【ズバリ解決】新車と中古車どちらがコスパ良く得なのかハッキリ分かります！【永久保存版】

Summary

This video script from a car maintenance savings channel features an ex-dealership salesman's insights on whether it's more cost-effective to buy a new car every five years or a used one. The presenter compares the total cost of ownership for both options over a five-year period, including maintenance and potential resale value. He warns viewers about the hidden costs of dealership financing and suggests that, under current market conditions, buying a new car every five years could save about 130,000 yen compared to buying a used car, but this could change if the used car market returns to average prices.

Takeaways

• 😀 The video is from a car maintenance savings channel, discussing the cost-effectiveness of buying a new car every 5 years versus buying a used car every 5 years.
• 🚗 The presenter, a former dealership salesman, provides a detailed comparison of the costs associated with owning a new car versus a used car over a 5-year period.
• 💰 The initial cost difference between a new Volkswagen 'Voxy' in the SZ grade at 3.39 million yen and a used 'Voxy' in the ZS grade at 2.7 million yen, including all fees, is 1.5 million yen.
• 🔍 The script includes a year-by-year breakdown of maintenance costs for both new and used cars, considering oil changes, inspections, and potential part replacements.
• 🛠️ Maintenance costs for a new car remain consistent over the 5 years, while a used car incurs additional costs such as vehicle inspections and part replacements as it ages.
• 📈 The presenter emphasizes the importance of getting multiple quotes for maintenance and not just relying on dealership estimates, which may be higher.
• 🔄 The resale value of the used car after 5 years is estimated to be around 2 million yen in a high market, but could be significantly lower in a normal market.
• 🏦 The script also considers the financial impact of loans and interest rates when purchasing a car, highlighting that lower interest rates can make used cars more cost-effective.
• 📉 The video warns against the potential risks of buying a new car in a high market, as resale values could drop significantly in the future.
• 📈 It concludes that under current high market conditions, buying a new car every 5 years could result in a profit of about 130,000 yen, but this could change with market fluctuations.
• 💡 The channel encourages viewers to subscribe and like for more information on car purchase and maintenance savings, and to comment with any questions or suggestions for future topics.

Q & A

What is the main theme of the video script?

The main theme of the video script is to determine whether it is more cost-effective to buy a new car every five years or to buy a used car every five years, based on the insights of a former dealer salesman.

What is the starting point of cost comparison between a new car and a used car in the script?

The starting point of cost comparison is a 150,000 yen difference in the purchase price between a new Volksy SZ Grade and a used Volksy ZS Grade.

What are the initial costs for the new and used Volksy mentioned in the script?

The initial cost for the new Volksy is 420,000 yen after discounts and without a maintenance pack. The used Volksy costs 270,000 yen, including all fees, and is a 2017 model with 30,000 kilometers on the odometer and no repair history.

What are the maintenance costs for the new Volksy in the first year?

The maintenance costs for the new Volksy in the first year include two oil changes at 4,000 yen each, an oil filter change at 2,000 yen, and a 12-month inspection at 12,000 yen.

What additional costs does the used Volksy incur in the second year compared to the new one?

In the second year, the used Volksy incurs additional costs such as a vehicle inspection at 120,000 yen, battery replacement at 20,000 yen, and a coolant change, which is expected due to the car being in its seventh year.

What is the estimated cost for tire replacement for the used Volksy in the fourth year?

The estimated cost for tire replacement for the used Volksy in the fourth year is 75,000 yen, based on the price of Michelin tires from Costco.

What is the estimated cost for the new Volksy's second vehicle inspection and related maintenance in the fifth year?

The estimated cost for the new Volksy's second vehicle inspection and related maintenance in the fifth year is 195,000 yen, including tire replacement, battery replacement, and basic maintenance costs.

How does the script suggest to finance the purchase of a car?

The script suggests financing the purchase of a car through a bank loan with a low-interest rate, rather than through dealer-provided financing plans, which are considered to be more expensive.

What is the estimated financial outcome of buying a new car every five years compared to a used car, according to the current market situation described in the script?

According to the current market situation, buying a new car every five years would result in a profit of about 130,000 yen, considering the high resale value of used cars.

What is the potential risk of buying a new car now, considering the current high market prices for used cars?

The potential risk of buying a new car now is that the market prices for used cars might drop significantly in the future, which would result in a lower resale value and a financial loss compared to buying a used car.

What advice does the script give regarding the timing of buying a new car?

The script advises caution when considering buying a new car now due to the high market prices, suggesting that it might be more cost-effective to wait for the market to stabilize or to buy a used car instead.