Bado

Summary

The script outlines the process for Indonesian parents to open a savings account for their children under 17 years old. It highlights that children can now own bank accounts with parental supervision. The steps include preparing necessary documents like birth certificates and ID cards, depositing an initial amount as per bank requirements, and visiting the bank with parents to fill and sign account opening forms. The script also mentions features of a typical 'Junior Savings' account, such as monthly administrative fees, banking facilities, and minimum balance requirements. Finally, it describes the completion of the process with the issuance of an ATM card.

Takeaways

• 🏦 Children under 17 years old can open a savings account in a bank, using their parents' identity as guardians.
• 👶 The ownership of the child's account makes it unnecessary for them to wait until the legal age to save money in the bank.
• 📚 To open a child's account, prepare copies of required documents such as birth certificate, family card, and parents' ID cards.
• 💰 Parents need to prepare cash for the initial deposit according to the minimum requirements of each bank's product.
• 📝 Parents will be asked to fill out and sign a savings account application form at the bank office.
• 🔢 The bank will provide a form for the opening of the account which includes personal details such as name, phone number, date of birth, home address, school, and parents' names and contact numbers.
• 🏦 Visit the bank's office with the parents to start the account opening process.
• 🔄 The bank will explain the features of the 'Junior Savings' account, which is specially designed for children under a certain age.
• 💼 The bank will provide information on monthly administrative fees, ATM access, internet banking, mobile banking, and minimum balance requirements.
• 📋 Customers will receive an application form to fill out with personal details and parental consent.
• 🎟️ Upon completion, the bank will prepare an ATM card or cash point for the child's account.

Q & A

At what age can children open a savings account in a bank according to the script?

Children under the age of 17 can open a savings account in a bank.

Do underage children need to use their parents' identities for opening a bank account?

Yes, underage children use their parents' identities as guardians for the bank account.

What is the purpose of opening a savings account for children according to the script?

The purpose is to allow children to start saving their money in the bank without having to wait until they reach the legal age.

What documents are needed to open a savings account for a child under 17?

The required documents include a copy of the birth certificate, family card, and the parents' ID cards (KTP).

What is the minimum initial deposit required for opening a child's savings account?

The minimum initial deposit varies according to the bank's regulations for each product.

What is the role of the parents when opening a savings account for their child?

Parents are required to fill out and sign the account opening forms at the bank.

What is the process like when parents and children visit the bank to open a savings account?

Parents and children visit the bank, where parents are asked to fill out forms, and then they wait for their number to be called to proceed with the account opening.

What type of savings account is typically offered for children under 17?

A special type of account called 'Tabungan Junior' is usually offered for children under 17.

What facilities and services are explained to the child during the account opening process?

The facilities and services explained include monthly administrative fees, ATM access, internet banking, mobile banking, and the minimum balance requirements.

What form does the customer service provide to the parents for opening the account?

Customer service provides an application form for opening the account which includes personal details such as name, phone number, date of birth, home address, school, and the parents' names and ID numbers.

What is provided to the child after the account opening process is completed?

After the process, the child receives an ATM card or a cash withdrawal machine card, indicating that they now have a savings account with the bank.