Hur många aktier ska man äga? | Nordnet Academy
Summary
TLDRThe video script discusses the recommended number of stocks to own for effective risk diversification, suggesting 10-15 different stocks across 5-6 industries as a good starting point, as advised by Aktiespararna. It distinguishes between 'market risk' and 'company risk', explaining that while market risk is inherent to all stocks, company risk can be mitigated by owning more stocks in various companies. The script emphasizes the importance of not owning just 1-2 stocks due to poor risk diversification and encourages investors to consider their risk spreading strategy, with resources available at Nordnet Academy for further learning.
Takeaways
- 📈 The organization Aktiespararna recommends owning about 10-15 different stocks to achieve a good spread of risk in a portfolio.
- 🏭 It's beneficial for the stocks to be from 5-6 different industries to ensure diversification.
- 💼 There are two main risks to be aware of when investing in stocks: market risk and company risk.
- 🌐 Market risk is the general risk associated with stock market investments and is difficult to avoid by buying more stocks as all are affected by the market.
- 🏦 To manage market risk, one can keep some money in a savings account.
- 🏢 Company risk is associated with a single company and can be mitigated by owning stocks in multiple companies.
- 📉 Owning more stocks reduces the so-called company risk, as it diversifies exposure to individual companies.
- 📊 The risk diversification effect begins to diminish after owning about 15 stocks, but owning more or fewer is still acceptable.
- 🔢 The script suggests that owning 1-2 stocks is not ideal for risk diversification, while owning between 10-15 stocks is a good starting point for a portfolio.
- 🧐 There is no one-size-fits-all model for investors, but it's important to consider risk diversification.
- 📚 For those interested in learning more about stocks, there are additional resources available at Nordnet Academy.
- 🍀 The speaker wishes good luck with investments, emphasizing the importance of informed decision-making.
Q & A
What is the recommended number of stocks to own according to Aktiespararna?
-Aktiespararna recommends owning approximately 10-15 different stocks to achieve a good level of diversification in one's portfolio.
Why is it suggested to have stocks in 5-6 different industries?
-Having stocks in 5-6 different industries helps to spread the risk across various sectors, ensuring that one's portfolio is not overly exposed to the ups and downs of a single industry.
What is 'market risk' and why is it hard to avoid by buying more stocks?
-Market risk is the general risk associated with investing in the stock market. It is hard to avoid by buying more stocks because all stocks are influenced by the market to some extent.
How can one manage market risk when investing in stocks?
-One way to manage market risk is by diversifying investments, for example, by having some money in a savings account, which is less affected by market fluctuations.
What is 'company risk' and how is it different from market risk?
-Company risk is the risk associated with an individual company, as opposed to market risk which is the general risk of the stock market. Company risk can be mitigated by owning stocks in multiple companies.
How does owning more stocks help in reducing company risk?
-Owning more stocks reduces company risk by spreading the investment across various companies, so that the poor performance of a few companies can be offset by the good performance of others.
What does the script suggest about the diminishing returns of risk spreading after owning 15 stocks?
-The script suggests that the effect of risk spreading begins to diminish after owning 15 stocks, meaning that owning more than 15 stocks does not significantly increase the level of diversification.
Can owning fewer stocks than the recommended 10-15 still be a good strategy?
-Yes, it is possible to be a specialist and own fewer stocks, such as 5-6, but it is important to be aware that this may not provide as good risk spreading as owning more stocks.
What is the potential downside of owning only 1-2 stocks?
-Owning only 1-2 stocks can lead to poor risk spreading, as the performance of one's portfolio is heavily dependent on the performance of a very small number of companies.
Where can one find more information about stocks and investing?
-For more information about stocks and investing, one can refer to additional videos and articles available in Nordnet Academy.
What is the script's final advice regarding stock ownership and investment strategy?
-The script advises considering risk spreading when deciding how many stocks to own and emphasizes that there is no one-size-fits-all approach, but between 10-15 stocks can be a good starting point for a portfolio.
Outlines
📈 Diversification in Stock Investments
The script discusses the recommended number of stocks to own for effective diversification, citing Aktiespararna's suggestion of 10-15 different stocks across 5-6 different sectors. It explains the concept of market risk, which is inherent to all stock investments and difficult to mitigate through stock ownership alone, and company risk, which can be reduced by owning more stocks in various companies. The script also illustrates how diversification can protect an investor's portfolio from the poor performance of individual companies, and notes that the benefits of diversification diminish after owning about 15 stocks. It emphasizes the importance of considering risk distribution when investing in stocks and suggests further learning through Nordnet Academy for those interested in deepening their knowledge.
Mindmap
Keywords
💡Aktiespararna
💡Diversification
💡Market Risk
💡Company Risk
💡Risk Spreading
💡Portfolio Exposure
💡Stock Ownership
💡Investment Strategy
💡Specialist vs. Generalist
💡Nordnet Academy
Highlights
Aktiespararna recommends owning approximately 10-15 different stocks for a well-diversified portfolio.
It's beneficial for the stocks and companies to be in 5-6 different sectors for risk diversification.
There are two types of risks to be aware of when investing in stocks: market risk and company risk.
Market risk is the general risk associated with stock market investments and is hard to avoid by buying more stocks.
Company risk is associated with individual companies and can be managed by owning more stocks in different companies.
Having a portfolio with 10% exposure to each company can mitigate company risk effectively.
The risk diversification effect begins to diminish after owning 15 stocks.
It's acceptable to own more or fewer stocks depending on personal strategy, but owning only 1-2 stocks is not ideal for risk diversification.
Owning between 10-15 stocks can be a good starting point for a portfolio, as suggested by Aktiespararna.
There is no one-size-fits-all model for investors, but risk diversification should always be considered.
For managing market risk, having some funds in a savings account is suggested.
The transcript provides a visual representation of company risk exposure based on the number of stocks owned.
Owning 1-2 stocks exposes the portfolio significantly to the performance of individual companies.
If 3-4 companies in a diversified portfolio perform poorly, the others can balance the losses.
There is no exact template for all investors, but the importance of considering risk diversification is emphasized.
Nordnet Academy offers more videos and articles for those interested in learning more about stocks.
The speaker wishes the audience good luck with their investments.
Transcripts
Hur många aktier ska man äga egentligen?
Ja det kanske är en lite svår fråga
men det finns en intresseorganisation
som heter Aktiespararna
som rekommenderar att man ska äga
ungefär 10-15 olika aktier.
Och det är bra om de här aktierna och bolagen
är i 5-6 olika branscher.
Då får man en ganska så bra
riskspridning i sin aktieportfölj.
Det finns två risker som kan vara bra
att känna till när man investerar i aktier.
Den första är den så kallade “marknadsrisken”.
Den generella risken som
en investering på börsen innebär.
Den här är svår att
undvika genom att köpa fler aktier
då alla dessa aktier
påverkas av marknaden lika mycket.
Det man kan göra för att hantera marknadsrisken,
är exempelvis ha lite av sina pengar
på ett sparkonto.
Den andra risken är
vad som kallas för “bolagsrisken”,
den risken som är förknippad
till ett enskilt bolag.
Den här risken går att hantera
genom att köpa fler aktier.
Alltså du äger aktier i flera olika bolag.
Och då som sagt, fler aktier innebär
en lägre så kallad bolagsrisk.
Om vi ska titta lite på den här
bolagsrisken visualiserat
så har vi den här grafen över
hur det ser ut i din exponering
mot ett bolag ju fler aktier du äger.
Äger 1-2 aktier här, ja
Då är du exponerad
väldigt mycket mot att få bolag i din portfölj
behöver prestera väldigt bra.
Om du istället någonstans äger 10 aktier,
dvs 10% av din portfölj är exponerad
mot varje enskilt bolag,
då kan det vara så att kanske
3-4 av dina bolag går dåligt,
men de andra väger upp.
Den här riskspridningseffekten sen
börjar avtar någonstans vid 15 aktier.
Den är inte så stor om du köper fler aktier.
Men det är okej att äga fler aktier.
Det är okej att äga färre också.
Man kan vara en specialist som bara äger
5-6 aktier, och du kan vara en generalist
och äga 50-60 aktier om du vill.
Men något jag vill att du ska ta med dig är att
det är lite för dålig riskspridning
att bara äga 1-2 aktier.
Men som Aktiespararna var inne på,
där mellan 10-15 aktier
kan vara en bra utgångspunkt för din portfölj.
Som sagt, det finns ingen exakt mall
för alla investerare därute
men jag vill i alla fall att du tar med dig
att tänka på din riskspridning.
Det här var en kort genomgång
för hur många aktier man ska äga
och vill du lära dig mer om aktier
så finns det fler videor och artiklar
om detta ämne i Nordnet Academy.
Jag önskar dig ett stort lycka till med dina investeringar.
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