Dokumenter - Pendirian dan Pengembangan Bumdes

Summary

This video highlights the journey of Desa Binangun Jati Unggul Jatirejo, which received a government grant of 561 million Rupiah to support its microfinance institution (LKM) and develop local business initiatives. The community’s collaboration with village officials led to the creation of a village-owned enterprise (BUMDes), focused on agriculture, food security, and local economic development. The BUMDes successfully expanded with a 1.4 billion Rupiah grant, providing essential farming equipment, creating rice-based products, and innovating in food processing. The village’s efforts aim to foster rural development, enhance food security, and contribute to national economic equality.

Takeaways

• 😀 The village of Binangun Jati received government support to establish a microfinance institution (LKM) with a grant of 561 million IDR.
• 😀 The grant amount varies depending on village population and land area, with larger villages receiving higher funds.
• 😀 The LKM was established in 2007, and in 2015, the village faced a situation where a member urgently needed a loan for their child's school fees.
• 😀 To solve the problem, the LKM director, with support from the village head (Lurah), approved the loan for the villager on the same day.
• 😀 This situation led to the decision to establish a new business focused on solving community challenges, particularly in agriculture.
• 😀 The microfinance institution was later transformed into a village-owned enterprise (Bumdes) following the 2014 Village Law, which required a separate financial structure and management.
• 😀 Bumdes management operates independently of the village government, with no involvement from village staff or their families.
• 😀 The establishment of Bumdes was guided by two key regulations: Government Regulation No. 11/2021 and Minister of Village Regulation No. 3/2021.
• 😀 A socialization process led to the establishment of Bumdes, including the agreement on its name, formation of management teams, and potential for village development.
• 😀 Bumdes played a key role in the village's economy, with consistent government contributions and the development of new agricultural products, such as instant rice and rice flour, to increase economic value.

Q & A

What was the initial purpose of the village's microfinance institution?

The initial purpose was to provide financial assistance in the form of savings and loans to the villagers. It was funded by a government grant of 561 million IDR from the Regency of Konrogo.

How does the amount of financial assistance vary across villages in the Regency?

The amount of financial assistance varies depending on the size of the village's population and area. Villages with larger populations and areas receive greater amounts of funding, ranging from 350 million IDR to 1 billion IDR.

What triggered the discussion between the village head (Pak Lurah) and the director of the microfinance institution?

The discussion was triggered by a villager who was unable to pay for their child's school fees due to financial hardship. The villager requested a loan to be disbursed immediately, which led to a broader conversation on how to address such issues in the future.

What new initiative was proposed to solve the village's economic problems?

A new initiative was proposed to create a business focused on agricultural production and trade. The village government provided initial seed funding, although it was small at first.

How did the microfinance institution transform into a village-owned enterprise (Bumdes)?

The microfinance institution transformed into Bumdes after the passing of the Village Law and regulations about village-owned enterprises. A village assembly was held to discuss and approve the transformation, including the establishment of new financial and operational structures.

What are the regulations that guide the establishment of a village-owned enterprise (Bumdes)?

The establishment of a Bumdes is guided by two regulations: Government Regulation No. 11 of 2021, which covers the formation, management, and development of Bumdes, and Ministerial Regulation No. 3 of 2021 from the Ministry of Village Affairs.

What is the role of the village head in establishing a Bumdes?

The village head plays a critical role by representing the village in the process of registering the Bumdes name on the Kemendesa dashboard. They must also facilitate the socialization process and guide the village community in the decision-making process.

What types of products does the village’s Bumdes now handle?

The village's Bumdes is involved in agricultural products, particularly rice. They have expanded into producing rice flour from broken rice and have also developed instant rice, in collaboration with Gadjah Mada University.

What has the Bumdes been able to achieve with the assistance received in 2019?

With the 1.4 billion IDR grant in 2019 from the Ministry of Village Affairs, the Bumdes was able to acquire equipment for processing rice, including a vertical dryer, rice mill, and packing machines. This has enabled them to purchase more produce from farmers and develop value-added products.

How does the village plan to contribute to the national nutrition program under President Prabowo's initiative?

The village plans to contribute to the national nutrition program by becoming involved in the provision of nutritious lunches, utilizing their rice supply. They aim to not only be a supplier but also potentially serve as a catering provider for the program.