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Summary

This video discusses the investment potential of Bank Handlowy, highlighting its attractive dividend yield, consistent dividend history, and solid financial performance. The bank's long track record of paying dividends, its low current valuation, and plans for future growth make it an appealing choice for investors seeking stability and exposure to Poland's growing sectors. The speaker recommends using a commission-free brokerage account, such as XTB, to invest in the bank, offering resources for beginners and more in-depth market analysis through a premium portal.

Takeaways

• 😀 City Handlowy offers a high dividend yield of 8.6%, potentially reaching double digits with an additional special dividend payout from undistributed profits.
• 😀 The bank has a strong history of dividend payouts, distributing dividends in 24 out of the last 26 years, including consistent growth despite market fluctuations.
• 😀 City Handlowy has not paid dividends only twice in its history: once after the 2008 global financial crisis and once during the uncertainty of the COVID-19 pandemic in 2020.
• 😀 Dividend payouts have consistently ranged between 98% and 100% of the bank's annual net profit over the years.
• 😀 The bank's dividend policy shows a clear upward trend, making it an attractive choice for investors seeking stability and regular returns.
• 😀 City Handlowy presents a good investment opportunity for those who prioritize stability over high volatility in their portfolio.
• 😀 The bank is currently trading at a historically low price, which makes its stock an appealing buy at this valuation.
• 😀 City Handlowy is committed to increasing its profitability through a strategic plan, reducing its reliance on fluctuations in interest rates.
• 😀 The bank aims to expand its presence in the most promising and dynamically growing sectors of the Polish economy.
• 😀 XTB offers commission-free trading up to €100,000 per month, making it a good platform for those starting their investment journey.
• 😀 By using the special code 'DNA rynku,' investors can access educational resources tailored for beginners and gain insights into investing.
• 😀 The premium version of the DNA portal provides access to daily market analysis and investor insights, enhancing knowledge for more informed decisions.

Q & A

What is the current dividend yield for City Handlowy and what is expected in the near future?

The current dividend yield for City Handlowy is 8.6%, and with the announced special dividend, the total dividend yield is expected to be in the double digits, making it an attractive investment option.

How consistent has City Handlowy been with its dividend payouts over the years?

City Handlowy has been very consistent with its dividend payouts, distributing dividends in 24 out of the last 26 years. The only exceptions were during the global financial crisis of 2008 and the COVID-19 uncertainty in 2020.

What was the dividend payout ratio for City Handlowy in the years it paid dividends?

The bank’s dividend payout ratio has been between 98% and 100% of its net profit in the years it paid dividends, showing a commitment to returning most of its earnings to shareholders.

What is the general trend of City Handlowy's dividend history?

Despite market fluctuations and economic changes, City Handlowy has maintained a clear upward trend in its dividend payments over the years, making it an attractive choice for dividend-seeking investors.

Why might City Handlowy be appealing to investors looking for stability?

City Handlowy offers stability through its regular and high dividend payouts, low volatility, and strong financial history. The bank also provides exposure to growing sectors in the Polish economy, making it a solid defensive investment.

How does City Handlowy plan to improve its profitability going forward?

City Handlowy plans to increase its profitability by reducing its dependency on interest rate fluctuations. The bank aims to achieve this by focusing on growing sectors of the Polish economy, ensuring a more stable and diversified income stream.

What strategy is City Handlowy employing to manage risks related to interest rate fluctuations?

City Handlowy is working to unbundle its financial performance from the effects of changing interest rates, thereby reducing its exposure to the risks typically associated with interest rate volatility in the banking sector.

What makes City Handlowy an interesting investment choice compared to other financial institutions?

City Handlowy stands out due to its long history of consistent dividend payouts, strong financials, and its current undervaluation, which makes it an attractive investment for those looking for stability, a high dividend yield, and exposure to growing sectors.

How can investors take advantage of low trading fees when buying City Handlowy stock?

Investors can take advantage of commission-free trading by using a brokerage account with XTB, which offers no fees on up to 100,000 euros in monthly trading volume. Additionally, new investors can access beginner-friendly educational materials when registering with a special code.

What is the benefit of subscribing to the premium version of the DNA market portal?

Subscribing to the premium version of the DNA market portal provides access to in-depth analyses and insights from market experts, including nearly 2,200 investors who receive regular updates on the stock market, the economy, and specific companies like City Handlowy.