Ile zysku pasywnego daje 1.7 miliona PLN na giełdzie? Zmiana w portfelu. Co kupuję w 4 kwartale?

Summary

In this episode, the creator shares their personal journey with dividend investing, highlighting the power of long-term thinking and consistent action. They detail their experiences with dividend payments from companies across Poland and the US, as well as the changes they've made to their portfolio over time. Emphasizing the importance of choosing businesses with strong growth potential, the video also covers market trends, investment strategies, and future goals. The creator advocates for rational, patient investing and encourages viewers to stick to long-term resolutions for financial security.

Takeaways

• 😀 Long-term dividend investing is key to achieving passive income and financial stability over time.
• 😀 Achieving success in investing requires consistent action, discipline, and the ability to withstand market fluctuations.
• 😀 The speaker emphasizes the importance of avoiding high-risk investments, such as pyramid schemes or gambling websites.
• 😀 A five-year self-directed investment course (both practical and theoretical) is recommended for those looking to gain financial knowledge and stability.
• 😀 Dividend investing can provide substantial passive income, with some investors achieving higher monthly earnings than their mortgage payments.
• 😀 The speaker actively tracks and shares dividend payments and portfolio changes to demonstrate the progress of his investments.
• 😀 It's important to invest in companies that show strong growth potential and not just focus on high dividend payouts.
• 😀 The speaker’s portfolio saw significant growth in 2023, with impressive returns despite some market corrections in September.
• 😀 The investment philosophy combines a focus on dividend growth with long-term company growth and a strong belief in the importance of owning tangible assets.
• 😀 The portfolio includes both Polish shares and US real estate investment trusts (REITs), with a strong focus on companies with good growth prospects.
• 😀 There’s a push for more people in Poland to adopt a rational, long-term investment strategy, starting with consistent, monthly investing.

Q & A

What is the main focus of this video?

The main focus of the video is to emphasize the importance of long-term dividend investing and how it can generate passive income over time. The speaker discusses their personal journey with dividend investing, the challenges and rewards, and shares insights on how viewers can adopt a similar strategy.

How has the speaker's portfolio performed so far?

The speaker's portfolio has performed very well, generating PLN 36,500 in dividends as of August and September of the current year. Despite some minor corrections, the portfolio has experienced strong growth, with PLN 250,000 in total profit from dividends and share price increases so far this year.

What is the significance of dividends in the speaker's investment strategy?

Dividends are an important part of the speaker’s investment strategy, acting as a source of passive income. While the speaker stresses that dividends are not the sole focus of the investment process, they provide a motivating bonus. Dividends are a reflection of a company’s profitability and the speaker uses them to pay off loans, reinvest, or fund personal expenses.

Why did the speaker sell Orlen shares from their portfolio?

The speaker sold Orlen shares as part of a broader strategy to transition away from state-owned companies and focus more on growth. The speaker felt that it was time to move into a new phase of investing, one that is more growth-oriented and focused on professional companies, rather than prioritizing security and stability.

What is the speaker’s view on investing in REITs (Real Estate Investment Trusts)?

The speaker views REITs positively, particularly those that pay regular monthly dividends, like Realty Income. They see REITs as a way to invest in real estate without the hassle of property management. Additionally, the speaker believes that REITs will continue to grow in the long term, especially if conditions like low interest rates and economic growth persist.

How does the speaker plan to build their portfolio in the future?

The speaker plans to focus on long-term growth, selecting companies that are poised for rapid development and increased profits. They intend to maintain a balanced approach, continuing to focus on growth while also ensuring a steady stream of passive income through dividends. The speaker is particularly interested in companies in the Polish stock market that have strong growth potential, as well as REITs and US-based real estate companies.

What role does the dollar play in the speaker’s investment strategy?

The speaker views the cheap dollar as a positive factor for their investment strategy, especially when it comes to importing companies in Poland. A cheap dollar allows Polish companies to buy products from Asia at lower costs, providing them with a competitive edge in the consumer sector. Additionally, the speaker sees opportunities in the real estate sector in the US, where a weak dollar helps increase returns on investment.

What is the speaker's strategy regarding state-owned companies and banks?

The speaker is gradually moving away from state-owned companies and banks in their portfolio. Initially, these companies were viewed as safe investments, but now the speaker is prioritizing growth and moving towards a more professional, growth-focused phase of investing. The speaker still holds some stocks in state-owned companies but is slowly reducing exposure in favor of companies with greater growth potential.

What does the speaker say about the importance of business development in investing?

The speaker emphasizes that business development is key to long-term investment success. Dividends, while important, are just a small part of the total return from an investment. The speaker advises investors to focus on the growth potential of the business rather than simply looking at the size of dividends. Companies that grow organically tend to offer more significant long-term returns.

Why is the speaker optimistic about Polish companies expanding abroad?

The speaker is optimistic about Polish companies expanding abroad because many of them are successfully taking their local successes to the international stage. Companies like LPP, XTB, and Kruk are using their Polish market achievements to propel their growth in Europe. The speaker sees this as an opportunity for Polish companies to thrive in an otherwise stagnant European market.