The Most Important Personal Finance Insights you may ever Benefit From!

Ivor Cummins
18 Apr 202434:43

TLDRThe video transcript discusses the alarming state of global personal finance, highlighting how securities, including stocks, shares, and even bank balances, are now connected to the world derivatives market and used as collateral. The speaker, referencing David Rogers, warns of financial turbulence due to the concentration of wealth and power in the hands of a few, facilitated by private central banks and legal structures that strip individuals of property rights. The narrative outlines the 'Great Taking', a strategy allegedly put in place over decades, leading to a situation where in the event of a derivatives market implosion, secured creditors, primarily large banks, would gain control of all financial assets. The speaker emphasizes the importance of awareness, suggesting that physical assets like gold and land are safer investments. The summary also touches on the potential remonetization of gold as a global monetary policy, reflecting a shift from fiat currencies to more tangible assets.

Takeaways

  • 📈 **Global Securities and Debts as Collateral**: Since 2016, all securities held in book entry form, including stocks, shares, bank balances, and debts, are connected to the world derivatives market and used as collateral.
  • 🌐 **Loss of Property Rights**: Legal ownership of securities has been replaced by security entitlement, meaning that investors only have a contractual claim to a portion of what they used to own outright.
  • 🏦 **Central Banks and Private Institutions**: Central banks, including the Federal Reserve and the Bank of England, are privately owned and have concentrated power and control over political entities and financial systems.
  • 📉 **Velocity of Money**: The velocity of money is at its lowest point since the Great Depression, indicating a potential major crash and financial turbulence ahead.
  • 💼 **Dematerialization of Securities**: Paper certificates of stocks have been eliminated, and all securities are now electronic, which facilitates the pooling and use as collateral in the derivatives market.
  • 🔄 **Rehypothecation Risks**: Securities are often rehypothecated, meaning the same asset can be used as collateral multiple times, increasing systemic risk.
  • 🚨 **Legal Infrastructure for Confiscation**: There is a legal framework in place that could allow for the confiscation of financial assets by secured creditors in the event of a derivatives market collapse.
  • 🇪🇺 **European Legal Compliance**: The European Commission has also adopted similar legal structures, ensuring that securities are held in a way that aligns with the US model, despite initial resistance in some countries.
  • 💰 **Physical Assets as Safe Havens**: Physical assets like gold and land are suggested as safe havens outside the controlled financial system, with the caution that even these might eventually be targeted.
  • 📚 **Awareness and Action**: Raising awareness about these financial structures is crucial, as increased scrutiny could potentially prevent the negative outcomes predicted by some financial analysts.
  • 🌟 **Gold as a Store of Value**: Gold, particularly physical gold, is highlighted as a stable asset that has retained its value over time and is being accumulated by central banks, signaling a potential remonetization.

Q & A

  • What is the main concern regarding securities held in book entry form globally since 2016?

    -The main concern is that all securities, including stocks and shares owned through a broker, bank balances, and forms of debt, are now connected to the world derivatives market and used as collateral. This means that even if an individual owns securities, they do not have direct property rights to them, as they are part of a pool that acts as collateral for the derivatives market.

  • What is the 'Great Taking' and how is it connected to the current financial system?

    -The 'Great Taking' refers to the systematic process of converting tangible assets into electronic form and connecting them to the world derivatives market. It is connected to the current financial system as it involves the dematerialization of securities, making them part of a larger pool used as collateral, which potentially allows for a confiscation of wealth by secured creditors in the event of a market implosion.

  • How does the concept of 'velocity of money' relate to the potential for a financial crash?

    -The velocity of money is a measure of the frequency at which money circulates through the economy. When the velocity of money is low, it can predict an impending major crash. In the script, it is mentioned that as of 2020, the velocity of money is at its lowest point since the Great Depression, indicating a potentially dangerous financial situation.

  • What is the significance of the shift from securities ownership to security entitlement in the legal structure?

    -The shift from securities ownership to security entitlement means that investors no longer have direct ownership of their securities but rather a contractual claim or entitlement to a portion of what they used to own outright. This change in legal structure is significant because it places the control of financial assets in the hands of intermediaries, such as brokers, and makes investors vulnerable in the event of an intermediary's insolvency.

  • Why is physical gold considered a safe haven in the context of the 'Great Taking'?

    -Physical gold is considered a safe haven because it is not part of the dematerialized and pooled assets that underpin the derivatives complex. Since it is not connected to the banking system and not used as collateral, it is less susceptible to confiscation or control by secured creditors in the event of a financial collapse.

  • What role does the Bank for International Settlements (BIS) play in the current financial system?

    -The BIS acts as a bank for central banks, facilitating cooperation among central banks and other金融机构. It is mentioned in the script that the BIS, along with top banks and central banks, are the secured creditors for financial assets, meaning they would have priority in the event of an implosion of the derivatives market.

  • How did the legal structures like DTC and CSD enable the 'Great Taking'?

    -The Depository Trust Company (DTC) and Central Securities Depository (CSD) are legal structures that facilitated the dematerialization of securities and their connection to the derivatives market. They enabled the pooling of securities and the removal of direct property rights, making it possible for securities to be used as collateral and for the 'Great Taking' to occur.

  • What is the potential outcome for high net worth individuals if the derivatives market implodes?

    -If the derivatives market implodes, high net worth individuals, like all other investors, would only have a pro-rata share of the assets they thought they owned. Their securities would be at risk of being taken by secured creditors due to the legal changes that have turned securities ownership into security entitlement.

  • Why is awareness important in preventing the negative consequences of the 'Great Taking'?

    -Awareness is crucial because it can lead to pushback against the current system and potentially prevent the negative consequences of the 'Great Taking'. If high net worth individuals and the general public understand the risks and implications, they can take action, such as advocating for legal changes or moving their assets into safer forms like physical gold.

  • What is the significance of the European Commission's legal certainty group in relation to the 'Great Taking'?

    -null

  • How does the speaker suggest individuals can protect their wealth in light of the 'Great Taking'?

    -The speaker suggests that individuals should consider holding physical assets like gold and land with deeds, as these are not part of the dematerialized and pooled assets that can be taken in the event of a market implosion. He also emphasizes the importance of being aware of the situation and advocating for change.

Outlines

00:00

📈 The Great Taking: Financial Turbulence and Derivatives Market

The speaker discusses the interconnectedness of global financial assets such as stocks, shares, and bank balances with the world derivatives market since 2016. He emphasizes the importance of understanding how these assets are now used as collateral. The talk highlights the work of David Rogers, who has been raising awareness about the potential for wealth confiscation in the event of a market implosion. The speaker also touches on the concept of the 'Great Reset' and its connection to the concentration of wealth and power.

05:00

💼 Legal Infrastructure and the Loss of Securities Ownership

This paragraph delves into the legal framework that has been established over the past 50 years, which has led to a shift from individual ownership of securities to security entitlement. The speaker explains how this structure allows for the pooling of all securities, making them vulnerable to confiscation by powerful creditors in the event of a market crash. The narrative also includes the role of the CIA and the establishment of the Depository Trust Company (DTC) as part of this infrastructure.

10:01

💡 Safe Harbor for Secured Creditors and the Removal of Legal Rights

The speaker outlines the 'Safe Harbor' provisions that protect secured creditors, which include large banks and financial institutions. He discusses how these provisions have been established to ensure that in the event of insolvency, secured creditors have priority over the assets. The paragraph also addresses the European Union's adoption of similar laws, despite initial uncertainty, under the influence of the United States.

15:03

🌐 Global Impact: The European Union and the Demand for Collateral

The focus shifts to the global impact of these financial structures, particularly within the European Union. The speaker describes how the EU has been influenced by the US to adopt legal frameworks that provide certainty for secured creditors. He also discusses the potential consequences of these structures, including the possibility of a massive insolvency and the subsequent distribution of assets.

20:04

🏛️ The Central Role of Central Banks and the Derivatives Complex

The speaker suggests that central banks and clearing counterparties could potentially seize all assets if a crisis occurs, due to the legal structures in place. He discusses the potential societal reaction to such an event and the possibility of governments offering digital credits as a solution. The paragraph also touches on the importance of holding physical assets, such as gold, as a safeguard against these potential risks.

25:04

📉 The Banking System and the Derivatives Bubble

The speaker critiques the current state of the banking system, highlighting the re-hypothecation of assets and the creation of a derivatives bubble. He questions the motivations behind the establishment of these financial structures and suggests that they may be used in the event of a significant financial crisis. The paragraph also includes a discussion on the importance of gold as a safe haven asset and the potential for its remonetization.

30:04

🌟 Gold as a Safe Haven and the Future of Currency

The speaker concludes with a discussion on the importance of physical gold as a safe haven asset. He mentions the central banks' recent classification of gold as a class one asset and the potential for gold to once again serve as a support for currency. The paragraph also includes a humorous anecdote about trust in central banks and a call to action for individuals to educate themselves and protect their assets.

Mindmap

Keywords

Derivatives Market

The derivatives market is a financial marketplace dealing with contracts that derive their value from other underlying financial assets, such as stocks, bonds, commodities, or currencies. In the context of the video, it is emphasized that all securities, including stocks and shares, bank balances, and forms of debt, have been connected to the world derivatives market and are used as collateral. This is significant as it implies that these assets could be at risk in the event of a market implosion.

Book Entry Form

Book entry form refers to a method of recording the ownership of securities where no physical stock certificates are issued. Instead, ownership is recorded electronically. The video discusses how since 2016, securities held in book entry form have no property rights and are part of the derivatives market, which is a critical shift in how ownership and collateral are managed.

Central Banks

Central banks are national institutions that manage a country's monetary policy, regulate financial institutions, and often issue currency. The video suggests that central banks, particularly the Federal Reserve and the Bank of England, are privately owned and have been instrumental in concentrating power and control over financial systems, which is part of a broader narrative about financial control and the potential for wealth confiscation.

Velocity of Money

Velocity of money is an economic term that refers to the rate at which money circulates through the economy. It is calculated by dividing a country's GDP by its money supply. The video states that a low velocity of money can predict an impending major crash, and it was at its lowest point in 2020 since the Great Depression, indicating a potential financial crisis.

Dematerialization

Dematerialization in the context of the video refers to the process of transitioning from physical certificates of stocks to electronic records. This shift was necessary to connect all securities to the world derivatives market. The video suggests that dematerialization was a key step in the 'Great Taking', a term used to describe the confiscation of financial assets.

Security Entitlement

A security entitlement is a contractual claim to securities that are held by a broker on behalf of a client. The video explains that the concept of security entitlement has replaced the traditional ownership of securities. This change means that investors no longer have direct ownership of their securities but rather an entitlement to them, which can be affected by the actions of intermediaries, such as brokers.

Prorata Share

A prorata share is a portion of a whole that is allocated based on a proportional relationship. In the video, it is mentioned that if there is a problem with the derivatives market, investors would only receive a prorata share of the assets they thought they owned. This suggests a dilution of individual ownership claims in the face of a larger financial collapse.

Physical Gold

Physical gold refers to gold in its tangible form, as opposed to financial instruments that represent an ownership stake in gold, such as ETFs or paper gold. The video emphasizes the importance of owning physical gold as a safe haven asset, especially in times of financial turmoil. It is suggested that physical gold will not be confiscated in a crisis, unlike during the 1930s, making it a reliable store of value.

Remonetization of Gold

Remonetization of gold is the process of gold returning to a role as a primary form of money or backing for currency. The video discusses how central banks have been upgrading gold from a class 2 to a class 1 asset, indicating a shift towards recognizing gold as a critical component of monetary policy and a potential move towards gold-backed currencies.

The Great Taking

The term 'The Great Taking' is used in the video to describe a perceived strategy by which the ownership of securities and financial assets is transferred from individuals to a concentrated group of powerful creditors, particularly in the event of a financial collapse. It implies a systematic confiscation of wealth facilitated by changes in legal structures and the derivatives market.

The Great Reset

The Great Reset is mentioned in the video as a concept closely related to the restructuring of financial systems and the concentration of wealth and power. It is suggested that the Great Reset involves innovations and changes that could lead to an unprecedented level of control by a few entities, potentially aligning with the themes of the 'Great Taking' discussed in the video.

Highlights

Since 2016, all securities held in book entry form globally are connected to the world derivatives market and used as collateral.

The ownership of stocks, bank balances, and forms of debt are now underpinned by the derivatives market.

The Great Taking refers to the endgame of a long cycle of debt and the preparation for financial turbulence.

Secured creditors, including top banks, stand to gain everything in the case of a derivatives market implosion.

The concept of private ownership has been replaced with security entitlement, affecting even the super-rich.

All securities are held in unsegregated pooled form, even when investors believe they are segregated.

The legal infrastructure is in place to confiscate financial assets in the event of a major crash.

The central banks and the Bank for International Settlements are key players in the control of financial assets.

The velocity of money is at its lowest point since the Great Depression, indicating a potential major crash.

The first step of the Great Taking was dematerialization, moving from paper certificates to electronic records.

The CIA was involved in the mission to change the legal ownership of securities, starting with William Denson.

The European Commission has also implemented legal structures similar to those in the US, affecting securities ownership.

Investors now only have a pro rata share in the interests of their assets held by intermediaries like brokers.

Physical gold and land with deeds are suggested as safe havens outside the controlled financial system.

Central banks have been increasing their holdings of physical gold, indicating a potential remonetization of gold.

The speaker suggests that awareness and pushback from the public could prevent the negative outcomes of the current financial structures.

The speaker recommends 'The Great Taking' book and documentary for further detailed information on this issue.