 to 20 YouTube videos I've

uploaded I never tell people oh check

out my program nothing you can check the

description I don't put the link to my

program anywhere on my entire YouTube

channel except for you know an event

like digital Renaissance I have the link

to my program on one video and that's it

you know we literally get all of these

customers we get a million dollars a

month in Revenue just through word of

mouth that's it literally just word of

mouth that's all and we get all those

customers through word of mouth because

it's just that good now look I know that

a million dollars a month sounds uh you

know insane or wild but the margins on

that business are very very small I have

like 30 margins by the time that I paid

for my team and I have a massive massive

team at gya I mean it's insane we're

over a hundred people like that's wild

so by the time that I pay for the team

by the time that I pay for the custom

platform because we're always updating

you know we have this beautiful custom

platform that we spent a few years

building out and in fact in 2022 we gave

it a facelift so I spent a lot of money

on developers and stuff like that you

know by the time that we build all the

schools in Nepal I'm left with around 30

margins and you guys are watching me

over the space the last few years I've

been very fortunate to build a few cash

flow businesses the main one being my

agency and then look I will never say

that I'm a crazy investing expert anyone

who invested money in 2020 made a lot of

money in 2021 so the reason I say that

is you know a business that you know

profits a few million dollars a year you

know it really doesn't change my life at

this point what does if I'm being honest

change in my life is a software company

I'm gonna sell my software company in a

few years for half a billion dollars

mark my words this time last year I told

people that in 2022 I would hit 500 1

000 YouTube subscribers we're nearly at

1.5 million and quite frankly even if I

don't sell the company I don't mind the

cash flow is insane you know pretty much

80 of my wealth now comes from my

software company and I've been having

such a good time with software and it's

also just a very like clean respected

business you know I'm going to talk

about sort of online education in one of

the later points but online education

just still has the stigma of oh it's a

dirty industry whereas for some reason

if you're in software people really

respect you so anyways that's actually

why I bought another software company

last month and I had a very interesting

interaction with a guy called John Danes

who was one of my students back in 2020

in one of my old iterations of program

and he's now making 180 000 a month from

his agency and he's actually one of the

coaches in agency Navigator so I was

messaging him and I was basically saying

like hey you know do you use the

software can you vouch for it and you

know he came back said glowing things

very very good things and at that point

I actually already made the offer and it

had been accepted and he was like oh why

do you ask and I was like oh I just

bought it so that was definitely a very

interesting action and I know this

portion was a little bit long winter but

the reason I say all of this is because

before I never cared about net worth now

I've started to realize that the

wealthiest people on Earth the reason

they're multi-multi multi

multi-billionaires is not because they

have a hundred rental units the reason

they are multi-multi-billionaires is

because they have a company that's

valued at multi-multi tens of billions

and they just take a loan out whenever

they want and the best part is loans are

tax-free now I live in Dubai so I don't

need to worry about tax anyways but

that's really how you get to the

hundreds of millions you know I've been

very very fortunate to get to the tens

of millions and now next year I'm

looking at nine figures in the space the

next few years I'm looking at multi

multi-9 figures who knows maybe even the

Big B

all right this will be an interesting

one

so the third lesson I learned in 2022

and this isn't so much of a lesson but I

guess a realization or a thing that I

experienced was this was

the first year

I think in my entire life where

I wish I had a father now

I um I haven't told anyone this

um I haven't shared this with anyone

I haven't really spoken about this but

in the same way I think if you lost your

dad or your mom of course it would be a

horrible thing to go through but I think

it would almost be

it'd be weird for you to go through life

without let's say your dad

I have the opposite to me it's almost

weird the idea of having a father you

know for me growing up without one it's

weird the idea that I would go on my

phone and and text my dad call my dad

and and ask him for advice or ask him

for guidance or or just a feeling of

safety like someone has your back and I

think this year I don't know why I just

started to dawn on me that I

I really have no one I really am alone

in this

there's no one that I can call there's

no one I can turn to

and I think even if I had a dad he'd

probably you know he probably wouldn't

be able to understand the things that I

have to go through on a daily basis the

pressure is the crazy things I have to

deal with the responsibility that I have

on my shoulders at this age but I think

this is the first year where I wish I

had someone who who shared my blood who

created me who I could

call even if he didn't know what it was

like to run multiple companies just

someone to call you know just

I think I'm just going around sir

because I think I just realized this

year like I don't have a dad I never

have and you know some of you guys may

know little tidbits of my story some of

you guys may not

but um

basically my uh biological father uh he

was an alcoholic abusive so

my mom tells me the craziest stories

about that and the reason it's funny is

not because of the things the things she

went through or horrendous I wouldn't

wish it on my worst enemy

they're the reason I laugh is because my

mom is just so Russian the way that she

tells me I mean it really is insane I

mean it's just very Russian it's very

crazy my stepdad was by far the most

evil man on Earth that I have ever met

Bar None and I guess I have to be

grateful because that shaped the person

that I am today but ladies and gentlemen

I wish I didn't know so much about

Satanism I wish I didn't know so much

about evil I wish I didn't know the dark

cold realities of what goes on in this

world I cannot explain to you the

feeling

when you watch Monsters Inc

when you're seven years old

and everyone thinks that it is a movie

that it's a child's movie it's just

another Pixar Disney

they're just a friendly Pixar Disney

movie

and you're seven years old and you

realize that that movie is about

satanism

you're seven years old and you realize

that

just like real evil just like real

satanism

you think of everything that God is and

I've been very public for very very many

years that I have always believed in God

I've never been an Atheist and the

reason I believe in God is because of

evil

because I understand there's dark and

there's light you think of everything

that these holy texts preach and then

think of the opposite think about a

world where you get rewarded for

imparting evil onto others ladies and

gentlemen

watch Monsters Inc again and then you

realize something very very scary about

a lot of these children's films which is

all which is that it

which is that it's all about Satanism

and ladies and gentlemen that is what

runs the world

and who knows I might even get deleted

for that but anyways I think

that's a very long story for another day

the main point is I realized this year

how alone I am I have the most

incredible support system my close

friends are the people who were there

when I had nothing I generally could not

ask for more incredible circle around me

my gift from God was a mother that is so

amazing she makes up for a mother a

father or grandma or Grandpa she's the

only family I need but at the end of the

day

I am alone

I'm alone I have no one to turn to and

it is a level of loneliness

very very few people will understand and

I don't know why but I just had this

weird

feeling this year for the first time in

my entire life

that I kind of just wish I had a dad and

maybe it's just his fantasy in my mind

that you know if I had a dad that I

would have someone that I could turn to

that I feel like could that could make

me feel a little less alone in my

Endeavors and my conquests and my

Pursuits and everything that I'm doing

but who knows maybe if I had a dad he

wouldn't be any of those things so maybe

it is just that maybe it is a fantasy

and who knows maybe my great gift is

that I have an incredible mother and me

and that's about it I'll be lying to you

if I sat here and I said that

it does not plague my mind and it does

not matter what skin color you are it

does not matter where you went to school

it does not matter what what college or

university you went to there's not a

single thing on Earth that puts you at a

bigger disadvantage than growing up in a

single parent home and let's be honest

90 plus percent of time that means

growing up in a single mother household

and I'm very proud of myself for

fighting through all of that overcoming

adversity overcoming challenges but I'm

not gonna lie I live in a 10 million

dollar beachfront Villa here in Dubai

and I said sometimes outside on my

dining table I smoke a cigar I look out

into the ocean

and I wonder why does he never call me

why has he never tried to reach out so

as I said who knows maybe it's

it's just some fantasy in my mind and

who knows maybe I'm a lot happier

without a dad but hey I've never tried

to

hide things from you or sugarcoat my

life for the past seven years

I'm not gonna start doing it now

all right swiftly moving on the fourth

thing I learned in 2022 is that it's

okay to have a year where you feel

nothing and that's actually quite a

funny juxtaposition of the last point

that I was making for the most part in

2022 I felt very little emotion there

are years where I feel 101 different

emotions I'm there's just it's a very

expressive year

2022 was not one of those and I'm like

this is terrible like it feels like this

year just went by so quickly it felt

like I didn't I just I didn't really

feel too in the moment or I didn't feel

like I experienced that much and I

realized that's fine

it's okay to have mundane years it's

okay to have years where everything just

kind of Blends into one as long as those

years you get ahead and this year has

been incredible for me for work for my

team for a lot of things in my life

there was a lot of successes this year

so I guess the point that I'm trying to

make is that it's okay to have a

practical year it's okay to have a year

that just kind of flies by as long as

it's not flying by because you're

playing video games and eating Cheetos

and every day just day and night Blends

into one because you never leave your

bedroom that is not okay you cannot let

that happen but if there's a year where

you basically just work so much that it

feels like the year went by like this

but you also accomplished so much and

you set such strong foundations then

that's fine that's amazing and as I said

I just think there's so much fluff in

the whole self-help world do you have to

have balance and you have to optimize

for your happiness and all this stuff

it's a whole load of listen there's

certain years pull up your boots do what

you need to do I still had a lot of fun

this year I guess it's just interesting

I had a lot of fun but it just I didn't

really remember much of it it's just

there was so much work that clouded it

and there was so much sort of important

stuff to do that clouded it that I said

just the year kind of went like that and

what I'm really trying to say is that's

okay like it's okay to have yours like

that now the next lesson or the next

observation that I had in 2022 was that

is that I'm starting to see a shift in

online education or at least the

perception of it you know I think people

are really starting to see that online

education really is the way forward but

I'd say that the vast majority still

want to hate online education for some

reason and look I will say I do

understand sort of the public perception

around it but I think things are also

starting to change in the same way Jeff

Bezos and Amazon was called a scam for

many many years and then 10 years later

he looks like the biggest genius on

Earth I think the similar sort of thing

is going to happen with education I

think look at that day there's only so

many times universities and colleges can

take the pace and literally ruin

people's lives with student loans I mean

think about it if you wanted to get a

200k loan at the age of 18 for a

business first of all maybe one in 10

000 would get approved for it and second

you best believe that it has to be a

bulletproof business plan there has to

be a proof of concept that has to be a

business plan and it has to be an

airtight case yet any 18 year old can

get a 200k loan in the United States for

a liberal arts degree oh what are you

gonna do with that degree I don't know

I'll figure it out I don't think people

realize you actually have to pay back

those loans at some point it's not free

funny money it doesn't just come out of

the sky and it's funny online education

and universities are in two different

leagues in terms of the way that they

have to conduct themselves in online

education you have to provide refunds

you have to have a refund policy now I

will say there are some refund policies

that in my opinion aren't very ethical I

see a lot of this like action-based

guarantee you know if you work 25 hours

a day eight days a week and you can

prove that you worked every single

minute of every single one of those days

and hours then we'll give you a refund

so I just think a lot of those are very

manipulative you don't have agency

Navigator we have a very simple no

questions asked 14 day money back

guarantee and yeah sure that means that

we have you know five six percent refund

rate and I'm totally fine with that I'm

totally fine that you know five six

percent of people come in and they

realize oh you know what actually this

is a little bit more work than I was

expecting or they realized oh you know

what actually maybe this way of life or

this business model isn't actually for

me or or whatever it may be and I'm very

happy with that you know so just very

funny for me to watch the people who

call online education a scam you know

who say that a program that is one one

hundredth one two hundredth the price of

you know a college education and you

know actually give you real tangible

skills to make money in the real world

or maybe not even make money maybe even

just get a skill that then means that at

your job you can then command a higher

raise and a higher pay you know I'm just

so passionate about online education and

I'm starting I think the shift is I

think we're really going to see it in

2024 2025 and I think you know the

people who do things the right way I

think by 2030 they are gonna be heroes

in the same way Jeff Bezos you know in

2001 everyone called Amazon a scam they

called you know Jeff Bezos an idiot all

this stuff and then 10 years later he

was literally this business mogulous

same people they're calling him a scam

you know now think he's this business

Mogul this Titan and you know

unfortunately that's just the way the

world Works especially for people that

see ahead of time they see where things

are going and you know for anyone who's

been following me for a long time you

would have seen that in 2017 my bio and

you know this way before I had an

education company or you know or us

actually building full e-learning

platform at gya my Instagram bio said

I'm on a mission to reform the education

system and this is as I said way before

I had any program it's always been

something important to me because for me

education is the way out I know I got a

little emotional earlier on this video

you know pull out the world's smallest

violin whatever I didn't have a dad

growing up okay or cry me a river but

maybe my love for online education maybe

I'm just projecting but I had to learn

this

online I had to learn everything online

in the first few years of me starting my

business I was buying programs 24 7.

whenever I had extra money I would buy a

program because I would understand that

okay let's say it cost you know a

thousand dollars or two thousand dollars

or five hundred dollars I might learn

one small little thing but that will

help me then run my business and grow my

business and you know and then

eventually gets a point where I'm making

millions and millions of dollars a year

from my businesses so for me education

has always been something that's

important in fact my long-term goal and

I'm talking in 10 years time is

definitely not for me to still be

teaching my long-term goal is I

basically just want to create something

like master class I don't know if you

guys know but master class is worth

three billion dollars with a B three

billion dollars and I don't know if you

know about it their revenue is something

like 140 million dollars a year you know

it's funny I could probably turn ads on

and run ads 365 days of the year and gya

would be a 60 million dollar a year

company you know I have a lot of friends

in the education space and they all

Shatter Me they're like bro you realize

you're leaving like tens of millions of

dollars on the table because because you

don't post your program Link in any of

your videos you don't mention agency

Navigator and any of your videos the

only time you mention it ever is we do

two events a year and at the end of the

event we give some sort of special offer

and by the way I don't think I'm gonna

run those events anymore because it's

the first time I've overtly like

actually explicitly made an offer or

sold anything pretty much all year and

it's so funny to see you know my team

for YouTube I spend hundreds of

thousands of dollars a year I have three

full-time thumbnail editors you could

literally spend hundreds of thousands of

dollars a year trying to help people and

then if you sell something once they get

angry ladies and gents do you notice

there's no sponsors on my videos I do my

utmost best to never sell yeah so to be

honest as I said I don't think I'm ever

going to run an event because it's just

I like the fact that a gy I never have

to sell I never have to talk about I

never have to it just all Word of Mouth

which is like the most beautiful thing

ever and yes sure I can make tens of

millions of dollars a year more by going

on podcasts talking about it having my

links everywhere having all this stuff

but it's not my main business I love the

fact that it's literally just word of

mouth so yeah anyways back to my point

master class I really love online

education I know that some people find

it very funny that I build five schools

in Nepal using the profits from gya I

know they find it funny because they're

like you love online education but you

build physical schools and that's

because I don't believe online education

makes sense for every person I just

think it's a much better alternative to

spending tens of thousands if not

hundreds of thousands of dollars on

college education so yeah obviously you

know my main thing long term will be my

software company but I'm starting to you

know I'm really starting to think more

and more about building a different

version of masterclass you know after

first year maybe even selling a 10 or 20

even just to lock in the valuation I

think it'd be very very cool you know to

have I think masterclass has done really

really well the only issue with

masterclass is they spend so much money

on Advertising they're all profitable

whereas I know how to do this stuff

profitably you know with an organic

audience so yeah I guess that's the

other thing I noticed in 2022 is I

started to see I think more and more

people are starting to realize that

online education is more pure online

education is actually held to standards

so I think it's very beautiful to see

that people are coming around and

starting to realize that online

education is the way forward so the

sixth lesson I learned in 2022 and I

guess I've been learning this over the

years but I think it really started to

hit home in 2022 was the realities of

money and fame and I want to make

something very clear

I'm not famous I'm definitely no

celebrity I'm not famous but I am very

very well known and I'm definitely very

public and it's insane I probably spend

150 000 a month just on protection what

I mean by that is lawyers a good family

office to actually manage my operations

manage all the headaches that come

around all the compliance all of this

that so as I said lawyers family office

uh security I have a whole Workforce I

have a whole team behind me multiple

multiple staff as I said probably almost

two million dollars a year I have to

spend just on security ladies and

gentlemen every single week every single

month we try to hack into my own stuff

my own team hacks into my own stuff it's

something known as penetration testing

and it's a very ardious very timely and

very expensive task everything from that

to simple stuff my mom isn't allowed to

use her real name anymore I don't let

her my team doesn't let her when she

goes to a coffee shop if she's at

Starbucks she doesn't say her name

anymore she has to use a different name

and I know that might sound pretty

ridiculous I know that might sound crazy

to you guys and bear in mind three years

ago I didn't need to do this stuff as

I've gone more and more public as I've

become more and more of a Target ladies

and gentlemen one day I'm sure in 10

years or 20 years or 30 years I will

tell you guys the war that I go through

every single day I wake up and it's

something new my life is not very

peaceful it's some new crazy thing I

need to go through and when I say the

realities of money and fame this is what

I mean everyone thinks they want to have

tens of millions of dollars a year and

you know all this Fame and all this

stuff I can tell you right now it comes

with a lot of baggage and you know I'll

tell you what one of my guys basically

he basically just calls the insurance

you know touchwood you never need

insurance but when you do you need it

really bad and that's a little bit what

cyber security and physical security is

like most of the time you don't need it

but when you need it you need it really

bad and most people aren't prepared for

this stuff everything from that to just

life adjustments you know if you ever

meet me in Dubai come up say hi no

worries and to be honest wherever you

are in the world I you know I kind of

talk about money and fame the reality of

it let me tell you something I'm so

grateful for every single one of you it

puts a massive massive smile on my face

I will always I don't care who I'm with

I will always stop I'll always have a

chat most importantly I will always ask

you your name I want to know a little

bit about you I want to know how you

found out my stuff now bear in mind this

is very very rare but if you come up to

me and you're like oh I think I saw you

on Tick Tock once can I get a photo you

don't know me you just want a photo

because you think I'm someone important

I might not even be someone important at

all I may be a horrible person but as I

said that's very very rare that's the

only time where I'm not really willing

to you know entertain something but 99

of time when someone comes up to me they

go hey I love your videos or hey I love

your perspective on this or I watched

your videos six years ago or hey you're

the reason that I believe that I could

do it because I watched you as a broke

15 year old that you can afford to eat a

15 pound meal it's too much money so

that's why I was on a diet of pot Noodle

and I don't know if any of you guys for

everyone else just ignore this but for

everyone from Britain I'm not proud of

this in the [ __ ] slightest to me this

is absolutely shameful it's disgusting

that I did this but but whatever I'm not

gonna lie to you you know in Sainsbury's

you go and you have all the cookies and

all the bakery and stuff like that and a

lot of times I don't know if it's the

same now but you know back in 2015 they

would put the price on the bag and then

you would have to input with the prices

I would just put it as one pence so

whenever I was buying food for myself

and the one thing I want to always give

credit to my mom she always made sure

that I was well fed any money that she

made from being a a retail clerk at

Harrods making minimum wage or making

minimum wage working front desk

assistant at the NHS Hospital whatever

money she made she made sure I was well

fit so I want to make that very clear

but whatever I bought stuff it was pot

noodle it was the Sainsbury's cookies

and I would put the price as one pence

so as I said I'm so appreciative and I'm

so grateful when people come up to me

and they tell me these stories and I

will always entertain it but the reason

I say all this stuff is Dubai there's no

safety there's no security concerns

that's one of the reasons I love it but

anytime anywhere in the world I am

except for Dubai you may not realize and

that's kind of the whole point but I

always have my CPO close Protection

Officer with me sometimes I have my main

one sometimes I have another one as well

anything more than two security is a

little ridiculous because at that point

if you're a person that's wanted that

badly like that that bad they're gonna

get you either way so the reason I say

all this stuff is just you know most of

last year I didn't have security this is

really like a 2022 thing you know when

I'm for example on dates with girls and

I'm in the restaurant and I know that my

close Protection Officer is at the bar

and let's say for example I'm walking on

the street I guess it's just a life

change to know that there's someone

literally three meters away who's

literally there to make sure you're safe

and security who follows you everywhere

and I don't want this to sound like a

pity party thing but it's just it's just

life is different and it's

yeah it's just different there's no

other way to put it so I guess 2022

definitely made me realize and I do not

even want to know what it's like to be

real famous because I'm not famous I

mean actually this is probably a good

leeway into last point and the seventh

and last thing I learned in 2022 is I

started to really understand my

influence you know I may not be super

famous but statistically speaking I am

the fastest growing YouTube channel in

history you know apart from mindless

prank channels or you know 2016 2017

Vlog channels anything to do with

self-improvement health business finance

anything to do in this world I think we

grew 350 000 subscribers in November or

340 something like that that is the

fastest growing YouTube channel ever

there is no one that has grown faster

and we're not slowing down anytime soon

so I guess I'm really starting to

understand the influence that I have as

I said most of the time I don't really

leave my house I live in a big Villa in

Dubai I have a chef I have a driver I

have a living maid I don't really never

need to leave but it's crazy especially

when I go abroad like London or Miami or

Bali or basically anywhere that's not

Dubai I don't know why but for some

reason I don't know why in Dubai it

doesn't happen too much maybe it's

because the only time I ever leave is

really just at night when I'm having

dinners or you know lunch meetings or

stuff like that I mean really it's just

insane it's constantly all the time

people are coming up asking for photos

showing love spreading positivity as I

said I really don't want you to think

that any of this I take for granted and

I personally love it and I said I love

it because for me I understand that

people are coming up because of me their

guests are certain stage and by the way

I don't think I'm ever going to get

there there gets a certain stage of Fame

where people are coming up to you just

because they want the clout of having a

photo with you they don't give a [ __ ]

who you are they don't respect you they

don't they don't care none of that all

they want is just a quick selfie so that

way they can get the validation and they

can get the likes and I'm very blessed

to say that no one that comes up to me

is like that it's all love it's like

I'll be honest I've personally loved I I

wouldn't call it Fame influence right I

love the amount of people that I reach I

personally love it it comes with

complications you know my life is

definitely different and it's just I

accept it but personally although there

is a lot of drawbacks that come the net

net I definitely enjoy it and now with

understanding my influence it makes me

think and a lot more mindful of what

direction I'm going to take because I

want to continue to spread this message

and everything you know I've said a lot

of things here that people get for and I

don't want you to take that lightly

ladies and gentlemen there are a lot of

deaths that happen especially with a lot

of artists a lot of very famous people

and they say these people deleted

themselves they didn't delete themselves

these people got deleted because they

were about to shine a light on even one

of the few things that I've talked about

here today you know I can point back to

a lot of things obviously in my

childhood a lot of I guess anger and and

pent-up emotion for evil and darkness

and the bad out there but it's just

insane the things that were coming out

of my mouth at the age of 14 I literally

looked my mother dead and I at the age

of 14 and I told her the things that I'm

going to accomplish in life I will

probably get

want to say the word deleted for I told

her that when I was 14 years old and by

the way I still wholeheartedly believe

it and I guess for me the game that I'm

playing is how long can I keep doing

this and I've talked about it before but

my main goal is to be the Trojan Horse I

want to look like just another Finance

business YouTuber you know I don't want

anyone to bat an eye at me and I'm gonna

keep my titles and my thumbnails very

vanilla and very simple and very upbeat

and nice and happy but I'm gonna sneak

in a message in there in the same way

this the seven life lessons I learned in

2022 let me reflect with you but I'm

also going to sneak some stuff in there

I'm always going to tell you things that

no one else is going to tell you or the

people who would tell you they're long

gone they've had their platforms taken

they've been banned they're gone ladies

and gentlemen I'm the only one standing

I'm the only one left and I understand

that and it's a very very scary

responsibility it's a very scary

responsibility knowing that you have

this message and I refuse to water down

my message I refuse just like I've been

doing ever since 2020. I mean ever since

2018 saying stuff publicly that you're

not meant to you're not allowed to say

publicly so I'll never change I'll never

water down my message I just need to be

very clever how I deliver it because

anyone who genuinely believes that

losing your Instagram or your Twitter or

your YouTube you'll just be fine without

it that it doesn't affect you it doesn't

hurt you is quite frankly delusional

YouTube is by far without a doubt the

most powerful platform on Earth for

spreading your message for building an

audience and for making sure that the

world goes in the right direction so for

me it's very very interesting figuring

out how to continue to navigate these

Waters and do it in a smart way and

relating back to what I said when I was

14 years old I always knew my destiny I

don't know why from a young age I knew I

was not destined for a life of Peace of

a life of a passive income sit by the

beach I almost knew I was destined for

something difficult I always knew I was

going to tackle an industry or problems

or challenges that was big and scary and

would probably get me in a lot of

trouble and ladies and gentlemen that's

exactly what I'm trying to do so on that

note those are my seven observations or

lessons from 2022. I quite frankly don't

know if I'll even release this I'll see

how you know once it gets cut down and

my team you know maybe puts music over

the top so it doesn't sound as

depressing I'll see maybe I upload it if

not then this is a fun little journal to

myself I love and appreciate all of you

watching 2023 is going to be hard I hope

you're ready for it I'm not gonna beat

around the bush and say it's gonna be

easy as the saying goes Hard Times

create strong men so and for the eight

percent of women that are watching this

so I'll see you guys in next week's

upload