DIBACAIN: Buku Paling Otentik Soal Duit — Psychology of Money (Morgan Housel)

Summary

In this episode of DIBACAIN, the host explores the 'Psychology of Money', highlighting three key insights: the significance of luck in financial success, exemplified by Bill Gates' story; the distinction between 'Rich' and 'Wealth', with 'Wealth' representing true financial freedom and flexibility; and the importance of the 'Long Tail' in investments, where a few successful ventures can outweigh many failures. The host also introduces 'mentorgue', an app offering book summaries and audiobooks, currently available at a promotional rate.

Takeaways

• 😀 Understanding the role of luck in financial success is crucial, as it can significantly influence one's path to wealth.
• 💡 The distinction between 'Rich' and 'Wealth' is important; 'Rich' is often visible and short-lived, while 'Wealth' is about long-term, sustainable financial health.
• 🏆 Bill Gates' early access to a computer at Lakeside School was a stroke of luck that played a significant role in his future success.
• 🧗 The story of Kent, a friend of Bill Gates, illustrates how risk and luck can diverge, with Kent's untimely death preventing him from co-founding Microsoft.
• 💸 The concept of 'true wealth' is about having the flexibility and freedom to make choices, not just accumulating visible assets.
• 🏋️‍♂️ An analogy is made between physical fitness and financial health, suggesting that true wealth is about long-term discipline, not short-term gains.
• 💼 The narrative of Derek Sivers highlights the importance of time flexibility as a measure of wealth, even more than the amount of money one has.
• 🚀 The 'Long tail' strategy in investments, where a few big successes can offset many smaller failures, is a key principle in achieving financial success.
• 📈 Amazon's willingness to accept failure with their Fire phone ultimately led to the massive success of Amazon Web Services, demonstrating the value of long-term thinking.
• 📚 The book 'The Psychology of Money' offers deep insights into financial psychology and the mindset required for sustainable wealth creation.

Q & A

What are the three main lessons the speaker learned from the book 'The Psychology of Money'?

The three main lessons the speaker learned are: 1) The importance of understanding luck in our financial success. 2) The difference between being 'Rich' and having 'Wealth', highlighting their distinct nuances. 3) The concept of 'Long tail' in investments, explaining how a few successful investments can outweigh many unsuccessful ones.

How does the speaker describe the role of luck in Bill Gates' success?

The speaker describes Bill Gates' success as partly due to luck, emphasizing his unique opportunity to access a computer at Lakeside School, which was not common at the time. Out of 300 million young people worldwide, only 300 at his school had such access, illustrating the role of luck in his path to success.

What is the difference between 'Rich' and 'Wealth' as explained in the script?

'Rich' refers to visible wealth, often associated with material possessions like luxury cars. 'Wealth', on the other hand, refers to a more sustainable and less visible form of wealth, such as income or assets that have potential for future growth.

Why does the speaker compare 'Rich' to a short-term diet plan?

The speaker compares 'Rich' to a short-term diet plan because it's like burning calories through exercise and then immediately consuming more calories in food, which doesn't lead to long-term benefits. It's a visible but unsustainable form of wealth.

What does the speaker mean by 'true wealth'?

The speaker refers to 'true wealth' as having flexibility and freedom of time, where one can do whatever they want, whenever they want, with whomever they want. It's about having the option to exchange wealth for something in the future and the potential for assets to grow over time.

How does the speaker relate the concept of 'Long tail' to investment success?

The 'Long tail' concept in investment refers to the strategy of investing in many different ventures, where a few highly successful investments can compensate for the failures of the majority. This is illustrated by examples like venture capitalists investing in hundreds of companies, expecting only a few to become hugely successful.

What is the story of Derek Sivers that the speaker shares to illustrate the concept of 'true wealth'?

Derek Sivers, at the start of his career, saved enough money to cover a year's living expenses, which gave him the freedom to quit his job and focus on his music career. He considers this moment, at age 22, as when he truly felt wealthy because he had the flexibility and time freedom to pursue his passion.

What is the name of the app the speaker promotes for those who enjoy 'DIBACAIN'?

The app the speaker promotes is called 'mentorgue', which offers summaries of hundreds of the best books in the world in text or audio format.

What is the special promotion mentioned for the 'mentorgue' app?

The special promotion for the 'mentorgue' app is that users can access over 200 books for just Rp1.100 per day, and this offer is valid until the end of April.

How does the speaker encourage viewers to support the 'DIBACAIN' channel?

The speaker encourages viewers to support the channel by liking, commenting, sharing the video, and recommending it to friends who might benefit from improving their mindset and personal growth.

Outlines

00:00

💼 The Role of Luck in Financial Success

This paragraph discusses the importance of understanding luck in financial success. It uses the example of Bill Gates and his fortunate exposure to computers at a young age through his school, Lakeside. The paragraph highlights how Gates' opportunity was a result of luck, as out of 300 million youths worldwide, only 300 had access to a computer like him. It contrasts this with the story of Kent, a friend of Gates and Paul Allen, who could have been a co-founder of Microsoft but tragically passed away in a mountaineering accident. The summary emphasizes that while skill and effort are crucial, acknowledging the role of luck is important for a balanced perspective on success.

05:01

💰 The Distinction Between 'Rich' and 'Wealth'

The second paragraph delves into the difference between being 'Rich' and having 'Wealth'. It explains that 'Rich' is often associated with visible signs of wealth, like luxury cars, which might not reflect the true financial health of an individual. In contrast, 'Wealth' refers to unspent income that has the potential to grow over time and offers options for future exchanges. The analogy of diet and exercise is used to illustrate the concept, where 'Rich' is akin to burning calories and then overcompensating with food, while 'Wealth' is about the discipline to maintain long-term benefits. The paragraph concludes by associating true wealth with flexibility and freedom of time, suggesting that the ultimate form of wealth is the ability to do whatever one wants, whenever they want.

10:03

🚀 Embracing the Long Tail in Investments

The final paragraph focuses on the concept of the 'Long Tail' in investments, using the venture capital industry and Amazon as examples. It explains that while many startups fail, a few successful ones can offset the losses. The story of Amazon's failed Fire phone and its successful AWS service is highlighted to show that a single successful investment can overshadow many failures. The speaker encourages viewers to diversify their investments, suggesting that one successful venture can provide significant returns. The paragraph ends with a promotion for an app called 'mentorgue', which offers summaries of top books in text and audio formats, available for a special price for the month of April.

Keywords

💡Luck

Luck, in the context of the video, refers to the element of chance or fortune that can significantly influence one's financial success. The video emphasizes that while hard work and skill are crucial, an element of luck, such as being in the right place at the right time, can also play a pivotal role. An example from the script is Bill Gates' opportunity to access a computer at his school, Lakeside, which was a result of luck and set the foundation for his future success.

💡Wealth

Wealth, as discussed in the video, is distinguished from 'Rich' and refers to a more profound and sustainable form of financial health. It is about having a surplus of income that is not immediately spent and can be invested to grow over time. The video contrasts 'Rich', which is more about visible affluence, with 'Wealth', which is about having the freedom and flexibility that comes from financial security. An example used is the concept of 'true wealth' being the ability to do whatever one wants, whenever they want, reflecting a state of financial independence.

💡Risk

Risk is presented as the flip side of luck. The video illustrates that while luck can lead to opportunities, risk is the potential for loss or failure that comes with seizing those opportunities. It uses the story of Kent, a friend of Bill Gates, who had the potential to be a co-founder of Microsoft but tragically passed away in a mountaineering accident, highlighting how risk and luck are intertwined in determining outcomes.

💡Investment

Investment in the video is discussed in the context of both financial and personal development. It is about putting resources, whether money or effort, into something with the expectation of a future return. The video suggests that understanding the role of luck in investments can lead to a more balanced perspective on success and failure. It also touches on the idea of 'long tail' investments, where a few successful ventures can outweigh many failures.

💡Rich

Rich, in contrast to 'Wealth', is used in the video to describe a more superficial form of affluence that is often visible and immediate. It is associated with material possessions and a lifestyle that appears prosperous. The video points out that being 'Rich' does not necessarily equate to financial stability or long-term financial health, as it may be based on debt or short-term gains.

💡Diversification

Diversification is mentioned as a strategy in investing to spread risk across various investments to avoid putting all eggs in one basket. The video uses the example of venture capitalists and Amazon to illustrate how investing in a diverse portfolio can lead to significant returns from a few successful investments that can offset the losses from others.

💡Freedom of Time

Freedom of time is a concept that represents the ultimate form of wealth in the video. It is about having the autonomy to choose how to spend one's time without financial constraints. This is exemplified by the story of Derek Sivers, who felt truly wealthy not when he made a large sum of money but when he had saved enough to quit his job and pursue his passion.

💡Long Tail

The 'Long Tail' concept in the video refers to the strategy of expecting a few significant successes from a larger number of investments, projects, or efforts. It is used to explain how a few outstanding outcomes can compensate for many less successful ones, as seen in the venture capital industry and Amazon's approach to product development.

💡Psychology of Money

The 'Psychology of Money' is the central theme of the video, suggesting that understanding the mental and emotional aspects of handling money is as important as the financial strategies themselves. The video uses this concept to explore how our perceptions and attitudes towards money can impact our financial decisions and outcomes.

💡Mentorgue App

The 'Mentorgue App' mentioned in the video is an educational technology tool created by the video's host. It offers summaries of hundreds of the world's best books in text or audio format, aiming to provide knowledge and insights similar to the 'DIBACAIN' video series. The app is presented as a way to help viewers grow and upgrade their mindsets.

Highlights

Understanding the importance of luck in financial success.

The distinction between being 'Rich' and having 'Wealth' and their different implications.

Bill Gates' early exposure to computers at Lakeside School as a significant factor in his success.

The story of Kent, a friend of Bill Gates, who could have been a co-founder of Microsoft but passed away in a mountaineering accident.

The concept that success in business and investments often involves elements of luck.

The visible wealth (Rich) versus the often invisible true wealth (Wealth).

Wealth as the income or assets that are not immediately spent and have the potential for future growth.

An analogy comparing the concepts of 'Rich' and 'Wealth' to dieting and exercising habits.

The idea that true wealth is about having flexibility and freedom of time.

The story of Derek Sivers, who realized he became wealthy when he had saved enough to quit his job at 22.

The importance of doing what you love without being constrained by a schedule.

The concept of the 'Long tail' in investments, where a few successful investments can outweigh many failures.

Amazon's strategy of developing multiple products, expecting some to fail, but one to be highly successful, exemplified by Amazon Web Service.

The advice to diversify investments to increase the chances of a high return from one successful venture.

The book 'Psychology of Money' offers many more insights beyond the discussed highlights.

Introduction of the 'mentorgue' app, which provides summaries of hundreds of the world's best books in text and audio formats.

A special promotion for the 'mentorgue' app, offering access to over 200 books for a low daily price.

Encouragement for viewers to support the channel by liking, commenting, sharing, and helping others improve their mindset.

Transcripts

Hai tim produktif! Apa kabar?

Semoga semua dalam keadaan baik.

Kembali lagi dalam episode DIBACAIN.

Versi work from anywhere.

Hari ini ada satu buku yang

memperdalam dan memperkaya

pemahaman gue tentang uang,

sekaligus psikologi gue tentang uang.

Langsung aja kita bahas,

3 hal utama yang gue pelajari dari buku ini.

Yang pertama gue akan bicara soal

pentingnya memahami luck, atau keberuntungan

dalam kesuksesan finansial kita.

Yang kedua, kita juga

harus memahami bedanya antara

kata "Rich" dengan kata "Wealth".

Dua-duanya berarti kaya

kalau dalam bahasa Indonesia, tapi sebenarnya

mereka punya nuansa dan punya

kedalaman yang berbeda, yang akan gue tajemin di sini.

Dan yang ketiga, bonus!

Temen-temen akan lihat nanti, setelah temen-temen

nonton di bagian akhirnya.

Jadi jangan kelewatan, langsung aja kita mulai!

Luck vs Risk.

Keberuntungan vs risiko.

Temen-temen pasti tahu Bill Gates, salah satu orang terkaya di dunia.

Pendiri dari Microsoft.

Mungkin temen-temen sekarang lagi nonton YouTube ini

di laptop yang di dalamnya softwarenya adalah

Microsoft windows.

Tapi yang kita gak banyak tahu adalah bagaimana

Bill Gates pertama kali terpapar sama komputer.

Ternyata setelah digali, temen-temen,

Bill Gates pernah bilang satu buah kalimat,

"Kalau tidak ada sekolah Lakeside

tidak mungkin ada Microsoft."

Now I am super glad that I went to that school it

is an fantastic school, I'll probably send my kid to that school.

Lakeside adalah sekolah tempat

Bill Gates itu menghabiskan masa remajanya.

Di tahun 1968, ketika dia

duduk di smp 2, smp 3.

Saat itu sekolah Lakeside mempunyai sebuah

program yang diinisiasi oleh seorang guru.

Dia bilang, "Kayaknya gak seharusnya deh

komputer cuma dimiliki oleh orang-orang tertentu.

Yuk kita collect-an sama-sama, hadirkan satu komputer ke sekolah ini."

Saat itu temen-temen, 1968

bahkan orang-orang di kampus, di universitas aja gak banyak yang dapat akses.

Tapi mereka berhasil mendatangkan

satu komputer tersebut ke Lakeside school di Seattle.

Saat itu di dunia ada sekitar

300 juta anak muda

yang seumuran Bill Gates.

Oke, dari 300 juta anak muda tersebut,

ada sekitar 18 juta yang tinggalnya di Amerika Serikat.

Nah ini hal yang menarik ya,

dari sekitar 18 juta anak muda di Amerika Serikat,

ada 100 ribu yang tinggal di Kota Seattle.

Tempat sekolah Lakeside berada.

Nah, temen-temen tebak

di sekolah Lakeside waktu itu ada berapa anak muda yang sumuran Bill Gates?

300.

Bayangkan temen-temen,

keberuntungan seorang Bill Gates

dari 300 juta anak muda pada masanya

ke 300 orang yang bisa akses ke komputer tersebut.

Itu baru satu faktor keberuntungannya Bill Gates.

Sekarang kita ngambil sisi yang paling

ekstrim satunya lagi

the other side of luck is risk.

Sisi lain dari keberuntungan adalah risiko.

Ternyata temen-temen, dari 300 anak-anak

seumuran Bill Gates waktu itu ada seorang lagi

lagi yang namanya Kent.

Yang menjadi teman dekatnya Bill Gates dan Paul Allen.

Jadi, Microsoft itu

dimulai oleh dua orang.

Bill Gates dan Paul Allen sebagai Co-Founders.

Kent waktu itu juga salah satu

temannya Bill Gates dan Paul Allen,

mereka gaul bareng, hangout bareng,

mereka juga sama-sama gig banget soal komputer

mereka menghabiskan waktu berjam-jam

setiap minggunya untuk ulik tentang komputer.

Bahkan, harusnya nih...

Kent itu menjadi salah satu Co-Founder.

Bill Gates pernah bilang Kent itu...

salah satu orang yang paling pintar,

Kalau enggak, lebih pinter dari dia bahkan.

Kemana-mana Kent itu selalu ngebawa satu koper

seperti layaknya seorang pengusaha.

Pebisnis pada masa itu.

Emang jiwa bisnisnya besar banget.

Dan sebagai teman dekat, Bill Gates bilang,

"Gue sampai inget nomor telponnya Kent sampai sekarang di tahun 2000-an ini."

Harusnya dia menjadi salah satu Co-Founder Microsoft.

Tapi yang tidak bisa kita sangka adalah...

Kent meninggal dalam salah satu kecelakaan waktu dia naik gunung.

Pada tahun itu, kecelakaan yang berhubungan

dengan aktivitas naik gunung,

itu tidak lebih dari 30-an kecelakaan.

Kesimpulannya apa temen-temen?

Kalau kita bicara soal investment,

kita bicara soal bisnis yang berhasil,

sering kali kita menitikberatkan

pada "Oh, ini 100% usaha gue,

Ini 100% karena kepintaran gue, Ini 100% karena skill gue.

Padahal sebenarnya kalau kita akui,

Ada loh faktor-faktor keberuntungan di sana

yang memengaruhi temen-temen.

Kalau kita menyadari ini,

kita akan semakin bisa bersikap

netral secara emosi,

kalau kita ngelihat ada orang yang lebih sukses,

atau kita ngelihat ada orang yang gak begitu sukses.

Yang kedua, kita akan bicara soal Rich vs Wealth.

"Bentar Masbro, ini kan

dua-duanya kalo diartikan sama-sama kaya?"

Betul teman-teman, tapi ini adalah kaya yang berbeda.

Rich itu kekayaan yang bisa temen-temen lihat

gampang banget menemukan orang-orang yang kaya

secara tampilan, kalau kita ngelihat orang yang

punya mobil mewah 1M.

Kita bisa langsung bilang, "Wih tajir nih orang!"

Tapi apakah kita benar-benar tahu orang ini

ngebelinya dengan cash, atau dengan cicilan.

Jangan-jangan dia ngebayar 10% DP

habis itu dia masih nyicil sampai sekarang.

Makanya sangat mudah untuk ngelihat

orang yang kelihatan kaya.

Tapi teman-teman yang dimaksud dengan Wealth

atau kekayaan sejati...

adalah kekayaan yang sering kali tidak terlihat teman-teman.

Kekayaan yang sejati ini adalah

income atau pendapataan atau penghasilan yang belum digunakan.

Value sebenernya dari wealth ini adalah

opsi untuk bisa ditukarkan

dengan sesuatu suatu hari nanti

dan juga potensi untuk terus bertumbuh asetnya

dari waktu ke waktu.

Nah inilah yang membedakan antara rich dengan wealth.

Mungkin lebih mudah buat teman-teman memahami ini

lewat analogi diet atau olahraga.

Jadi dalam satu buku judulnya

The Body, yang nulis namanya Bill Bryson.

Dia bilang seperti ini,

"Manusia itu punya kecenderungan untuk overestimate

berapa jumlah kalori yang mereka bakar, sewaktu mereka berolahraga."

Nah, begitu juga ketika selesai berolahraga

rata-rata orang itu

akan makan atau mengonsumsi

dua kali lipat dari kalori yang baru saja mereka bakar.

Seringkali, jadinya olahraga kita ya percuma.

Olahraga itu jadinya seperti Rich tadi.

Ketika mereka udah selesai ngebakar kalori,

mereka ngerasa berhak untuk nge-reward

dirinya mereka sendiri dengan sebuah

makanan yang enak.

Tapi, orang yang paham wealth,

adalah orang-orang yang...

Ketika mereka berolahraga

mereka secara sadar menahan diri mereka,

untuk ngelihat jangka panjangnya.

"Hari ini gue udah bakar 300 kalori

gue commit untuk tidak makan

lebih banyak daripada apa yang gue bakar

dan gue bisa ngerasain manfaatnya"

Itulah perbedaan antara rich dan wealth.

Role model kita kalau kita bicara 'the true wealth' itu gak banyak.

Ini besar sekali dengan point kita berikutnya, 'the true wealth'.

Buat gue, orang yang bener-bener

kaya itu adalah orang-orang yang

punya fleksibilitas dan punya

freedom of time.

Menurut gue, dan terkonfirmasi lewat buku ini,

Bentuk wealth yang paling ultimate

adalah orang-orang yang bisa... Well...

Bangun tidur hari ini bisa dibilang,

"I can do whatever I want."

Gue bisa ngerjain apa pun yang gue mau.

Banyak orang yang gue tanya, "Kenapa sih lo

pingin punya lebih banyak income,

kenapa sih lo pingin lebih kaya, kenapa sih lo pingin wealthy?

Seringkali jawabannya adalah... Ya mereka pingin lebih happy.

Cuma ukuran dari happy itu kan

beda-beda setiap orang ya.

Sangat subjektif sekali.

Tapi ada salah satu bentuk dari happiness

yang menurut gue sebagian besar orang itu

percaya dan juga setuju.

adalah ketika kita bisa melakukan apa yang kita mau

kapan yang kita mau, dengan siapa pun yang kita mau.

Ini adalah reward terbesar dari having wealth.

Kalau lo baru pertama kali nonton video gue,

ini adalah salah satu hal yang gue percaya banget.

Makanya sekarang gue bisa bekerja dari mana pun.

Hari ini kebetulan bekerja di Westin Resort & Spa di Ubud, Bali.

Mungkin temen-temen yang udah pernah ngelihat podcast gue,

Thirty Days of Lunch atau pernah mampir ke Instagram gue, @fellexandro.

Gue menjalankan sebuah edu tech namanya mentorgue.

Dan juga komunitas belajar namanya negeri pembelajar.

Ada satu cerita yang sangat dekat di hati gue

karena datang dari seorang pengusaha

yang gue juga look up to namanya Derek Sivers.

Jadi Derek ini ketika di tanya sama temennya,

"Kapan sih lo pertama kali ngerasa tajir?"

"Ceritain dong pengalaman lo menjadi kaya."

Dia bercerita di awal-awal karier dia,

dia pekerja kantoran,

punya penghasilan sekitar 20.000 Dollar per tahunnya.

Kemudian dia menabung, menabung, menabung...

Waktu itu biaya hidup dia sekitar 1.000 Dollar per bulan.

Dan setelah dia menabung sekian lama

akhirnya dia berhasil nabung biaya hidup satu tahun.

Yaitu sekitar 12.000.

Di saat itulah dia bilang,

"Okay, I quit my job."

Dan dia mau fokus kepada karier musik dia.

Nah temen dia kaget, dan bertanya,

"Kenapa lo ceritain gue yang itu bukan

cerita ketika lo menjual perusahaan lo

beberapa tahun kemudian terus dapet duit 20-an juta Dollar."

Dia bilang, "No, no, no...

lu jangan salah paham."

Derek Sivers bilang,

"Itu bedanya cuman lebih banyak duit timbang,

tapi yang bikin gue paham

bahwa gue bener-bener kaya

adalah ketika gue

menyadari di usia 22 tahun

gue punya fleksibilitas waktu."

Bam! There you go temen-temen.

Kesimpulan dari point ketiga ini teman-teman,

sering kali kita diajarkan untuk

"Do what you love"

Tapi sering kali, mengerjakan apa yang kita suka

mengerjakan apa yang kita cinta,

dengan schedule yang tidak bisa kita kontrol

itu sama aja atau hampir mirip dengan mengerjakan sesuatu yang lo benci.

Bonus buat temen-temen!

Ini poin terakhir dari buku ini.

Sengaja gue taruh di belakang buat temen-temen yang

membiasakan diri untuk menonton video sampai akhir.

Apa sih yang bikin beda

dari orang yang investasinya berhasil

dan investasinya yaa.. return-nya kurang?

Jawabannya adalah...

Long tail.

Contoh yang paling jelas adalah dunia startup.

Ketika kita melihat cara bekerjanya

VC atau Venture Capitalis

kita bisa melihat bahwa di sini rata-rata visi

itu mereka invest di ratusan perusahaan.

Tapi yang akhirnya IPO,

akhirnya berhasil banget memberikan

return yang berkali-kali lipat,

itu mungkin kurang dari 10.

Kenapa? Karena cukup 2 atau

3 perusahaan yang menjadi

unicorn atau decacorn itu udah bisa menutupi

kerugian-kerugian atau kesalahan-kesalahan

investasi mereka di 90 yang lainnya.

Cara yang sama juga dilakukan oleh Amazon.

Di tahun 2014, Amazon sempat mengalami suatu masa yang berat.

Karena dia rugi sekitar 140 juta Dollar,

waktu mereka merilis handphone mereka.

Namanya Amazon Fire.

Ketika ditanya sama media,

Dengan simpelnya Jeff Bezos bilang gini,

"Gausah kaget sama kerugian 140 juta,

gue menyiapkan 10 produk yang berbeda

gue mengembangkan 10 produk yang berbeda

dari 10 itu gue siap 9-nya gagal, dan satu berhasil."

Dan akhirnya temen-temen salah satu produk itu

berhasil dan memberikan kontribusi

sampai dari 60 persen dari pendapatan mereka sekarang.

Apa produk itu? Amazon Web Service.

Hal ini juga bisa kita adopsi temen-temen.

Ketika kita berinvestasi biasakan

untuk mendiversifikasi investment kita,

kita taruh misalnya satu juta yang sama

ke 10 investasi yang berbeda.

Ada satu aja yang bisa memberikan return berkali lipat,

9 yang lainnya kalau mungkin gak berhasil

tetap bisa memberikan kita cuan yang luar biasa.

Nah temen-temen,

ini adalah 4 hal yang gue pelajari dari buku

Psychology of Money.

Buku ini tentunya menawarkan begitu banyak lagi

inside-inside menarik, gue rasa gak fair

kalau gue ceritakan semuanya, gue pingin temen-temen

untuk baca dan dalami lebih baik lagi

dengan perspektif temen-temen masing masing.

Bonus kedua!

Inget selalu keseruan kalau temen-temen nonton

video gue sampai habis.

Kali ini temen-temen ada sebuah app buat

lo yang senang dibacain, namanya

mentorgue.

Ini adalah app yang gue bikin bersama partner-partner gue.

Isinya kurang lebih seperti DIBACAIN.

Temen-temen bisa mendapatkan rangkuman dari ratusan

buku-buku terbaik di dunia dalam bentuk

teks yang bisa temen-temen baca atau dalam bentuk

audio yang bisa temen-temen dengerin.

Aplikasi ini tersedia dalam Android

dan juga IOS.

Kebetulan dalam bulan ini kita lagi ada promo

khusus buat temen-temen cukup Rp1.100 rupiah perhari

buat temen-temen udah bisa mendapatkan akses

kepada lebih dari 200 buku.

Temen-temen bisa langsung download, gue akan berikan linknya di sini atau

di bawah, dibagian description.

Jangan lupa, promo ini hanya berlaku sampai akhir bulan April.

Buat lo yang mendapat manfaat dari DIBACAIN,

support channel ini sesimpel dengan

Nge-like, comment, atau nge-share

dan bagikan ini kepada temen-temen kamu yang

butuh juga dirapikan mindset-nya,

butuh juga upgrade diri mereka.

Jadilah teman yang baik, supaya gak cuma kamu aja

bertumbuh tapi teman-teman sekeliling kamu juga bertumbuh.

Temen-temen, sekian dari saya

sampai ketemu lagi di episode DIBACAIN berikutnya.