20964회. 후진으로 주차중인 차를 박살내고 그냥 도망 가버린 차

한문철 TV
29 Jan 202407:11

Summary

TLDRThe script depicts a car accident where a reversing vehicle hits a parked car and drives away. An insurance debate ensues over who was at fault. A lawyer explains the importance of driver's insurance to cover legal fees from the outset and compensate for damages caused accidentally. The plan also covers family members' mistakes. The message conveys that this insurance thoroughly protects drivers both on and off the road.

Takeaways

  • 😊 The video takes place on a street corner in Gyeongju, Gyeongsangbuk-do province.
  • 😮‍💨 A car backs up quickly and hits another car, then drives away without stopping.
  • 🤔 The insurance companies debate who was more at fault - the illegally parked car or the reversing car.
  • 😠 The reversing car clearly hit the parked car at high speed and drove away - they are 100% at fault.
  • ⏰ The accident happened on January 20, 2022, but was not reported until January 21.
  • 📞 The owner reported it to police, but they have not investigated properly yet due to it being Sunday.
  • 🔍 The owner searched the neighborhood and found the car that hit them.
  • 💰 If debris is left after an accident, there is a 130,000 won fine for not cleaning it up.
  • 🤨 Insurance companies often try to assign 10% fault to illegally parked cars, but this is incorrect here.
  • 👍 This accident shows the importance of a good driver's insurance policy that covers legal costs.

Q & A

  • Where did the accident take place?

    -The accident took place on Wonhyo Road in Gyeongju, Gyeongsangbuk-do.

  • What kind of vehicle was involved in the accident?

    -The video does not specify the type of vehicle involved. It only mentions that a car backed into and damaged another parked car.

  • What date did the accident occur?

    -The accident occurred on Saturday, January 20, 2022.

  • When was the accident reported to the police?

    -The accident was reported to the police on Sunday, January 21.

  • What is the fine for leaving the scene of an accident in Korea?

    -The fine for leaving the scene of an accident is 130,000 won if no debris is left behind. If debris is left behind, it is considered failure to take post-accident measures, which has more severe penalties.

  • How are insurance companies apportioning blame?

    -The insurance companies are debating whether the accident was 90% or 10% the fault of the illegally parked car that was hit.

  • What insurance coverage does the Early Response Plan provide?

    -The Early Response Plan provides attorney fees from the initial police investigation stage, 50% advance payment of attorney fees, coverage for damage caused accidentally by family members, and coverage for roadkill and falling object accidents.

  • Why is attorney fee coverage important?

    -Attorney fee coverage is important because legal processes after an accident can be intimidating and stressful. Having an attorney early on provides help and reassurance.

  • Who created the Early Response Plan product?

    -The Early Response Plan was created by Han Moon Chul.

  • What number can you call to purchase the Early Response Plan?

    -You can call 164-0070-007 to purchase the Early Response Plan.

Outlines

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Mindmap

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Keywords

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Highlights

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Transcripts

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