Вот какие активы тебе нужно покупать во время кризиса!

Summary

The speaker discusses the risks of traditional investments in Russia, such as bank deposits, real estate, and U.S. dollars, suggesting they are no longer reliable due to inflation, geopolitical tensions, and changing economic conditions. Emphasizing the need for diversification, the speaker advocates for newer investment opportunities like stocks, gold, and cryptocurrencies. The video highlights the importance of understanding the unique risks of each asset and staying informed with market trends. The speaker encourages viewers to adopt more dynamic investment strategies, adapting to the changing financial landscape rather than relying on outdated methods.

Takeaways

• 😀 The highest return in rubles for 2024, according to the Central Bank, was gold.
• 😀 The price of buckwheat in 2024 showed a negative growth, highlighting the risk of investing in grains.
• 😀 Traditional investment methods such as bank deposits, real estate, and dollars are becoming outdated.
• 😀 Bank deposits, even with high interest rates, will never outpace inflation.
• 😀 Real estate, particularly in areas like Anapa, faces significant risks due to local environmental and market issues.
• 😀 Gold has no passive income and involves risks like storage and theft. The market already reflects most of its risks.
• 😀 Asteroid Psyche, containing precious metals, poses a future risk to gold prices if mined, demonstrating the uncertainty in asset values.
• 😀 Anapa's real estate market is affected by environmental disasters, with property prices fluctuating based on the recovery of the local beach area.
• 😀 Investors need to diversify their portfolios and evaluate risks carefully, considering both current and potential future risks.
• 😀 Geopolitical tensions, sanctions, and high state expenses are major risks for investments, especially in raw materials and energy sectors.
• 😀 Diversification into the IT sector is advised to mitigate risks from sanctions and geopolitical issues, as these sectors enjoy state support.

Q & A

What was the highest-performing asset in rubles for 2024 according to the Central Bank?

The highest-performing asset in rubles for 2024 was gold, as reported by the Central Bank.

Why is investing in bank deposits considered an outdated idea in the current financial landscape?

Bank deposits are considered outdated because their returns are unable to outpace inflation, meaning they no longer serve as an effective long-term investment.

What risks are associated with investing in gold?

Gold presents several risks, such as the lack of passive income, the time required for physical gold sales, and storage costs, along with the risk of theft.

What is the potential impact of asteroid Psyche on gold prices?

The asteroid Psyche, which contains vast amounts of precious metals, could significantly impact gold prices if humanity manages to mine it in the future. However, this is not a realistic threat in the immediate term.

What market anomaly is happening in Anapa's real estate market due to environmental issues?

Anapa's real estate market is experiencing panic, with prices dropping due to the loss of the summer tourist season following an oil spill. This has led to uncertainties about property values in the area.

How does geopolitical tension affect investment strategies?

Geopolitical tensions, such as conflicts on Russia's borders and sanctions, pose risks to exports, impacting investment in raw materials like oil, gas, and metals. Investors are advised to diversify their portfolios to mitigate these risks.

What role does the Central Bank's monetary policy play in shaping investment choices?

The Central Bank's high key interest rates limit credit availability, reducing investment activity. This leads to higher risks for businesses with heavy debt loads, making them less attractive for investment.

What tax changes are impacting investment decisions in Russia for 2024?

New tax changes, such as the introduction of a progressive income tax (13% to 22%) and an increase in profit tax (from 20% to 25%), are likely to affect the profitability of investments, especially in the energy and raw materials sectors.

How does the future of oil prices influence investment strategies?

Predictions suggest that oil prices will stay between $75 and $100 per barrel. To maintain export revenue in rubles, the ruble may need to weaken, which could lead to inflation. Therefore, investors may look to assets that perform well globally or are priced in foreign currencies.

What investment sectors are considered safer during times of economic instability?

During times of economic instability, sectors like IT and healthcare, which benefit from government support and have lower tax burdens, are considered safer. Investors may also look into companies with automation and diversification strategies.