Modal Perusahaan - Pembiayaan Perusahaan Pertanian C

Summary

This presentation discusses company capital, focusing on two main types: external (debt) and internal (equity) capital. It elaborates on various types of debt, including short-term, medium-term, and long-term loans, as well as equity through shares. The video explains the sources of capital, both internal (from business activities) and external (from external parties such as banks and suppliers). The concept of working capital is also explored, along with its different approaches and functions. The importance of sufficient working capital for operational efficiency, credit terms, and managing financial obligations is emphasized.

Takeaways

• 😀 The company financing model includes two types of capital: foreign capital (debt) and equity capital.
• 😀 Foreign capital is divided into short-term, medium-term, and long-term debt.
• 😀 Short-term debt is repaid using current assets or by taking on new short-term debt.
• 😀 Medium-term debt typically lasts between one to ten years, with examples including loans, leasing, and equipment loans.
• 😀 Long-term debt has a repayment period of over five years, commonly used for investments, including bonds, mortgages, and long-term loans.
• 😀 Equity capital is represented by shares, signifying ownership in a company.
• 😀 There is a distinction between shares (evidence of ownership) and equity capital (funds raised from selling shares).
• 😀 Internal capital sources come from business activities generating profits, such as retained earnings and depreciation accumulation.
• 😀 External capital sources come from outside entities like banks, cooperatives, creditors, suppliers, and capital markets.
• 😀 Financial structure refers to the ratio between current assets and liabilities, helping assess a company's solvency and financial health.
• 😀 Working capital is essential for financing operational activities and ensuring the smooth running of business operations.

Q & A

What are the two main types of capital in a company?

The two main types of capital in a company are foreign capital (debt) and equity capital (owned capital).

What are the different types of foreign capital or debt?

Foreign capital or debt consists of three types: short-term debt, medium-term debt, and long-term debt.

What is short-term debt, and how is it settled?

Short-term debt is a liability that is repaid using current assets or by taking on new short-term debt.

Can you list some examples of short-term debts?

Examples of short-term debts include trade debts, promissory notes, dividends payable, advances, guarantees, third-party funds, accrued expenses, and unearned income.

What is medium-term debt and its typical duration?

Medium-term debt has a repayment period that is longer than short-term debt but shorter than long-term debt, usually lasting between one and ten years.

What are some examples of medium-term debt?

Examples of medium-term debt include bonds, leases, and equipment loans.

What is long-term debt and its typical duration?

Long-term debt refers to loans with a repayment period of more than five years, often extending from five to thirty years, and is typically used for company investments.

What are the different types of long-term debt?

The three main types of long-term debt are bonds, mortgages, and long-term debt that is due for repayment.

What is equity capital in a company?

Equity capital is the ownership stake in a company, typically represented by shares of stock, which signifies ownership rights and the contribution made by the investor to the company.

What are the two sources of capital for a company?

A company can obtain capital from internal sources, generated by its business activities, or external sources, such as loans or investments from outside parties.