全英｜在美国生活，一个月要花多少钱？How much does it cost to live in America? This is how much I spend in a month.

Summary

In this video, the creator breaks down their monthly living expenses in the U.S., providing an insightful look into the cost of rent, groceries, entertainment, and more. They discuss the high cost of living, especially in cities like New York and LA, and how sharing expenses with roommates helps cut costs. Other expenses include utilities, groceries, skincare, student loans, and health insurance. Despite careful budgeting, the creator highlights the financial challenges of living in America, with a total monthly spend of $2,450. The video offers a realistic perspective on navigating high living costs in the U.S.

Takeaways

• 😀 Rent is the biggest expense for most Americans, with the average cost for a one-bedroom apartment around $1,500, but it can be much higher in cities like New York or Los Angeles ($2,500+).
• 😀 Living with roommates can drastically reduce housing costs. The speaker paid only $450 per month when living with three roommates.
• 😀 Utilities such as water and trash are often covered by landlords, but additional costs like electricity ($45/month) and internet ($50/month) are extra expenses.
• 😀 The average monthly grocery bill for the speaker is $300, as they cook most meals at home and share meals with their boyfriend.
• 😀 Entertainment costs are minimized by sharing subscriptions like HBO ($15/month), Apple Music, Crunchyroll, and Hulu with family members.
• 😀 The speaker spends about $125 per month on skincare, which they consider essential, but avoids spending money on makeup or luxury products.
• 😀 Miscellaneous expenses such as cleaning supplies, tissues, and other essentials add up to about $35 per month.
• 😀 The speaker has student loans, costing $150 per month, highlighting the financial burden of education in America.
• 😀 Health insurance is a major expense, with the speaker paying $180 per month, though students may pay less if insured through their university (around $250/month).
• 😀 Car ownership is expensive in America, with costs for insurance, parking, and gas potentially totaling $400-$600 per month, but the speaker saves money by not owning a car.
• 😀 The total monthly expenses for the speaker amount to $2,450, which is considered low for someone living frugally, though the cost of living has increased significantly in recent years.

Q & A

What is the average monthly cost of rent in the U.S. for a one-bedroom apartment?

The average cost of rent for a one-bedroom apartment in the U.S. is around $1,500 per month. However, in cities like New York or Los Angeles, this can increase to about $2,500.

How can living with roommates help reduce living costs?

Living with roommates can significantly reduce costs, as sharing rent and utilities makes it more affordable. For example, the speaker paid $450 per month for rent when living with three roommates.

What are the additional utility costs that the speaker has to pay?

The speaker pays around $45 per month for electricity and $50 per month for internet, although the landlord covers other utilities like water and trash.

How much does the speaker typically spend on groceries each month?

The speaker spends around $300 per month on groceries, as they cook regularly for themselves and their boyfriend.

What are the speaker's thoughts on eating out?

The speaker prefers cooking at home but spends an extra $50 per month on meals or snacks when they are too busy to cook. Their boyfriend, who enjoys eating out, typically covers those costs.

What subscriptions and entertainment costs does the speaker have?

The speaker spends $15 per month on HBO, shares Apple Music with their family, and uses family accounts for services like Hulu and Crunchyroll.

How much does the speaker spend on skincare products each month?

The speaker spends around $125 per month on skincare, emphasizing the importance of not skimping on skincare even though they avoid luxury products.

What miscellaneous expenses does the speaker have?

The speaker spends about $35 per month on cleaning supplies, tissues, and other small household items.

How does the speaker manage student loan payments?

The speaker allocates $150 per month to pay back student loans.

What are the challenges of not having a car in the U.S.?

While not having a car saves money on expenses like insurance, parking, and gas, public transportation in the U.S. is often poor, making it difficult to get around unless living in a city with a good transit system like New York.