8/3 Grants : $60k Buy Home, $15k Home Repair, $20k To Move, $5k Rent, $3k Seniors

Summary

The speaker, with 50 years of experience, shares insights on securing government and nonprofit financial aid. They highlight the importance of awareness about available grants, often overlooked due to poor communication. The speaker operates a community service, Letco Help, which aids in discovering and applying for these funds. They emphasize the community's collaborative nature, with members assisting each other. The speaker also discusses various programs, including FEMA grants for disaster relief, senior care funding, and home repair assistance, and encourages viewers to explore these opportunities actively.

Takeaways

• 😀 The speaker has been assisting people in utilizing government and non-profit financial programs for nearly 50 years.
• 📈 They have established a community service called letcohelp.com, where members support each other by sharing information on various programs.
• 🗓️ The community hosts live seminars via Zoom, where members who have successfully applied for funds share their experiences and advice.
• 💰 The speaker's organization gives back its profits to members through monthly grants, with a current deadline for a $40,000 grant.
• 🏠 FEMA is offering grants for home repairs, new cars, or living expenses in designated disaster areas, with a one-month application window mentioned.
• 👴🏻 Programs for seniors and those with disabilities are available, including funding to transition from nursing homes to home-based care.
• 🏢 The government and non-profit organizations provide grants and technical assistance for starting businesses, with resources listed on sba.gov.
• 🏡 Some cities are offering financial incentives of up to $20,000 for people to relocate there, to boost their local economies.
• 🏛️ There are numerous state and local programs available for home repair and down payment assistance, with varying income eligibility.
• 📝 The speaker emphasizes the importance of researching and applying to multiple programs, as there are many opportunities available for financial assistance.

Q & A

How long has the speaker been helping people take advantage of government and nonprofit programs?

The speaker has been helping people for almost 50 years.

What is the name of the community the speaker has created to share information about financial assistance programs?

The community is called Letco Help and can be found at letcohelp.com.

What is unique about the Letco Help community?

The uniqueness of Letco Help lies in its member-to-member assistance, where members help each other find and apply for financial assistance programs.

How does the speaker describe the process of finding new financial assistance programs?

The speaker describes the process as constantly changing and requiring daily updates due to the rapid emergence and disappearance of programs.

What is the deadline for one of the grants mentioned in the script?

The deadline for one of the grants is the day after the script was recorded.

What is the maximum income level to qualify for a home repair grant mentioned in the script?

The maximum income level to qualify for a home repair grant is up to $999,000 a year.

What is the purpose of the grants and assistance programs discussed in the script?

The grants and assistance programs are designed to help individuals and families with various needs, such as home repairs, living expenses after disasters, and support for seniors and people with disabilities.

How does the speaker describe the process of applying for government grants and assistance?

The speaker describes it as a process that many people are unaware of, with politicians often forgetting to inform the public about available programs, leading to missed opportunities for financial aid.

What is the speaker's approach to sharing information about financial assistance programs?

The speaker's approach is to actively research and share information about these programs through his community and by encouraging members to help each other.

What is the speaker's opinion on the current state of financial assistance programs?

The speaker believes that while there are many programs available, the government is not effective at informing people about them, leading to a lot of unclaimed funds.

Outlines

00:00

💼 Government and Nonprofit Financial Assistance Programs

The speaker, with 50 years of experience, discusses their work in helping people access financial assistance programs from the government and nonprofit organizations. They mention the rapid changes in these programs due to the country's evolving issues and the government's attempts to solve them through grants. The speaker emphasizes the lack of awareness among people about these programs and their mission to inform and educate. They introduce 'letco help.com,' a community platform where members support each other in finding and applying for financial aid. The platform also hosts live seminars featuring members who have successfully applied for funds, sharing their experiences. The speaker highlights the community's profit-sharing model, where profits are reinvested into members through monthly grants. They also discuss the urgency of applying for FEMA grants, which are available to those in declared disaster areas, and the various types of assistance available, such as home repair and living expenses.

05:00

👴 Resources for Seniors and People with Disabilities

The speaker focuses on resources available for seniors and individuals with disabilities, noting the increasing need as the population ages. They mention personal experience with government assistance programs dating back to the 1970s. The speaker provides guidance on how to find state-specific resources for seniors and those with disabilities through websites like hhs.gov and HUD. They also mention a comprehensive report available on YouTube that lists grants, loans, and free services for these demographics. The report is a state-by-state guide to local resources, and the speaker encourages viewers to access it for detailed information. Additionally, they touch upon programs that provide funding for home repairs and down payments, highlighting the broad income ranges that qualify for such assistance.

10:01

🏡 Home Repair and Relocation Financial Assistance

The speaker discusses various financial programs for home repair and relocation. They mention state-specific programs that offer significant funding for home improvements and down payments on houses. The speaker emphasizes that even those with high incomes can qualify for these programs, challenging the common misconception that only the destitute can receive government aid. They also introduce 'findhelp.net,' a resource for locating local nonprofits that provide free help and funds for starting businesses. The speaker lists several organizations that have received grants from the SBA to support entrepreneurs. They also mention programs that offer financial incentives for people to relocate to certain cities, citing examples from across the United States. The speaker concludes by mentioning a grant program for $440,000, which is open for application and highlights the ongoing nature of such opportunities.

Keywords

💡Grants

Grants are funds provided by the government or other organizations to individuals or groups for a specific purpose, often without the need for repayment. In the video, the speaker discusses various government and nonprofit grants available to the public, highlighting how these funds can be utilized to solve problems or improve living conditions. The speaker's service, Letco Help, aims to inform people about these grants, which are often overlooked due to lack of awareness.

💡Nonprofit organizations

Nonprofit organizations are entities that operate for purposes other than making a profit, often focusing on social, cultural, educational, or environmental issues. The video mentions these organizations as sources of financial assistance and programs that can benefit individuals in need. The speaker's work involves connecting people with these organizations to help them access available support.

💡Community

In the context of the video, community refers to a group of people who share common interests or goals and work together for mutual benefit. The speaker mentions Letco Help as a community where members help each other by sharing information about grants and other financial assistance programs. This collaborative approach is emphasized as a key aspect of the service provided.

💡Disaster relief

Disaster relief refers to aid provided to individuals and communities affected by natural or man-made disasters. The video discusses FEMA (Federal Emergency Management Agency) grants as an example of disaster relief, which can be used for home repairs, purchasing a new vehicle, or covering living expenses after a disaster. The speaker emphasizes the importance of applying for these grants within the specified time frame.

💡Profits

Profits, in a business context, refer to the financial gain realized when revenues exceed expenses. In the video, the speaker mentions that Letco Help has been profitable and chooses to reinvest these profits back into the community. This demonstrates the organization's commitment to its members and the broader mission of supporting individuals in need.

💡Eligibility

Eligibility refers to the qualifications or criteria required to be entitled to something, such as a grant or program. The video script mentions that being a member of Letco Help makes one eligible for various grants and financial assistance programs. The speaker also discusses how different programs have different eligibility criteria, such as income levels or residency in a disaster-declared area.

💡Home repair

Home repair involves fixing or improving the physical condition of a home. The video mentions various programs, including those from FEMA, that provide funds for home repairs after disasters. The speaker also discusses state programs that offer significant amounts for home repairs, emphasizing the importance of researching and applying for these opportunities.

💡Down payment assistance

Down payment assistance refers to financial help provided to individuals to cover the initial payment required when purchasing a home. In the video, the speaker mentions programs that offer down payment assistance, such as a $60,000 down payment for a house, highlighting how these programs can make homeownership more accessible.

💡Income limits

Income limits are the maximum allowable income levels that determine eligibility for certain programs or assistance. The video discusses how some programs have high income limits, allowing even individuals with relatively high incomes to qualify for financial assistance. The speaker uses this to illustrate the broad range of people who can benefit from these programs.

💡Remote work

Remote work refers to employment where work is performed outside of a traditional office environment, often from home. The video mentions remote work as a factor that can influence eligibility for certain relocation grants, where cities offer financial incentives to attract new residents. The speaker suggests that the flexibility of remote work can make it easier for individuals to take advantage of these opportunities.

Highlights

Individual has been assisting with government and nonprofit financial programs for 50 years.

Runs a community service called letcohelp.com where members help each other find financial assistance.

Hosts live seminars on Zoom for members to learn how to apply for financial assistance.

Profits from the community are reinvested into members, not used for luxuries.

Monthly grant deadlines are set, with $40,000 distributed in $500 to $1,000 increments to members.

FEMA offers grants up to $40,000 for disaster-affected areas for home repair or living expenses.

Mississippi has a one-week deadline for a grant program that will no longer be available afterward.

Pennsylvania provides funding for seniors to leave nursing homes and receive care at home.

Health and Human Services (HHS) offers resources for aging and disability services through hhs.gov.

A report is available on YouTube detailing grants, loans, and services for seniors and people with disabilities.

Florida offers up to $660,000 for home repair for homeowners, with no income limit.

There are programs that provide down payment assistance and home rehabilitation funds.

SBA has allocated $7 million to nonprofits to help start businesses, offering grants and free technical assistance.

Cities across the U.S. are offering incentives like $20,000 to attract new residents.

There are multiple organizations that can help with rent payments, and findhelp.net lists them.

Emphasizes the importance of finding the right program, regardless of income level.

Transcripts

well I've been working on uh helping

people take advantage of money programs

from the government and other nonprofit

organization for almost 50 years now

yeah 50 years I'm an old fart I feel

like I'm as old as

dirt as I like to say but it's fun I'm

still active and I I love what I do and

I can't wait to do it every day I get up

and like what I do most days too is find

new sources see these programs come and

go uh so quickly and now more than ever

before because we have problems that we

try to solve in our country and we give

money to solve the problems so people

having trouble what happens is the

politicians want to solve your problem

so they start a

grant and but they don't forget they

forget about telling people about it so

people don't know and then they come and

they go and things like so I spent most

of my day uh just finding these things

and trying to tell I have a service now

it's a community a community called

letco help.com and that's where we share

all this and what's neat about the

community is that members help members I

mean this is It's amazing to me out that

boy I thought it'd be the only one I

could that help people no every member

in there is helping other members like

right now today we have the two uh live

Seminars the rest of the day one at 5:

and one at uh 7 and they're live they're

Zoom calls so you could get on and ask

people and these are people who applied

for money and they're members they

showed you how they did it I think

that's better than me because I don't

apply for these anymore I just spend my

time researching uh and then tomorrow

it's 1:30 5:00 and 9:00 again that we do

it and by the way uh tomorrow is our

deadline for our grants see uh I'm so

shocked that we were actually making a

profit after just a couple of years here

so we give our profits back to members

we don't invest in yachts and things

like this no we invest in members

because they're the ones that gave us

the money so we have a profit after we

pay us first we give it back and we have

a deadline tomorrow for one of our

grants every month we do this uh is

$40,000 uh to members we get $500 $1,000

to spend on anything you want and if

you're member that's all the obligation

that's the only requirement we have you

be a member and you're eligible for our

grant and then if you miss this one then

we have another one on the 15th then we

have another one on the 20th then we

have another one on the 30th that next

month we do all over again that's $7,000

every month but right now I want to tell

you about some stuff I just found today

right just found today okay here I I'm

getting a lot of money emails from FEMA

you know FEMA Emergency

Management agency whatever uh now what

they're saying hey only one month left

to apply to their grants yeah and this

is see there's so many FEMA designated

areas in our country that got hit with

storms fire all this kind of stuff so

the government comes out and gives a

whole bunch of Grants and that that's

like up to $40,000 to fix up your home

or uh buy a new car or or get uh pay pay

your expenses cuz you got to live

somewhere else or or whatever um I mean

or living expenses too so it's like

unemployment money but it's not

employment it's disaster money and yeah

and I learned about these things back in

the 70s when my parents got hit with a

flood you know and and it took a months

to get ever if it wasn't for the

government man that's what taught me

about government programs I didn't know

anything about these stuff I used just

the only thing I knew about the

government was the postal service and

the

IRS and said wow my dad's living on a

trailer now that the government gave him

on a golf course so he's a pig and

and that was fun but here's some

okay so FEMA FEMA is now disaster areas

in I don't know about 20 States now or

organization but you got to find out if

your area is in the disaster because you

had to be declared a disaster I think I

got some Ex-Wives who declared that

about me but anyway uh you find out if

you're in a disaster area you go to FEMA

F ma.gov and then you see it and then

you'll be able to apply to all these

programs and see what they are uh and

then oh here's another one like

Mississippi says they have one more week

and it's gone and the money's gone so

many people don't apply for money that's

out there waiting for them and then

that's a Pity okay what else do I find

here okay oh that's Disaster Assistance

again that's the same thing okay here's

another interesting thing seniors that's

going on in Pennsylvania what's going to

happen seniors now that are in nursing

homes and things like that want to and

want to not be there they want to be at

home but they don't have the facilities

or the help and things like that the

government's giving you money to do that

get out of that nursing home go

somewhere that you're not an an

institution and and get paid to do all

these services at home instead of being

in a senior care and actually that's

saving the government money because

that's more expensive than you and the

loved one getting paid to help you and

and get what all all the stuff you need

so you want to find out where

else uh uh that you could get help like

that for seniors or for people with

disabilities and things like that we

have a lot of people now like that in

particular our population is getting

older and I'm 81 so you know therefore

but the grace of God is me you know uh

so here go to HUD HHS not HUD uh Health

and Human Services hhs.gov and put in

aging and then State resources okay and

this tells you all all the resources

near you to find out about that thing

okay now I also gave you another RI uh

in the you're watching this on YouTube

and if you're

on uh Instagram or or Tik Tok go over to

YouTube and download this report it's

stake grants and loans and free services

for people with disabilities and seniors

and caregivers all that stuff in one

list and I it's you know this is the

kind of reports we give to members but I

want everybody to have that this unless

you're not a member because even if

you're not a member because this is

important stuff and you should know

about this this is how great America is

with this stuff but they're not great at

letting you

know and I love telling people where to

go anyway so this is a state-by-state

listing of all the sources in your state

and the each report is like 20 30 40 50

pages of

sources and that's what we do see all

here wow it goes on and on and on and on

and on and on and on so that's what you

want to do you want a shopping list to

say it's like go in the supermarket for

Grants and if you're senior disability

is all right there for you so that's it

okay what else do we have oh God yeah

this is a a a program they have in

Florida okay if you own a home they give

you you know uh what is $660,000 to fix

up your home it's a state program every

program has every state has programs

like this so you got to find it what's

in your state even if so if you're not

living in in Florida that's okay because

you got to find I want show you this

this are the kinds of things that are

out there that you have to look for okay

now then here's interesting you could

have income of up to

$999,000 a year income and get that

$60,000 uh to fix up your home wow I

mean I just think that's I when I grew

up man I thought you had to be destitute

to get a brok program now you have to

make $100,000 a year and still get all

this money to help you that's right it's

a crazy crazy system I don't know what's

right or wrong I just know this is real

and the stuff is now here there's

another program there they they have

down payment money if you want to buy a

house and they give you $60,000 down

payment the buy house and they give you

$115,000 for rehabilitation so maybe you

got to fix up this house you know it's a

fixer uper so now you got 15K to be use

a fixer upper and and get this thing for

you wow

$155,000 I mean that's incredible you

know and again what's the income

$999,000 everybody calls me up say oh I

I try to get the government and they

said I make too much money you just got

the wrong program buddy that's all what

it is and don't realize how many

programs there are for the same thing

you know why do we have this and and 20

like right now you could go on this

website findhelp.net

and then put in uh home repair you'll

find 50 to 100 organizations where you

live that give out money for home repair

okay wow one doesn't do it call the next

one that doesn't do it call the just

like getting a job no no difference okay

what else do we have here forgivable

loan down payment okay uh local

nonprofits oh now this is wonderful uh

the SBA just got about $7 million to uh

30 nonprofit organiz organizations all

around the country to help you start a

business okay they got grants they're

giving some of this money to you they

also give you free technical help they

give you free legal help marketing help

all this stuff to take your idea and

make it happen and create a job for

yourself or for other people too that's

what it's there and you can find a hell

of a lot more people like this and I

have a list here of all the people got

this money there's about 30 of them okay

and and here women's Business

Development C so West Enterprise Center

in California Native cdfi Network in

Washington DC the community Ventures

Corporation Lexington Kentucky you know

all these people got this money to help

you start a business you want to find

more then you go to

sba.gov let's put it in there so we show

you what it looks like

sba.gov

SL loc assistance okay you get this now

what the SBA does now this isn't to get

their money it's to show you two let's

see my z

29 is to show you all the nonprofit

organizations look at okay uh I have 20

organizations around me that give free

help and money and expertise to start

anything for free everything is free

F you'll never see that anywhere else

okay so that's what you want to do too

okay that's that what else do we have

here oh hey how do you like

$20,000 cities are giving people like up

to $20,000 to move to their City they

need people they need

people so how do you like to get $20,000

to move that's that's

right and it's like that all over the

country all the cities and there's an a

website here uh that you could find most

all of them any they're pretty good it's

called make mymove.com makem mymove.com

okay Indianapolis will give you five

grand if you move there $18,000 in

Texarcana in Texas is this amazing uh

$111,000 in Arkansas Fort Smith South

Ben Indiana $6,200 why

$6,200 that's crazy isn't it uh Perry

County Indiana Oh a lot of Indiana

things here Indiana's

hurting uh but it's all there now

requirements a lot of them depends on uh

you a job maybe you work remote now it's

easy to work remote anywhere right so

get a remote job and you move to one of

these cities to get an extra 20K Ah

that's pretty good Kentucky there's more

Kentucky here Minnesota

Oklahoma wow Michigan oh wow it's it

keeps Kansas oh it keeps on going keeps

on going more Indiana Kansas again

Kentucky again uh West Virginia oh

that'd be nice certainly low low

overhead Dam he say you get a good

remote job and you're in a low income

man you're on Easy Street okay what else

we have here for GRS oh I know SE pay

that but now this is it here here's a

city I found um mome County okay now

what they have if you can't pay the rent

they have a nice listing here of 30

organizations in their County this is a

county that has 30 organizations to help

you pay rent see there's more than one

way to skin a cat there's more one one

way to pay your

rent there's 30 of them okay that you

would never think of that's why most

people just call up on ah you don't

qualify so you go home no you can't do

that no you can't do that okay and so

how do you find a list for you very easy

don't even have to join

us but we're a loving community so we'd

love to have you uh but if you don't

want to be in lesco.com because it's $20

uh then go here go

findhelp.net

deadline tomorrow tomorrow tomorrow

there's always another day right and

that's the deadline for our grant for

$440,000 it's either $1,000 or $500 and

you tell us just what you would do with

$1,000 that's all you have to do easiest

Grant in America what you would do with

$1,000 and if you don't win it this

month do it next month because we keep

giving them every day yeah no not every

day four times a month every month

that's that's what it is what do I know

I'm

old see you soon thank you