Как ИЗБЕЖАТЬ НАЛОГОВ в Украине?

Summary

This video script discusses legal strategies to minimize investment-related tax burdens in Ukraine. It covers the impact of increased military levies on investment taxes, explaining how to reduce tax liabilities for financial independence. The presenter compares tax implications of paying annually versus at the end of an investment period, using a hypothetical 20-year investment scenario. The video also introduces the concept of accumulating Irish ETFs as a tax-efficient investment vehicle, detailing how they can help defer taxes by reinvesting dividends. Practical advice on finding and selecting appropriate Irish ETFs is provided, including a guide on using the JustETF website to identify suitable funds. The script concludes with an invitation to a financial freedom course and a free consultation for personalized financial advice.

Takeaways

• 📈 The discussion is about legal ways to reduce investment-related tax burdens in Ukraine.
• 💹 The speaker mentions potential tax increases, including a rise in military duty from 1.5% to 5%, which affects investment taxes.
• 💼 The video is part of a series by Philip Alen, focusing on financial freedom and strategies to minimize tax liabilities.
• 💰 The presenter explains the impact of paying taxes on investment gains, comparing the outcomes of paying taxes annually versus at the end of an investment period.
• 🌐 The script discusses the concept of 'realized gains' in the context of taxes, emphasizing that taxes are only due when a transaction is closed.
• 🏦 The video suggests using 'accumulating funds', particularly Irish ETFs, as a strategy to defer tax payments by reinvesting dividends.
• 🔍 The presenter guides viewers on how to find and select appropriate Irish ETFs that match American ETFs but are tax-efficient.
• 🌐 The script highlights the importance of choosing the right type of investment funds based on the investor's goals and the tax environment.
• 💡 The video provides a practical guide on how to search for and select specific Irish ETFs that can be purchased on various platforms.
• 📚 The presenter encourages viewers to take a course called 'Code of Financial Freedom' for in-depth knowledge on tax optimization strategies.

Q & A

What is the main topic discussed in the video script?

The main topic discussed in the video script is how to legally reduce investment-related tax liabilities in Ukraine, with a focus on strategies for financial independence.

What is the significance of increasing the military levy in Ukraine as mentioned in the script?

Increasing the military levy in Ukraine to 5% from 1.5% means that all investment-related taxes increase by 3.5%, which directly impacts the profit tax on investments.

How does the script suggest reducing the tax burden on investments?

The script suggests reducing the tax burden by delaying tax payments as much as possible, optimizing tax forms, and avoiding double taxation through strategies such as using accumulating funds, specifically Irish ETFs.

What is the difference between paying taxes once at the end of the investment period versus paying annually?

Paying taxes annually on investment profits can result in a lower overall tax burden compared to paying all taxes at once at the end of the investment period, as it allows for more capital to grow tax-free over time.

Why is it beneficial to invest in accumulating Irish ETFs according to the script?

Investing in accumulating Irish ETFs is beneficial because the dividends are reinvested automatically and do not require annual tax declarations, thus deferring tax payments and potentially increasing overall investment returns.

What is the role of the ISIN code in the context of the script?

The ISIN (International Securities Identification Number) is used to identify specific securities uniquely. In the script, it is mentioned as a way to find and purchase specific Irish ETFs that are suitable for tax optimization.

How does the script differentiate between realized and unrealized profit for tax purposes?

The script explains that taxes are only due on realized profit, which means that taxes are not payable until an investment is sold (the profit is realized). This concept is important for tax planning and deferral strategies.

What is the significance of the 'Code of Financial Freedom' course mentioned in the script?

The 'Code of Financial Freedom' course is highlighted as a comprehensive resource for investors to learn about tax optimization strategies, including when and how to pay taxes, and how to avoid double taxation.

Why might an investor choose to perform a depository transfer instead of selling their investments?

An investor might choose a depository transfer over selling their investments to avoid immediate tax liabilities, allowing them to move their assets from one broker to another without realizing a profit and thus deferring taxes.

What is the potential drawback of a depository transfer as discussed in the script?

The potential drawback of a depository transfer is that it may incur fees, which vary by broker. Investors must weigh the cost of these fees against the benefits of tax deferral when deciding whether to sell their investments or perform a depository transfer.

How can investors find and invest in Irish ETFs as suggested by the script?

Investors can find and invest in Irish ETFs by using platforms like Just ETF, identifying the ISIN codes, and searching for them on trading platforms such as Freedom Finance, considering factors like liquidity and the currencies in which they are quoted.